PNB Housing Finance Ltd
NSE:PNBHOUSING

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PNB Housing Finance Ltd
NSE:PNBHOUSING
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Price: 842.95 INR -2.98% Market Closed
Market Cap: 219B INR
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PNB Housing Finance Ltd
Interest Income Expense

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
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PNB Housing Finance Ltd
Interest Income Expense Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Interest Income Expense CAGR 3Y CAGR 5Y CAGR 10Y
PNB Housing Finance Ltd
NSE:PNBHOUSING
Interest Income Expense
-â‚ą43.7B
CAGR 3-Years
1%
CAGR 5-Years
6%
CAGR 10-Years
-16%
LIC Housing Finance Ltd
NSE:LICHSGFIN
Interest Income Expense
â‚ą812.7m
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
Can Fin Homes Ltd
NSE:CANFINHOME
Interest Income Expense
N/A
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
Aavas Financiers Ltd
NSE:AAVAS
Interest Income Expense
-â‚ą7.8B
CAGR 3-Years
-19%
CAGR 5-Years
-21%
CAGR 10-Years
N/A
Indiabulls Housing Finance Ltd
NSE:IBULHSGFIN
Interest Income Expense
-â‚ą53.1B
CAGR 3-Years
9%
CAGR 5-Years
11%
CAGR 10-Years
-5%
IIFL Finance Ltd
NSE:IIFL
Interest Income Expense
-â‚ą3.2B
CAGR 3-Years
22%
CAGR 5-Years
9%
CAGR 10-Years
N/A
No Stocks Found

PNB Housing Finance Ltd
Glance View

Market Cap
218.9B INR
Industry
Financial Services

PNB Housing Finance Ltd., a prominent player in India's housing finance sector, has carved its niche by focusing on providing housing loans to a diverse clientele, including both retail and corporate customers. The company was initially set up as a subsidiary of Punjab National Bank, one of India’s leading governmental banks. However, it has evolved into a significant entity in its own right, with the objective of addressing India's burgeoning demand for affordable housing. This company primarily generates revenue through the interest and fees on its housing loans, which form the core of its business. By tapping into the robust Indian real estate market, PNB Housing Finance Ltd. facilitates homeownership dreams, bridging the gap between financial aspirations and reality. The operational model of PNB Housing Finance Ltd. centers around sourcing funds from the market, primarily through short- and long-term borrowings, and then judiciously lending those funds to home buyers. The margins it earns from the difference between the interest it pays on these borrowings and the interest it charges its customers are critical to its profitability. Additionally, it focuses on efficient asset management to maintain a healthy loan book while diligently managing risks associated with borrowers' credit profiles. Over the years, this model has not only secured financial growth but also positioned the firm as a reliable institution in the financial services spectrum, contributing to India's housing finance ecosystem with a steadfast commitment to transparency and customer satisfaction.

PNBHOUSING Intrinsic Value
1 539.36 INR
Undervaluation 45%
Intrinsic Value
Price

See Also

What is PNB Housing Finance Ltd's Interest Income Expense?
Interest Income Expense
-43.7B INR

Based on the financial report for Sep 30, 2024, PNB Housing Finance Ltd's Interest Income Expense amounts to -43.7B INR.

What is PNB Housing Finance Ltd's Interest Income Expense growth rate?
Interest Income Expense CAGR 10Y
-16%

Over the last year, the Interest Income Expense growth was -6%. The average annual Interest Income Expense growth rates for PNB Housing Finance Ltd have been 1% over the past three years , 6% over the past five years , and -16% over the past ten years .

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