Punjab National Bank
NSE:PNB

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Punjab National Bank Logo
Punjab National Bank
NSE:PNB
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Price: 99.63 INR -0.92% Market Closed
Market Cap: 1.1T INR
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Intrinsic Value

The intrinsic value of one PNB stock under the Base Case scenario is 163.64 INR. Compared to the current market price of 99.63 INR, Punjab National Bank is Undervalued by 39%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

PNB Intrinsic Value
163.64 INR
Undervaluation 39%
Intrinsic Value
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Punjab National Bank

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Business Breakdown

Punjab National Bank (PNB), founded in 1894, is one of India's oldest and most respected financial institutions. With its roots deeply embedded in the rich tapestry of Indian banking history, PNB has evolved into a public sector bank that serves millions of customers across the nation and abroad. Renowned for its wide-ranging suite of financial services—including retail banking, corporate banking, and international banking—PNB plays a pivotal role in the economic development of the country. The bank's extensive network, comprising over 11,000 branches and 13,000 ATMs, positions it favorably to capture a significant share of the growing Indian banking market. For investors, PNB presents a co...

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Financials
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Balance Sheet Decomposition
Punjab National Bank

Net Loans 10.3T
Investments 5.3T
PP&E 123.7B
Other Assets 1.5T
Total Deposits 14.7T
Long Term Debt 945B
Other Liabilities 330.8B

Wall St
Price Targets

PNB Price Targets Summary
Punjab National Bank

Wall Street analysts forecast PNB stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for PNB is 108.73 INR with a low forecast of 65.65 INR and a high forecast of 157.5 INR.

Lowest
Price Target
65.65 INR
34% Downside
Average
Price Target
108.73 INR
9% Upside
Highest
Price Target
157.5 INR
58% Upside
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Dividends

Dividend Yield
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Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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Shareholder Yield

Current shareholder yield for PNB is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Profile

Punjab National Bank Logo
Punjab National Bank

Country

India

Industry

Banking

Market Cap

1.1T INR

Dividend Yield

1.51%

Description

Punjab National Bank operates as a commercial bank. The company is headquartered in Navi Mumbai, Maharashtra and currently employs 103,144 full-time employees. The company went IPO on 2002-04-26. The Bank’s segments include Treasury, Corporate/Wholesale banking, Retail banking and Other banking operations. The Treasury segment includes the entire investment portfolio and trading in foreign exchange contracts and derivative contracts. The Bank provides various banking services, such as agriculture banking, retail banking, treasury operations, corporate banking, merchant banking, non-resident Indian (NRI) services, depository services, digital banking services and mutual funds. Its depositary services include current deposits, savings deposits, term deposits, recurring deposits, Capital Gain Account Scheme and Gold Monetization Scheme. Its loan portfolio includes retail loans, agriculture loans, micro, small and medium enterprises (MSME) loans and corporate loans. Its other services include cash management services, export/import finance, gold card scheme for exporters, doorstep banking service and online trading.

Contact

MAHARASHTRA
Navi Mumbai
Plot No. 29 PNB Complex,, Belapaur
+911128044866
www.pnbindia.in

IPO

2002-04-26

Employees

103 144

Officers

MD, CEO & Director
Mr. Atul Kumar Goel
Executive Director
Mr. Bibhu Prasad Mahapatra
CFO and Chief GM of Strategic Management & Economic Advisory Division
Mr. Dilip Kumar Jain
Group Chief Compliance Officer
Mr. Sanjeevan Nikhar
Chief General Manager
Mr. V. Sundaresan
Chief General Manager & Group Chief Risk Officer
Mr. Amit Kumar Srivastava

See Also

Discover More
What is the Intrinsic Value of one PNB stock?

The intrinsic value of one PNB stock under the Base Case scenario is 163.64 INR.

Is PNB stock undervalued or overvalued?

Compared to the current market price of 99.63 INR, Punjab National Bank is Undervalued by 39%.

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