One 97 Communications Ltd
NSE:PAYTM

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One 97 Communications Ltd Logo
One 97 Communications Ltd
NSE:PAYTM
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Price: 903.35 INR 6.85%
Market Cap: 575.1B INR
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Intrinsic Value

The intrinsic value of one PAYTM stock under the Base Case scenario is 466 INR. Compared to the current market price of 903.35 INR, One 97 Communications Ltd is Overvalued by 48%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

PAYTM Intrinsic Value
466 INR
Overvaluation 48%
Intrinsic Value
Price
Base Case Scenario

Valuation Backtest
One 97 Communications Ltd

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
One 97 Communications Ltd

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
One 97 Communications Ltd

Current Assets 125.3B
Cash & Short-Term Investments 107B
Receivables 13.5B
Other Current Assets 4.8B
Non-Current Assets 56.8B
Long-Term Investments 39.2B
PP&E 9.2B
Intangibles 531m
Other Non-Current Assets 7.8B
Current Liabilities 33.8B
Accounts Payable 7.5B
Other Current Liabilities 26.3B
Non-Current Liabilities 2.9B
Long-Term Debt 1.4B
Other Non-Current Liabilities 1.5B
Efficiency

Earnings Waterfall
One 97 Communications Ltd

Revenue
82.8B INR
Cost of Revenue
-34B INR
Gross Profit
48.7B INR
Operating Expenses
-72.1B INR
Operating Income
-23.3B INR
Other Expenses
16.5B INR
Net Income
-6.8B INR

Free Cash Flow Analysis
One 97 Communications Ltd

Last Value
3-Years Average
FCF Margin
Conversion Rate
Earnings Calls

Paytm's recent earnings call highlighted a strong outlook, expecting to exceed profitability guidance by year-end due to an evolving loan model. With improvements in merchant loan collections projected, the net take rate is estimated to remain above 5%. Notably, Paytm aims for EBITDA breakeven by Q3 or Q4 this year. The company is actively adding lending partners to enhance personal loan offerings and anticipates a robust demand ahead. Additionally, there’s potential for cash returns to shareholders in the next 12-18 months as the firm strengthens its cash position and operational scalability.

What is Earnings Call?
Fundamental Scores

PAYTM Profitability Score
Profitability Due Diligence

One 97 Communications Ltd's profitability score is 29/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
ROE is Increasing
ROIC is Increasing
Exceptional 3-Years Revenue Growth
29/100
Profitability
Score

One 97 Communications Ltd's profitability score is 29/100. The higher the profitability score, the more profitable the company is.

PAYTM Solvency Score
Solvency Due Diligence

One 97 Communications Ltd's solvency score is 75/100. The higher the solvency score, the more solvent the company is.

High Altman Z-Score
Long-Term Solvency
Negative Net Debt
Low D/E
75/100
Solvency
Score

One 97 Communications Ltd's solvency score is 75/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

PAYTM Price Targets Summary
One 97 Communications Ltd

Wall Street analysts forecast PAYTM stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for PAYTM is 681.49 INR with a low forecast of 328.25 INR and a high forecast of 1 386 INR.

Lowest
Price Target
328.25 INR
64% Downside
Average
Price Target
681.49 INR
25% Downside
Highest
Price Target
1 386 INR
53% Upside
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Dividends

One 97 Communications Ltd
does not pay dividends
Shareholder Yield

Current shareholder yield for PAYTM is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

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Profile

One 97 Communications Ltd Logo
One 97 Communications Ltd

Country

India

Industry

Technology

Market Cap

563.3B INR

Dividend Yield

0%

Description

One 97 Communications Ltd. engages in the development of digital goods and mobile commerce platform. The company is headquartered in Noida, Uttar Pradesh and currently employs 7,278 full-time employees. The company went IPO on 2021-11-18. The firm runs Paytm, which is a digital goods and mobile commerce platform. The firm delivers mobile content and commerce services to various mobile consumers through telecommunication applications cloud platform. Its business offerings include mobile payments and mobile marketing. The Company’s segments include Payment, Commerce, Cloud and Other. Its product offerings include top-ups, tickets, hotel booking, superstar talk, deals, music, video, games and mobile content. The company delivers mobile marketing campaigns through short message service, voice, applications, quick response (QR) codes and mCoupons. The company offers a mix of mobile technologies to connect with its marketing mix, including social media, digital signage, Website and on-pack promotions. The company offers internal and external communication support to enterprises with its plug-in customer relationship management tools and cross selling solutions among others.

Contact

UTTAR PRADESH
Noida
B 121, Sector
+911204770770
paytm.com

IPO

2021-11-18

Employees

7 278

Officers

Founder, CEO, MD & Chairman
Mr. Vijay Shekhar Sharma
President, Group CFO & Whole Time Director
Mr. Madhur Deora
Chief Technology Officer
Mr. Sanjay Singh
Senior Vice President of Investor Relations
Mr. Anuj Mittal
Head of Compliance
Mr. Srinivas Yanamandra
General Counsel
Ms. Urvashi Sahai
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Vice President of Sales
Mr. Jessjeet Bhandari
Chief Marketing Officer & Business Head of Business Unit
Mr. Sidharth Shakdher
Vice President of Human Resources
Mr. Naresh Yadav
Chief Executive Officer of Paytm Labs
Mr. Harinderpal Singh Takhar
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See Also

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What is the Intrinsic Value of one PAYTM stock?

The intrinsic value of one PAYTM stock under the Base Case scenario is 466 INR.

Is PAYTM stock undervalued or overvalued?

Compared to the current market price of 903.35 INR, One 97 Communications Ltd is Overvalued by 48%.

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