New India Assurance Company Ltd
NSE:NIACL
Income Statement
Income Statement
New India Assurance Company Ltd
| Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||
| Interest Expense |
0
|
110
|
0
|
0
|
0
|
224
|
0
|
0
|
0
|
191
|
0
|
0
|
0
|
300
|
0
|
0
|
0
|
361
|
0
|
0
|
0
|
534
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Gross Premiums Earned |
159 668
|
216 117
|
218 625
|
225 117
|
231 592
|
236 622
|
242 760
|
249 883
|
255 324
|
263 763
|
271 293
|
280 461
|
287 602
|
290 647
|
294 791
|
293 102
|
297 839
|
304 250
|
311 669
|
320 624
|
331 407
|
341 866
|
347 625
|
350 847
|
351 683
|
355 374
|
364 141
|
373 022
|
380 028
|
|
| Revenue |
188 031
N/A
|
266 475
+42%
|
269 428
+1%
|
277 005
+3%
|
289 663
+5%
|
294 948
+2%
|
297 213
+1%
|
302 280
+2%
|
305 581
+1%
|
321 380
+5%
|
331 977
+3%
|
347 010
+5%
|
355 789
+3%
|
350 172
-2%
|
354 883
+1%
|
368 238
+4%
|
377 614
+3%
|
392 729
+4%
|
404 103
+3%
|
399 191
-1%
|
407 969
+2%
|
407 698
0%
|
413 028
+1%
|
415 514
+1%
|
411 050
-1%
|
412 382
+0%
|
424 535
+3%
|
446 586
+5%
|
458 576
+3%
|
|
| Operating Income | ||||||||||||||||||||||||||||||
| Operating Expenses |
(193 454)
|
(269 146)
|
(275 503)
|
(280 031)
|
(281 151)
|
(288 857)
|
(288 237)
|
(290 571)
|
(297 107)
|
(306 211)
|
(320 816)
|
(344 188)
|
(354 399)
|
(356 249)
|
(360 804)
|
(354 502)
|
(357 055)
|
(396 509)
|
(408 151)
|
(426 550)
|
(440 142)
|
(419 908)
|
(427 175)
|
(426 455)
|
(427 923)
|
(425 775)
|
(436 934)
|
(460 879)
|
(470 709)
|
|
| Selling, General & Administrative |
(17 204)
|
(37 470)
|
(30 571)
|
(31 637)
|
(32 485)
|
(35 840)
|
(36 248)
|
(36 512)
|
(40 345)
|
(51 504)
|
(37 207)
|
(36 129)
|
(32 468)
|
(37 114)
|
(28 956)
|
(29 753)
|
(31 052)
|
(73 955)
|
(65 802)
|
(68 214)
|
(69 529)
|
(48 113)
|
(37 775)
|
(35 886)
|
(34 310)
|
(44 414)
|
(24 190)
|
(32 253)
|
(37 191)
|
|
| Depreciation & Amortization |
0
|
(897)
|
0
|
0
|
0
|
(934)
|
0
|
0
|
0
|
(1 027)
|
0
|
0
|
0
|
(866)
|
0
|
0
|
0
|
(822)
|
0
|
0
|
0
|
(590)
|
0
|
0
|
0
|
(510)
|
0
|
0
|
0
|
|
| Benefits Claims Loss Adjustment |
(168 065)
|
(227 593)
|
(232 800)
|
(235 988)
|
(235 982)
|
(238 822)
|
(229 512)
|
(231 129)
|
(234 288)
|
(246 406)
|
(268 195)
|
(293 193)
|
(306 679)
|
(311 450)
|
(316 450)
|
(309 207)
|
(309 340)
|
(314 503)
|
(324 929)
|
(340 841)
|
(353 676)
|
(362 469)
|
(369 060)
|
(369 515)
|
(373 190)
|
(379 234)
|
(392 306)
|
(408 394)
|
(413 152)
|
|
| Other Operating Expenses |
(8 185)
|
(3 186)
|
(12 130)
|
(12 405)
|
(12 683)
|
(13 262)
|
(22 478)
|
(22 930)
|
(22 474)
|
(7 274)
|
(15 413)
|
(14 866)
|
(15 252)
|
(6 818)
|
(15 398)
|
(15 542)
|
(16 663)
|
(7 229)
|
(17 420)
|
(17 495)
|
(16 937)
|
(8 737)
|
(20 341)
|
(21 055)
|
(20 422)
|
(1 617)
|
(20 438)
|
(20 232)
|
(20 367)
|
|
| Operating Income |
(5 424)
N/A
|
(2 672)
+51%
|
(6 075)
-127%
|
(3 027)
+50%
|
8 511
N/A
|
6 090
-28%
|
8 975
+47%
|
11 709
+30%
|
8 475
-28%
|
15 169
+79%
|
11 162
-26%
|
2 822
-75%
|
1 390
-51%
|
(6 077)
N/A
|
(5 920)
+3%
|
13 736
N/A
|
20 559
+50%
|
(3 780)
N/A
|
(4 048)
-7%
|
(27 359)
-576%
|
(32 173)
-18%
|
4 180
N/A
|
2 243
-46%
|
5 449
+143%
|
(483)
N/A
|
1 736
N/A
|
2 729
+57%
|
836
-69%
|
2 995
+258%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||
| Interest Income Expense |
15 922
|
10 017
|
9 854
|
9 944
|
12 555
|
11 548
|
9 392
|
7 962
|
6 527
|
8 357
|
9 877
|
11 870
|
11 848
|
7 733
|
8 108
|
13 826
|
15 350
|
16 984
|
19 025
|
13 708
|
13 006
|
12 136
|
12 519
|
12 226
|
10 060
|
7 653
|
9 058
|
13 644
|
15 318
|
|
| Non-Reccuring Items |
(182)
|
(999)
|
(989)
|
(1 106)
|
(950)
|
(1 597)
|
(1 623)
|
(1 543)
|
(1 638)
|
(3 222)
|
(3 263)
|
(3 276)
|
(3 229)
|
(830)
|
(1 117)
|
(1 162)
|
(1 200)
|
(1 291)
|
(1 601)
|
(1 596)
|
(1 595)
|
(2 346)
|
(2 636)
|
(2 628)
|
(2 503)
|
(90)
|
(194)
|
(168)
|
(261)
|
|
| Total Other Income |
(229)
|
424
|
(411)
|
(1 242)
|
(8 122)
|
549
|
270
|
(161)
|
5 269
|
294
|
354
|
1 011
|
1 714
|
950
|
1 145
|
(25 171)
|
(30 349)
|
652
|
757
|
26 585
|
31 686
|
151
|
1 538
|
2 444
|
2 826
|
926
|
(177)
|
(4 070)
|
(5 161)
|
|
| Pre-Tax Income |
10 086
N/A
|
6 770
-33%
|
2 378
-65%
|
4 570
+92%
|
11 995
+162%
|
16 590
+38%
|
17 014
+3%
|
17 966
+6%
|
18 632
+4%
|
20 598
+11%
|
18 130
-12%
|
12 428
-31%
|
11 723
-6%
|
1 776
-85%
|
2 216
+25%
|
1 229
-45%
|
4 360
+255%
|
12 565
+188%
|
14 133
+12%
|
11 338
-20%
|
10 924
-4%
|
14 121
+29%
|
13 664
-3%
|
17 491
+28%
|
9 900
-43%
|
10 225
+3%
|
11 415
+12%
|
10 241
-10%
|
12 891
+26%
|
|
| Net Income | ||||||||||||||||||||||||||||||
| Tax Provision |
(1 356)
|
(722)
|
191
|
(107)
|
(1 455)
|
(2 234)
|
(2 542)
|
(3 245)
|
(3 621)
|
(4 320)
|
(3 875)
|
(2 452)
|
(2 047)
|
3
|
(136)
|
(65)
|
(684)
|
(1 952)
|
(2 167)
|
(1 745)
|
(1 651)
|
(3 210)
|
(3 081)
|
(4 220)
|
(316)
|
(503)
|
(97)
|
542
|
(1 781)
|
|
| Income from Continuing Operations |
8 731
|
6 048
|
2 570
|
4 464
|
10 541
|
14 357
|
14 472
|
14 721
|
15 011
|
16 278
|
14 255
|
9 976
|
9 676
|
1 779
|
2 079
|
1 164
|
3 676
|
10 613
|
11 966
|
9 593
|
9 273
|
10 911
|
10 583
|
13 271
|
9 584
|
9 722
|
11 318
|
10 783
|
11 110
|
|
| Income to Minority Interest |
(43)
|
(52)
|
(69)
|
(47)
|
(83)
|
(45)
|
(54)
|
(57)
|
(36)
|
(47)
|
(48)
|
(37)
|
(39)
|
(39)
|
(29)
|
(48)
|
(24)
|
(20)
|
4
|
18
|
5
|
(40)
|
(66)
|
(67)
|
(60)
|
(16)
|
7
|
3
|
(3)
|
|
| Equity Earnings Affiliates |
18
|
51
|
34
|
181
|
123
|
110
|
383
|
221
|
286
|
175
|
7
|
80
|
161
|
205
|
252
|
242
|
43
|
(113)
|
(226)
|
(142)
|
40
|
293
|
439
|
410
|
365
|
660
|
652
|
833
|
822
|
|
| Net Income (Common) |
8 704
N/A
|
6 047
-31%
|
2 533
-58%
|
4 597
+81%
|
10 581
+130%
|
14 422
+36%
|
14 802
+3%
|
14 884
+1%
|
15 259
+3%
|
16 405
+8%
|
14 211
-13%
|
10 018
-30%
|
9 799
-2%
|
1 946
-80%
|
2 303
+18%
|
1 358
-41%
|
3 695
+172%
|
10 480
+184%
|
11 744
+12%
|
9 470
-19%
|
9 317
-2%
|
11 165
+20%
|
10 956
-2%
|
13 614
+24%
|
9 889
-27%
|
10 366
+5%
|
11 976
+16%
|
11 620
-3%
|
11 929
+3%
|
|
| EPS (Diluted) |
5.27
N/A
|
3.67
-30%
|
1.53
-58%
|
2.68
+75%
|
6.42
+140%
|
8.75
+36%
|
8.99
+3%
|
9.04
+1%
|
9.27
+3%
|
9.95
+7%
|
8.68
-13%
|
6.04
-30%
|
5.95
-1%
|
1.18
-80%
|
1.39
+18%
|
0.82
-41%
|
2.24
+173%
|
6.36
+184%
|
7.13
+12%
|
5.75
-19%
|
5.66
-2%
|
6.77
+20%
|
6.64
-2%
|
8.19
+23%
|
5.99
-27%
|
6.29
+5%
|
7.27
+16%
|
7.09
-2%
|
7.25
+2%
|
|