LIC Housing Finance Ltd
NSE:LICHSGFIN

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LIC Housing Finance Ltd
NSE:LICHSGFIN
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Price: 583.05 INR 0.14% Market Closed
Market Cap: 320.7B INR
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Intrinsic Value

The intrinsic value of one LICHSGFIN stock under the Base Case scenario is 2 015.31 INR. Compared to the current market price of 583.05 INR, LIC Housing Finance Ltd is Undervalued by 71%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

LICHSGFIN Intrinsic Value
2 015.31 INR
Undervaluation 71%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation History
LIC Housing Finance Ltd

Intrinsic Value History
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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Valuation History Unavailable

Historical valuation for LICHSGFIN cannot be conducted due to limitations such as insufficient data or other constraints.

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Fundamental Analysis

583.05 INR
+0.14%
+0.14%
Benchmark
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LIC Housing Finance Ltd
IN
Financial Services
Market Cap
320.7B INR
IPO
Sep 15, 1994
Employees
2 427
India
Market Cap
320.7B INR
Industry
Financial Services
IPO
Sep 15, 1994
Company Overview
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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
LIC Housing Finance Ltd

Current Assets 8B
Cash & Short-Term Investments 7.9B
Receivables 26.5m
Non-Current Assets 3T
Long-Term Investments 63.1B
PP&E 3.4B
Intangibles 566m
Other Non-Current Assets 2.9T
Current Liabilities 76.5B
Accounts Payable 601.7m
Other Current Liabilities 75.9B
Non-Current Liabilities 2.6T
Long-Term Debt 2.5T
Other Non-Current Liabilities 79.6B
Efficiency

Earnings Waterfall
LIC Housing Finance Ltd

Revenue
274.1B INR
Cost of Revenue
-190.4B INR
Gross Profit
83.7B INR
Operating Expenses
-11.3B INR
Operating Income
72.4B INR
Other Expenses
-23.6B INR
Net Income
48.8B INR

Free Cash Flow Analysis
LIC Housing Finance Ltd

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

LICHSGFIN Profitability Score
Profitability Due Diligence

LIC Housing Finance Ltd's profitability score is 51/100. The higher the profitability score, the more profitable the company is.

Positive Operating Income
Positive Gross Profit
Positive 3-Years Revenue Growth
ROE is Increasing
51/100
Profitability
Score

LIC Housing Finance Ltd's profitability score is 51/100. The higher the profitability score, the more profitable the company is.

LICHSGFIN Solvency Score
Solvency Due Diligence

LIC Housing Finance Ltd's solvency score is 9/100. The higher the solvency score, the more solvent the company is.

Long-Term Solvency
Short-Term Solvency
Positive Net Debt
High D/E
9/100
Solvency
Score

LIC Housing Finance Ltd's solvency score is 9/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

LICHSGFIN Price Targets Summary
LIC Housing Finance Ltd

Wall Street analysts forecast LICHSGFIN stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for LICHSGFIN is 734.05 INR with a low forecast of 454.5 INR and a high forecast of 908.25 INR.

Lowest
Price Target
454.5 INR
22% Downside
Average
Price Target
734.05 INR
26% Upside
Highest
Price Target
908.25 INR
56% Upside
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Dividends

Dividend Yield
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Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for LICHSGFIN is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
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Buyback Yield
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See Also

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What is the Intrinsic Value of one LICHSGFIN stock?

The intrinsic value of one LICHSGFIN stock under the Base Case scenario is 2 015.31 INR.

Is LICHSGFIN stock undervalued or overvalued?

Compared to the current market price of 583.05 INR, LIC Housing Finance Ltd is Undervalued by 71%.

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