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Karnataka Bank Ltd
NSE:KTKBANK

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Karnataka Bank Ltd
NSE:KTKBANK
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Price: 244.9 INR -0.58% Market Closed
Market Cap: ₹92.6B

ROA

1%
Current
Declining
by 0.2%
vs 3-y average of 1.2%

Return on Assets (ROA) measures how efficiently a company uses its assets to generate profit. It shows how much net income is earned for each dollar of assets.

ROA
1%
=
Net Income
₹11.6B
/
Avg Total Assets
₹1.2T

Return on Assets (ROA) measures how efficiently a company uses its assets to generate profit. It shows how much net income is earned for each dollar of assets.

ROA
1%
=
Net Income
₹11.6B
/
Avg Total Assets
₹1.2T

Peer Comparison

Country Company Market Cap ROA
IN
Karnataka Bank Ltd
NSE:KTKBANK
93.1B INR
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US
JPMorgan Chase & Co
NYSE:JPM
831.4B USD
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ZA
Standard Bank Group Ltd
JSE:SBK
513.8B ZAR
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ZA
Capitec Bank Holdings Ltd
JSE:CPI
500.3B ZAR
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CN
Industrial and Commercial Bank of China Ltd
SSE:601398
2.7T CNY
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US
Bank of America Corp
NYSE:BAC
384.4B USD
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CN
China Construction Bank Corp
SSE:601939
2.5T CNY
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CN
Agricultural Bank of China Ltd
SSE:601288
2.4T CNY
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UK
HSBC Holdings PLC
LSE:HSBA
234.5B GBP
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CN
Bank of China Ltd
SSE:601988
1.9T CNY
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US
Wells Fargo & Co
NYSE:WFC
249.5B USD
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Market Distribution

Lower than 72% of companies in India
Percentile
28th
Based on 5 684 companies
28th percentile
1%
Low
-4 003.5% — 1.2%
Typical Range
1.2% — 7.6%
High
7.6% — 1 461.8%
Distribution Statistics
India
Min -4 003.5%
30th Percentile 1.2%
Median 3.9%
70th Percentile 7.6%
Max 1 461.8%

Other Profitability Ratios

Karnataka Bank Ltd
Glance View

Karnataka Bank Ltd. is a banking company, engages in the provision of banking and financial services. The company is headquartered in Mangalore, Karnataka and currently employs 8,520 full-time employees. The company went IPO on 2000-12-21. The firm is engaged in providing a range of banking and financial services, including retail, corporate banking and para-banking activities in addition to treasury and foreign exchange business. The company operates in four segments: Treasury, Corporate Banking, Retail Banking and Other Banking Operations. Its products and services include borrowing facilities, deposits, providing returns on funds and helping with overseas transactions. The company offers business banking services, such as working capital finance, term loans and business finance products. The company offers personal banking services that include savings accounts, cards, loans, deposits, insurance, investment other services and other products. Its loan portfolio includes housing loan, vehicle loans, personal loan, loan against property, education loan, gold loan and other loans.

KTKBANK Intrinsic Value
342.92 INR
Undervaluation 29%
Intrinsic Value
Price ₹244.9
K
What is Return on Assets?
Return on Assets (ROA) measures how efficiently a company uses its assets to generate profit. It shows how much net income is earned for each dollar of assets.
How is ROA calculated?

ROA is calculated by dividing the Net Income by the Avg Total Assets.

ROA
1%
=
Net Income
₹11.6B
/
Avg Total Assets
₹1.2T
What is Karnataka Bank Ltd's current ROA?

The current ROA for Karnataka Bank Ltd is 1%, which is below its 3-year median of 1.2%.

How has ROA changed over time?

Over the last 3 years, Karnataka Bank Ltd’s ROA has decreased from 1% to 1%. During this period, it reached a low of 1% on Aug 30, 2025 and a high of 1.5% on Jun 30, 2023.

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