Indian Overseas Bank
NSE:IOB

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Indian Overseas Bank
NSE:IOB
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Price: 52.4 INR -1.52% Market Closed
Market Cap: 990.5B INR
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Net Margin
Indian Overseas Bank

17.9%
Current
16%
Average
22.9%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
17.9%
=
Net Income
29.6B
/
Revenue
165.8B

Net Margin Across Competitors

Country IN
Market Cap 990.5B INR
Net Margin
18%
Country US
Market Cap 668.9B USD
Net Margin
30%
Country ZA
Market Cap 394.3B Zac
Net Margin
17%
Country ZA
Market Cap 368.6B Zac
Net Margin
26%
Country ZA
Market Cap 371.3B Zac
Net Margin
19%
Country US
Market Cap 339.6B USD
Net Margin
22%
Country CN
Market Cap 2.3T CNY
Net Margin
41%
Country CN
Market Cap 1.8T CNY
Net Margin
36%
Country US
Market Cap 235.3B USD
Net Margin
21%
Country CN
Market Cap 1.5T CNY
Net Margin
33%
Country CN
Market Cap 1.4T CNY
Net Margin
42%
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Indian Overseas Bank
Glance View

Market Cap
990.5B INR
Industry
Banking

In the bustling era of pre-independence India, amidst the colonial remnants of Chennai in 1937, an ambitious entrepreneur, M. Ct. M. Chidambaram Chettyar, sowed the seeds of Indian Overseas Bank (IOB). The vision was not only to set up a robust banking mechanism within the nation but also to establish a considerable footprint beyond India's shores—hence the name "Overseas." From these ambitions, IOB grew under a unique model of incorporating insurance, banking, and investment management under one roof, catering to a diverse range of clientele. By structuring its services around basic banking needs of savings, loans, and investments, the bank offers an array of products to individuals, small businesses, and corporations, ensuring that it consistently earns through traditional means of interest margins, service fees, and investment income. As the decades progressed, IOB slowly morphed into a pivotal player in the Indian banking sector, actively contributing to trade, small business growth, and rural development, while strategically expanding its operations to include international branches. The bank engages in lending activities across various sectors such as agriculture, MSME (Micro, Small & Medium Enterprises), and retail, and also participates in government-led financial inclusion schemes. By leveraging technology for delivering seamless services, optimizing risk management, and ensuring a sturdy asset portfolio, IOB thrives by maintaining a healthy balance between traditional banking practices and contemporary financial innovations. This enables the institution to not only sustain its economic engine via interest on loans and advances but also to carve a reputable standing through adaptive financial services, thereby underpinning its pursuit of stable revenue streams.

IOB Intrinsic Value
26.68 INR
Overvaluation 49%
Intrinsic Value
Price

See Also

Discover More
What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
17.9%
=
Net Income
29.6B
/
Revenue
165.8B
What is the Net Margin of Indian Overseas Bank?

Based on Indian Overseas Bank's most recent financial statements, the company has Net Margin of 17.9%.