F

Five-Star Business Finance Ltd
NSE:FIVESTAR

Watchlist Manager
Five-Star Business Finance Ltd
NSE:FIVESTAR
Watchlist
Price: 647.45 INR -1.06% Market Closed
Market Cap: 189.4B INR
Have any thoughts about
Five-Star Business Finance Ltd?
Write Note

Intrinsic Value

The intrinsic value of one FIVESTAR stock under the Base Case scenario is 950.96 INR. Compared to the current market price of 647.45 INR, Five-Star Business Finance Ltd is Undervalued by 32%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

FIVESTAR Intrinsic Value
950.96 INR
Undervaluation 32%
Intrinsic Value
Price
F
Worst Case
Base Case
Best Case

Valuation Backtest
Five-Star Business Finance Ltd

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for FIVESTAR cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about FIVESTAR?
Bearish
Neutral
Bullish

Fundamental Analysis

Risks & Rewards

 

 

 

 

View All Risks & Rewards
Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Notes
AI Assistant
AI Assistant
Ask me anything about Five-Star Business Finance Ltd

Provide an overview of the primary business activities
of Five-Star Business Finance Ltd.

What unique competitive advantages
does Five-Star Business Finance Ltd hold over its rivals?

What risks and challenges
does Five-Star Business Finance Ltd face in the near future?

Summarize the latest earnings call
of Five-Star Business Finance Ltd.

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Five-Star Business Finance Ltd.

Provide P/S
for Five-Star Business Finance Ltd.

Provide P/E
for Five-Star Business Finance Ltd.

Provide P/OCF
for Five-Star Business Finance Ltd.

Provide P/FCFE
for Five-Star Business Finance Ltd.

Provide P/B
for Five-Star Business Finance Ltd.

Provide EV/S
for Five-Star Business Finance Ltd.

Provide EV/GP
for Five-Star Business Finance Ltd.

Provide EV/EBITDA
for Five-Star Business Finance Ltd.

Provide EV/EBIT
for Five-Star Business Finance Ltd.

Provide EV/OCF
for Five-Star Business Finance Ltd.

Provide EV/FCFF
for Five-Star Business Finance Ltd.

Provide EV/IC
for Five-Star Business Finance Ltd.

Show me price targets
for Five-Star Business Finance Ltd made by professional analysts.

What are the Revenue projections
for Five-Star Business Finance Ltd?

How accurate were the past Revenue estimates
for Five-Star Business Finance Ltd?

What are the Net Income projections
for Five-Star Business Finance Ltd?

How accurate were the past Net Income estimates
for Five-Star Business Finance Ltd?

What are the EPS projections
for Five-Star Business Finance Ltd?

How accurate were the past EPS estimates
for Five-Star Business Finance Ltd?

What are the EBIT projections
for Five-Star Business Finance Ltd?

How accurate were the past EBIT estimates
for Five-Star Business Finance Ltd?

Compare the revenue forecasts
for Five-Star Business Finance Ltd with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Five-Star Business Finance Ltd and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Five-Star Business Finance Ltd against its competitors.

Analyze the profit margins
(gross, operating, and net) of Five-Star Business Finance Ltd compared to its peers.

Compare the P/E ratios
of Five-Star Business Finance Ltd against its peers.

Discuss the investment returns and shareholder value creation
comparing Five-Star Business Finance Ltd with its peers.

Analyze the financial leverage
of Five-Star Business Finance Ltd compared to its main competitors.

Show all profitability ratios
for Five-Star Business Finance Ltd.

Provide ROE
for Five-Star Business Finance Ltd.

Provide ROA
for Five-Star Business Finance Ltd.

Provide ROIC
for Five-Star Business Finance Ltd.

Provide ROCE
for Five-Star Business Finance Ltd.

Provide Gross Margin
for Five-Star Business Finance Ltd.

Provide Operating Margin
for Five-Star Business Finance Ltd.

Provide Net Margin
for Five-Star Business Finance Ltd.

Provide FCF Margin
for Five-Star Business Finance Ltd.

Show all solvency ratios
for Five-Star Business Finance Ltd.

Provide D/E Ratio
for Five-Star Business Finance Ltd.

Provide D/A Ratio
for Five-Star Business Finance Ltd.

Provide Interest Coverage Ratio
for Five-Star Business Finance Ltd.

Provide Altman Z-Score Ratio
for Five-Star Business Finance Ltd.

Provide Quick Ratio
for Five-Star Business Finance Ltd.

Provide Current Ratio
for Five-Star Business Finance Ltd.

Provide Cash Ratio
for Five-Star Business Finance Ltd.

What is the historical Revenue growth
over the last 5 years for Five-Star Business Finance Ltd?

What is the historical Net Income growth
over the last 5 years for Five-Star Business Finance Ltd?

What is the current Free Cash Flow
of Five-Star Business Finance Ltd?

Discuss the annual earnings per share (EPS)
trend over the past five years for Five-Star Business Finance Ltd.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Revenue & Expenses Breakdown
Five-Star Business Finance Ltd

Balance Sheet Decomposition
Five-Star Business Finance Ltd

Current Assets 114.2B
Cash & Short-Term Investments 17.3B
Receivables 96.9B
Other Current Assets 43.4m
Non-Current Assets 2.7B
Long-Term Investments 1.1B
PP&E 546.2m
Intangibles 96.9m
Other Non-Current Assets 963.4m
Current Liabilities 428.6m
Accounts Payable 253.7m
Other Current Liabilities 174.9m
Non-Current Liabilities 64.5B
Long-Term Debt 63.2B
Other Non-Current Liabilities 1.3B
Efficiency

Earnings Waterfall
Five-Star Business Finance Ltd

Revenue
21.8B INR
Operating Expenses
-5.6B INR
Operating Income
16.3B INR
Other Expenses
-7.9B INR
Net Income
8.4B INR

Free Cash Flow Analysis
Five-Star Business Finance Ltd

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

FIVESTAR Profitability Score
Profitability Due Diligence

Five-Star Business Finance Ltd's profitability score is 55/100. The higher the profitability score, the more profitable the company is.

Positive Operating Income
Positive Net Income
Exceptional 1-Year Revenue Growth
Positive Revenue Growth Forecast
55/100
Profitability
Score

Five-Star Business Finance Ltd's profitability score is 55/100. The higher the profitability score, the more profitable the company is.

FIVESTAR Solvency Score
Solvency Due Diligence

Five-Star Business Finance Ltd's solvency score is 61/100. The higher the solvency score, the more solvent the company is.

Short-Term Solvency
High Altman Z-Score
Long-Term Solvency
Average D/E
61/100
Solvency
Score

Five-Star Business Finance Ltd's solvency score is 61/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

FIVESTAR Price Targets Summary
Five-Star Business Finance Ltd

Wall Street analysts forecast FIVESTAR stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for FIVESTAR is 944.41 INR with a low forecast of 809.01 INR and a high forecast of 1 071 INR.

Lowest
Price Target
809.01 INR
25% Upside
Average
Price Target
944.41 INR
46% Upside
Highest
Price Target
1 071 INR
65% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for FIVESTAR?

Click here to dive deeper.

Dividends

Five-Star Business Finance Ltd
does not pay dividends
Shareholder Yield

Current shareholder yield for FIVESTAR is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
No dividends
Buyback Yield
Lowest
Average
Highest
Debt Paydown Yield
Lowest
Average
Highest

Profile

Five-Star Business Finance Ltd

Country

India

Industry

Financial Services

Market Cap

191.1B INR

Dividend Yield

0%

Description

Five-Star Business Finance Ltd. engages in the provision of financial services. The company is headquartered in Chennai, Tamil Nadu and currently employs 7,347 full-time employees. The company went IPO on 2022-11-21. The firm is primarily engaged in providing loans for business purposes, house renovation/extension purposes and other mortgage purposes. The company provides small business loans and small mortgage loans to eligible borrowers to meet their business and personal needs, after due underwriting of their cashflows and backed by the collateral of their house property. The company provides secured loans to micro-entrepreneurs and self-employed individuals for business purposes, as well as for asset creation, such as home renovation or improvement, or for meeting expenses for economic events, such as marriage, and education. The loan ticket ranges between one lakh rupees (Rs) to 10 lakhs Rs for a tenure of up to seven years and the repayments are to be made on a monthly equated basis. Its loans are sourced in-house, either through its branch-led local marketing efforts, repeat customers or through walk-ins.

Contact

TAMIL NADU
Chennai
New No. 27, Old No. 4, Taylor's Road, Kilpauk, Chennai
+914446106200
fivestargroup.in

IPO

2022-11-21

Employees

7 347

Officers

Chairman & MD
Mr. Lakshmipathy Deenadayalan
CEO, Joint MD & Additional Director
Mr. Rangarajan Krishnan
CFO, Joint MD & Additional Director
Mr. Srikanth Gopalakrishnan
Company Secretary
Ms. Shalini Baskaran
Chief Operating Officer
Mr. Vishnuram Jagannathan
Chief Technology Officer
Mr. Vanamali Ranganathan Sridharan
Show More
Chief Legal Officer
Mr. Ramesh Kannah
Chief Compliance Officer
Mr. R. Vijayaraghavan
Chief People Officer
Mr. M. Sai Suryanarayana
Chief Credit Officer
Mr. Parthasarathy Srinivasan
Show Less

See Also

Discover More
What is the Intrinsic Value of one FIVESTAR stock?

The intrinsic value of one FIVESTAR stock under the Base Case scenario is 950.96 INR.

Is FIVESTAR stock undervalued or overvalued?

Compared to the current market price of 647.45 INR, Five-Star Business Finance Ltd is Undervalued by 32%.

Back to Top