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Five-Star Business Finance Ltd
NSE:FIVESTAR

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Five-Star Business Finance Ltd
NSE:FIVESTAR
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Price: 805.85 INR 1.9%
Market Cap: 235.7B INR
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Five-Star Business Finance Ltd
Investor Relations

Five-Star Business Finance Ltd. has quietly emerged as a distinctive player in India’s financial landscape, carving out its niche by addressing one of the country’s most critical economic bottlenecks: access to credit for small businesses. Rooted in Chennai, this company embarked on its journey by reimagining the financial prospects of underserved entrepreneurs and small business owners typically sidelined by traditional banking systems. Recognizing the gap, Five-Star began offering tailored loans, primarily uncollateralized, intended to meet the unique needs of these micro-entrepreneurs. This approach is underpinned by a meticulous risk assessment process that blends technology with human insight, enabling the company to evaluate potential borrowers accurately and extend credit where traditional banks might see only risk.

At the heart of Five-Star’s revenue model lies a compelling combination of high-interest margins and robust customer engagement. By eschewing the costly physical branches model in favor of more scalable and tech-driven operations, Five-Star reduces overheads, allowing them to offer competitive interest rates while still yielding healthy profit margins. Their growth strategy hinges not just on geographical expansion across India’s diverse markets, but also on deepening relationships with their clientele, ensuring higher retention rates and fostering loyalty. As repayments flow in, these funds are redeployed to yet more small enterprises, creating a self-sustaining growth engine. This virtuous cycle not only boosts Five-Star’s balance sheet but also plays a pivotal role in bolstering the backbone of India’s economy—the small business sector.

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Management

Mr. Lakshmipathy Deenadayalan
Chairman & MD
No Bio Available
Mr. Rangarajan Krishnan
CEO, Joint MD & Additional Director
No Bio Available
Mr. Srikanth Gopalakrishnan
CFO, Joint MD & Additional Director
No Bio Available
Ms. Shalini Baskaran
Company Secretary
No Bio Available
Mr. Vishnuram Jagannathan
Chief Operating Officer
No Bio Available
Mr. Vanamali Ranganathan Sridharan
Chief Technology Officer
No Bio Available
Mr. Ramesh Kannah
Chief Legal Officer
No Bio Available
Mr. R. Vijayaraghavan
Chief Compliance Officer
No Bio Available
Mr. M. Sai Suryanarayana
Chief People Officer
No Bio Available
Mr. Parthasarathy Srinivasan
Chief Credit Officer
No Bio Available

Contacts

Address
TAMIL NADU
Chennai
New No. 27, Old No. 4, Taylor's Road, Kilpauk, Chennai
Contacts
+914446106200
fivestargroup.in