F

Five-Star Business Finance Ltd
NSE:FIVESTAR

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Five-Star Business Finance Ltd
NSE:FIVESTAR
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Price: 797.85 INR 0.89% Market Closed
Market Cap: 233.4B INR
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FIVESTAR
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Income Statement
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Interest Income Expense

Five-Star Business Finance Ltd
Interest Income Expense

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
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Five-Star Business Finance Ltd
Interest Income Expense Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Interest Income Expense CAGR 3Y CAGR 5Y CAGR 10Y
F
Five-Star Business Finance Ltd
NSE:FIVESTAR
Interest Income Expense
-₹4.7B
CAGR 3-Years
-13%
CAGR 5-Years
-44%
CAGR 10-Years
N/A
Muthoot Finance Ltd
NSE:MUTHOOTFIN
Interest Income Expense
₹863m
CAGR 3-Years
-1%
CAGR 5-Years
4%
CAGR 10-Years
N/A
Bajaj Finance Ltd
NSE:BAJFINANCE
Interest Income Expense
₹4.1B
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
Interest Income Expense
₹1.6B
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
S
SBI Cards and Payment Services Ltd
NSE:SBICARD
Interest Income Expense
-₹25.8B
CAGR 3-Years
-34%
CAGR 5-Years
-21%
CAGR 10-Years
N/A
Shriram Finance Ltd
NSE:SHRIRAMFIN
Interest Income Expense
₹3.9B
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
No Stocks Found

Five-Star Business Finance Ltd
Glance View

Market Cap
233.3B INR
Industry
Financial Services

Five-Star Business Finance Ltd. has quietly emerged as a distinctive player in India’s financial landscape, carving out its niche by addressing one of the country’s most critical economic bottlenecks: access to credit for small businesses. Rooted in Chennai, this company embarked on its journey by reimagining the financial prospects of underserved entrepreneurs and small business owners typically sidelined by traditional banking systems. Recognizing the gap, Five-Star began offering tailored loans, primarily uncollateralized, intended to meet the unique needs of these micro-entrepreneurs. This approach is underpinned by a meticulous risk assessment process that blends technology with human insight, enabling the company to evaluate potential borrowers accurately and extend credit where traditional banks might see only risk. At the heart of Five-Star’s revenue model lies a compelling combination of high-interest margins and robust customer engagement. By eschewing the costly physical branches model in favor of more scalable and tech-driven operations, Five-Star reduces overheads, allowing them to offer competitive interest rates while still yielding healthy profit margins. Their growth strategy hinges not just on geographical expansion across India’s diverse markets, but also on deepening relationships with their clientele, ensuring higher retention rates and fostering loyalty. As repayments flow in, these funds are redeployed to yet more small enterprises, creating a self-sustaining growth engine. This virtuous cycle not only boosts Five-Star’s balance sheet but also plays a pivotal role in bolstering the backbone of India’s economy—the small business sector.

FIVESTAR Intrinsic Value
844.25 INR
Undervaluation 5%
Intrinsic Value
Price
F
What is Intrinsic Value?

See Also

What is Five-Star Business Finance Ltd's Interest Income Expense?
Interest Income Expense
-4.7B INR

Based on the financial report for Mar 31, 2024, Five-Star Business Finance Ltd's Interest Income Expense amounts to -4.7B INR.

What is Five-Star Business Finance Ltd's Interest Income Expense growth rate?
Interest Income Expense CAGR 5Y
-44%

Over the last year, the Interest Income Expense growth was -76%. The average annual Interest Income Expense growth rates for Five-Star Business Finance Ltd have been -13% over the past three years , -44% over the past five years .

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