City Union Bank Ltd
NSE:CUB

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City Union Bank Ltd Logo
City Union Bank Ltd
NSE:CUB
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Price: 171.8 INR 1.01% Market Closed
Market Cap: 127.2B INR
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Intrinsic Value

The intrinsic value of one CUB stock under the Base Case scenario is 210.47 INR. Compared to the current market price of 171.8 INR, City Union Bank Ltd is Undervalued by 18%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

CUB Intrinsic Value
210.47 INR
Undervaluation 18%
Intrinsic Value
Price
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Base Case
Best Case

Valuation Backtest
City Union Bank Ltd

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
City Union Bank Ltd

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
City Union Bank Ltd

Net Loans 477.7B
Investments 176.1B
PP&E 2.9B
Other Assets 56.9B
Total Deposits 573.7B
Long Term Debt 25.5B
Other Liabilities 25.7B

Wall St
Price Targets

CUB Price Targets Summary
City Union Bank Ltd

Wall Street analysts forecast CUB stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for CUB is 192.19 INR with a low forecast of 171.7 INR and a high forecast of 210 INR.

Lowest
Price Target
171.7 INR
0% Downside
Average
Price Target
192.19 INR
12% Upside
Highest
Price Target
210 INR
22% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for CUB is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Highest

Ownership

CUB Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

City Union Bank Ltd Logo
City Union Bank Ltd

Country

India

Industry

Banking

Market Cap

127.2B INR

Dividend Yield

0.29%

Description

City Union Bank Ltd. engages in providing financial services. The company is headquartered in Kumbakonam, Tamil Nadu and currently employs 5,367 full-time employees. The Company’s segments include Treasury, Corporate and Wholesale Banking, Retail Banking and Other Banking Operations. The firm has contemporary technology and infrastructure including automated teller machines (ATMs), net banking, mobile banking, e-wallet, social media banking for personal, as well as business banking customers. The company serves industries, including textile, metal, paper and paper products, food processing, chemicals, rubber and plastics, engineering, beverage and tobacco, and automobiles. The firm has a network of approximately 702 branches with over 630 branches located in South India and approximately 72 branches in other states.

Contact

TAMIL NADU
Kumbakonam
Narayana,No.24-B,, Gandhi Nagar
+914352402322
www.cityunionbank.com

IPO

1998-06-22

Employees

5 367

Officers

MD, CEO & Director
Dr. N. V. Narayanan Kamakodi B.Tech., CAIIB, M.B.A., MBA
Deputy GM of Taxation & CFO
Mr. J. Sadagopan
Chief Compliance Officer & GM
Mr. K. Jayaraman
General Manager of HRMD and BD / P&D
Mr. V. Gopalakrishnan B.A., M.B.A.
General Manager & RMD/CRO
Mr. M. Kalyanaraman
Whole-Time Director
Mr. R. Vijay Anandh B.Sc., M.B.A.
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Head Retail Policy of Advances Senior Deputy General Manager
Venkatakrishnan S
Deputy Head of Internal Audit & Deputy GM
SVSS Janakiram
Head of Internal Audit & Deputy GM
V. Venkat Kishna
Company Secretary & Compliance Officer
Mr. S. Venkataramanan
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See Also

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What is the Intrinsic Value of one CUB stock?

The intrinsic value of one CUB stock under the Base Case scenario is 210.47 INR.

Is CUB stock undervalued or overvalued?

Compared to the current market price of 171.8 INR, City Union Bank Ltd is Undervalued by 18%.

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