Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN

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Cholamandalam Investment and Finance Company Ltd Logo
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
Watchlist
Price: 1 543.5 INR -0.87% Market Closed
Market Cap: 1.3T INR
Section:
Profitability Summary
Profitability Summary
Past Growth
Margins
Return on Capital
Free Cash Flow
See Also

Profitability Summary

Cholamandalam Investment and Finance Company Ltd's profitability score is hidden . We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.

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Profitability Score
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We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.

We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.

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Profitability Score
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Past Growth

Analyzing past growth in Revenue, Operating Income, and Net Income allows investors to assess the company's profitability and operational efficiency. Consistent improvement in these metrics typically signals long-term strength and stability.

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0
Revenue
+0%
3Y
+139%
5Y
+184%
10Y
+560%
0
Operating Income
+0%
3Y
+90%
5Y
+192%
10Y
+1 050%
0
Net Income
+0%
3Y
+138%
5Y
+211%
10Y
+917%

Margins

Profit margins represent what percentage of sales has turned into profits. Simply put, the percentage figure indicates how many cents of profit the company has generated for each dollar of sale.

Profit margins help investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

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Earnings Waterfall
Cholamandalam Investment and Finance Company Ltd

Revenue
239.6B INR
Cost of Revenue
-117.1B INR
Gross Profit
122.5B INR
Operating Expenses
-52.8B INR
Operating Income
69.7B INR
Other Expenses
-29.1B INR
Net Income
40.7B INR

Margins Comparison
Cholamandalam Investment and Finance Company Ltd Competitors

Country Company Market Cap Gross
Margin 		Operating
Margin 		Net
Margin
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.3T INR
51%
29%
17%
US
American Express Co
NYSE:AXP
185.6B USD
62%
18%
14%
US
Capital One Financial Corp
NYSE:COF
70.1B USD
0%
0%
12%
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.6T INR
61%
43%
24%
US
Discover Financial Services
NYSE:DFS
46.4B USD
0%
0%
25%
US
Synchrony Financial
NYSE:SYF
19.6B USD
0%
0%
16%
KZ
Kaspi.kz AO
NASDAQ:KSPI
17.1B USD
0%
0%
55%
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.2T INR
55%
39%
24%
US
SoFi Technologies Inc
NASDAQ:SOFI
14.1B USD
0%
0%
18%
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR
74%
52%
40%
US
Ally Financial Inc
NYSE:ALLY
10.1B USD
0%
0%
0%

Return on Capital

Return on capital ratios give a sense of how well a company is using its capital (equity, assets, capital employed, etc.) to generate profits (operating income, net income, etc.). In simple words, these ratios show how much income is generated for each dollar of capital invested.

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Return on Capital Comparison
Cholamandalam Investment and Finance Company Ltd Competitors

Country Company Market Cap ROE ROA ROCE ROIC
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.3T INR
22%
3%
4%
3%
US
American Express Co
NYSE:AXP
185.6B USD
34%
4%
11%
5%
US
Capital One Financial Corp
NYSE:COF
70.1B USD
8%
1%
0%
0%
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.6T INR
22%
4%
9%
6%
US
Discover Financial Services
NYSE:DFS
46.4B USD
27%
3%
0%
0%
US
Synchrony Financial
NYSE:SYF
19.6B USD
18%
2%
0%
0%
KZ
Kaspi.kz AO
NASDAQ:KSPI
17.1B USD
83%
14%
0%
0%
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.2T INR
19%
4%
8%
5%
US
SoFi Technologies Inc
NASDAQ:SOFI
14.1B USD
8%
1%
0%
0%
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR
47%
6%
8%
6%
US
Ally Financial Inc
NYSE:ALLY
10.1B USD
0%
0%
0%
0%

Free Cash Flow

Free cash flow (FCF) is the money a company has left over after paying its operating expenses and capital expenditures. The more free cash flow a company has, the more it can allocate to dividends, paying down debt, and growth opportunities.

If a company has a decreasing free cash flow, that is not necessarily bad if the company is investing in its growth.

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See Also

Summary
CHOLAFIN intrinsic value, competitors valuation, and company profile.
DCF Valuation
CHOLAFIN stock valuation using Discount Cash Flow valuation method.
Relative Valuation
CHOLAFIN stock valuation using valuation multiples.
Wall Street Estimates
CHOLAFIN price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
CHOLAFIN stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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