Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN

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Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
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Price: 1 208.8 INR 1.64%
Market Cap: 1T INR
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Cholamandalam Investment and Finance Company Ltd
Interest Income Expense

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
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Cholamandalam Investment and Finance Company Ltd
Interest Income Expense Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Interest Income Expense CAGR 3Y CAGR 5Y CAGR 10Y
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
Interest Income Expense
â‚ą1.6B
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
Muthoot Finance Ltd
NSE:MUTHOOTFIN
Interest Income Expense
â‚ą863m
CAGR 3-Years
-1%
CAGR 5-Years
4%
CAGR 10-Years
N/A
S
Sundaram Finance Ltd
NSE:SUNDARMFIN
Interest Income Expense
â‚ą1.9B
CAGR 3-Years
10%
CAGR 5-Years
-19%
CAGR 10-Years
N/A
Bajaj Finance Ltd
NSE:BAJFINANCE
Interest Income Expense
â‚ą4.1B
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
S
SBI Cards and Payment Services Ltd
NSE:SBICARD
Interest Income Expense
-â‚ą25.8B
CAGR 3-Years
-34%
CAGR 5-Years
-21%
CAGR 10-Years
N/A
Shriram Finance Ltd
NSE:SHRIRAMFIN
Interest Income Expense
â‚ą3.9B
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
No Stocks Found

Cholamandalam Investment and Finance Company Ltd
Glance View

Market Cap
1T INR
Industry
Financial Services
Economic Moat
None

Cholamandalam Investment and Finance Company Ltd. (Chola) is a compelling narrative rooted in the sprawling landscape of India’s dynamic financial industry. Established in 1978 as part of the Murugappa Group, a diversified conglomerate, Chola has grown to become a towering figure in the non-banking financial company (NBFC) sector. Initially, the company positioned itself as a financier for vehicle loans, but it soon expanded its horizons to tap into a variety of financial services. The journey from solely offering vehicle finance to now covering home loans, SME loans, and even wealth management reflects Chola’s relentless adaptability to evolving market needs. Their core approach effectively combines a robust rural presence with urban operations, enabling them to cater to a wide array of financial requirements across distinct consumer segments. Chola's revenue machine operates through a well-oiled model of diversification, which allows them to mitigate risks while capitalizing on India's rapid economic growth. A significant portion of their profitability is derived from vehicle loans, particularly for commercial vehicles and tractors, catering to India's burgeoning road transport sectors and agriculture. By also delving into home equity loans and affordable housing finance, Chola aligns itself with the rising momentum in India’s real estate and housing markets. This diversification is not random but strategically aligns with sectors that are keystones of the Indian economy, ensuring steady demand. Their income streams are bolstered by the careful underwriting of loans and astute risk management, ensuring that the company's asset quality remains robust even amidst the volatile Indian economic environment. This intricate dance of adaptability and strategic foresight characterizes Chola’s enduring success in the financial services arena.

CHOLAFIN Intrinsic Value
1 805.47 INR
Undervaluation 33%
Intrinsic Value
Price

See Also

What is Cholamandalam Investment and Finance Company Ltd's Interest Income Expense?
Interest Income Expense
1.6B INR

Based on the financial report for Sep 30, 2024, Cholamandalam Investment and Finance Company Ltd's Interest Income Expense amounts to 1.6B INR.

What is Cholamandalam Investment and Finance Company Ltd's Interest Income Expense growth rate?
Interest Income Expense CAGR 1Y
78%

Over the last year, the Interest Income Expense growth was 78%.

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