Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN

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Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
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Price: 1 213.3 INR 2.01%
Market Cap: 1T INR
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Cholamandalam Investment and Finance Company Ltd
EPS (Diluted)

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
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Cholamandalam Investment and Finance Company Ltd
EPS (Diluted) Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company EPS (Diluted) CAGR 3Y CAGR 5Y CAGR 10Y
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
EPS (Diluted)
â‚ą45
CAGR 3-Years
33%
CAGR 5-Years
24%
CAGR 10-Years
24%
Muthoot Finance Ltd
NSE:MUTHOOTFIN
EPS (Diluted)
â‚ą116
CAGR 3-Years
5%
CAGR 5-Years
13%
CAGR 10-Years
N/A
S
Sundaram Finance Ltd
NSE:SUNDARMFIN
EPS (Diluted)
â‚ą142
CAGR 3-Years
11%
CAGR 5-Years
6%
CAGR 10-Years
N/A
Bajaj Finance Ltd
NSE:BAJFINANCE
EPS (Diluted)
â‚ą247
CAGR 3-Years
45%
CAGR 5-Years
24%
CAGR 10-Years
N/A
S
SBI Cards and Payment Services Ltd
NSE:SBICARD
EPS (Diluted)
â‚ą25
CAGR 3-Years
35%
CAGR 5-Years
23%
CAGR 10-Years
N/A
Shriram Finance Ltd
NSE:SHRIRAMFIN
EPS (Diluted)
â‚ą207
CAGR 3-Years
32%
CAGR 5-Years
12%
CAGR 10-Years
N/A
No Stocks Found

Cholamandalam Investment and Finance Company Ltd
Glance View

Market Cap
1T INR
Industry
Financial Services
Economic Moat
None

Cholamandalam Investment and Finance Company Ltd. (Chola) is a compelling narrative rooted in the sprawling landscape of India’s dynamic financial industry. Established in 1978 as part of the Murugappa Group, a diversified conglomerate, Chola has grown to become a towering figure in the non-banking financial company (NBFC) sector. Initially, the company positioned itself as a financier for vehicle loans, but it soon expanded its horizons to tap into a variety of financial services. The journey from solely offering vehicle finance to now covering home loans, SME loans, and even wealth management reflects Chola’s relentless adaptability to evolving market needs. Their core approach effectively combines a robust rural presence with urban operations, enabling them to cater to a wide array of financial requirements across distinct consumer segments. Chola's revenue machine operates through a well-oiled model of diversification, which allows them to mitigate risks while capitalizing on India's rapid economic growth. A significant portion of their profitability is derived from vehicle loans, particularly for commercial vehicles and tractors, catering to India's burgeoning road transport sectors and agriculture. By also delving into home equity loans and affordable housing finance, Chola aligns itself with the rising momentum in India’s real estate and housing markets. This diversification is not random but strategically aligns with sectors that are keystones of the Indian economy, ensuring steady demand. Their income streams are bolstered by the careful underwriting of loans and astute risk management, ensuring that the company's asset quality remains robust even amidst the volatile Indian economic environment. This intricate dance of adaptability and strategic foresight characterizes Chola’s enduring success in the financial services arena.

CHOLAFIN Intrinsic Value
1 805.47 INR
Undervaluation 33%
Intrinsic Value
Price

See Also

What is Cholamandalam Investment and Finance Company Ltd's EPS (Diluted)?
EPS (Diluted)
45.7 INR

Based on the financial report for Sep 30, 2024, Cholamandalam Investment and Finance Company Ltd's EPS (Diluted) amounts to 45.7 INR.

What is Cholamandalam Investment and Finance Company Ltd's EPS (Diluted) growth rate?
EPS (Diluted) CAGR 10Y
24%

Over the last year, the EPS (Diluted) growth was 25%. The average annual EPS (Diluted) growth rates for Cholamandalam Investment and Finance Company Ltd have been 33% over the past three years , 24% over the past five years , and 24% over the past ten years .

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