Bajaj Finance Ltd
NSE:BAJFINANCE

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Bajaj Finance Ltd
NSE:BAJFINANCE
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Price: 6 815.75 INR 0.11% Market Closed
Market Cap: 4.2T INR
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Relative Value

The Relative Value of one BAJFINANCE stock under the Base Case scenario is 13 095.75 INR. Compared to the current market price of 6 815.75 INR, Bajaj Finance Ltd is Undervalued by 48%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

BAJFINANCE Relative Value
Base Case
13 095.75 INR
Undervaluation 48%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

6.8
P/S
P/S
Price to Sales
6.8
vs History
90
vs Industry
21
Median 3Y
10.2
Median 5Y
10.3
Industry
3.1
Forward
9.2
More Details
27.4
P/E
P/E
Price to Earnings
27.4
vs History
92
vs Industry
16
Median 3Y
40.7
Median 5Y
44.2
Industry
15.3
Forward
24.7
More Details
Negative
P/OCF
P/OCF
Price to OCF
N/A
vs History
vs Industry
Median 3Y
-9.7
Median 5Y
-9.7
Industry
10.2
More Details
Negative
P/FCFE
P/FCFE
Price to FCFE
N/A
vs History
vs Industry
Median 3Y
-32.6
Median 5Y
-32.7
Industry
12.7
More Details
4.9
P/B
P/B
Price to Book Value
4.9
vs History
92
vs Industry
8
Median 3Y
7.7
Median 5Y
8.1
Industry
1.3
More Details
10.8
EV/S
EV/S
Enterprise Value to Sales
10.8
vs History
84
vs Industry
17
Median 3Y
13.3
Median 5Y
14.1
Industry
4.8
Forward
14.5
More Details
17.7
EV/GP
EV/GP
Enterprise Value to Gross Profit
17.7
vs History
80
vs Industry
15
Median 3Y
20.2
Median 5Y
21.8
Industry
7
More Details
24.6
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
24.6
vs History
77
vs Industry
23
Median 3Y
28.6
Median 5Y
30.1
Industry
14.2
Forward
26.6
More Details
25.3
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
25.3
vs History
77
vs Industry
19
Median 3Y
29.3
Median 5Y
30.3
Industry
14.6
Forward
22.2
More Details
Negative
EV/OCF
EV/OCF
Enterprise Value to OCF
N/A
vs History
vs Industry
Median 3Y
-10.5
Median 5Y
-11.7
Industry
12.4
More Details
Negative
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
N/A
vs History
vs Industry
Median 3Y
-10.4
Median 5Y
-11.4
Industry
13.5
More Details
1.6
EV/IC
EV/IC
Enterprise Value to IC
1.6
vs History
82
vs Industry
20
Median 3Y
2
Median 5Y
2.1
Industry
0.9
More Details

Multiples Across Competitors

BAJFINANCE Competitors Multiples
Bajaj Finance Ltd Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
4.2T INR 6.8 27.4 24.6 25.3
US
American Express Co
NYSE:AXP
212.8B USD 3 21.9 25.7 29.2
US
Capital One Financial Corp
NYSE:COF
69.2B USD 1.8 17.1 36.4 0
US
Discover Financial Services
NYSE:DFS
44.4B USD 2.1 11.6 163.5 0
US
Synchrony Financial
NYSE:SYF
25.8B USD 1.3 8.4 87.7 0
KZ
Kaspi.kz AO
NASDAQ:KSPI
18.6B USD 0 0 0 0
US
SoFi Technologies Inc
NASDAQ:SOFI
17.4B USD 6.8 94.2 101 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.1T INR 2.8 13.6 19 19.8
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR 1.5 3.8 8.3 11.9
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
999B INR 4.5 25.9 27.6 28.6
US
Ally Financial Inc
NYSE:ALLY
10.9B USD 1.2 14.1 23.6 0
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
Average EV/EBIT: 23
25.3
101%
0.3
US
American Express Co
NYSE:AXP
29.2
89%
0.3
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
19.8
N/A N/A
US
S
Santander Consumer USA Holdings Inc
F:77S
11.9
N/A N/A
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
28.6
155%
0.2
US
Ally Financial Inc
NYSE:ALLY
Not Available N/A N/A

See Also

Summary
BAJFINANCE intrinsic value, competitors valuation, and company profile.
DCF Valuation
BAJFINANCE stock valuation using Discount Cash Flow valuation method.
Relative Valuation
BAJFINANCE stock valuation using valuation multiples.
Wall Street Estimates
BAJFINANCE price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
BAJFINANCE stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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