Bajaj Finance Ltd
NSE:BAJFINANCE

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Bajaj Finance Ltd
NSE:BAJFINANCE
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Price: 6 967.9502 INR 2.23%
Market Cap: 4.3T INR
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Gross Margin
Bajaj Finance Ltd

61.1%
Current
64%
Average
65.5%
Industry

Gross Margin is the amount of money a company retains after incurring the direct costs associated with producing the goods it sells and the services it provides. The higher the gross margin, the more capital a company retains, which it can then use to pay other costs or satisfy debt obligations.

Gross Margin
61.1%
=
Gross Profit
377.9B
/
Revenue
618.8B

Gross Margin Across Competitors

Country IN
Market Cap 4.2T INR
Gross Margin
61%
Country US
Market Cap 214B USD
Gross Margin
63%
Country US
Market Cap 69.6B USD
Gross Margin
0%
Country US
Market Cap 44.4B USD
Gross Margin
0%
Country US
Market Cap 26B USD
Gross Margin
0%
Country KZ
Market Cap 18.7B USD
Gross Margin
0%
Country US
Market Cap 18B USD
Gross Margin
0%
Country IN
Market Cap 1.1T INR
Gross Margin
56%
Country US
Market Cap 11.3B EUR
Gross Margin
74%
Country IN
Market Cap 999B INR
Gross Margin
51%
Country US
Market Cap 11B USD
Gross Margin
0%
No Stocks Found

Bajaj Finance Ltd
Glance View

Market Cap
4.3T INR
Industry
Financial Services
Economic Moat
None

Bajaj Finance Ltd., a formidable entity in the Indian financial services sector, paints a portrait of innovation and strategic agility. Emerging from the Bajaj Group, a pillar of Indian industry with roots tracing back to the 1920s, Bajaj Finance has carved out a robust niche in the competitive landscape of non-banking financial companies (NBFCs). The company seamlessly synchronizes traditional financial prudence with modern technological agility. Its operations span across consumer finance, SME lending, commercial lending, and wealth management, deftly catering to a diverse portfolio of customers. Through its adept use of data analytics and its keen focus on customer experience, Bajaj Finance has managed to stay ahead of the dynamic market landscape. The company's ability to scale operations with technological enhancements has enabled it to maintain a steady growth trajectory, thus ensuring it remains a key player in the NBFC sector. At the heart of Bajaj Finance's profitability is its expansive suite of financial products and services, designed to meet the evolving needs of its clientele. It generates revenue through interest income on loans – ranging from consumer durables and personal loans to business and SME financing. The company’s robust credit underwriting and risk management processes help keep non-performing assets in check while maximizing returns. Retail financing for consumer goods is a particular forte for Bajaj, as it taps into India's vast and growing middle class with tailored financing solutions. Additionally, its foray into digital lending amplifies its reach and facilitates easier customer acquisition and retention. Bajaj’s wealth management and insurance services further diversify its income streams, ensuring that it remains resilient to fluctuations in market demand. Through a fine-tuned blend of diverse product offerings and effective risk management, Bajaj Finance continues to craft its narrative of sustained financial growth and market leadership.

BAJFINANCE Intrinsic Value
9 033.7863 INR
Undervaluation 23%
Intrinsic Value
Price

See Also

Discover More
What is Gross Margin?

Gross Margin is the amount of money a company retains after incurring the direct costs associated with producing the goods it sells and the services it provides. The higher the gross margin, the more capital a company retains, which it can then use to pay other costs or satisfy debt obligations.

Gross Margin
61.1%
=
Gross Profit
377.9B
/
Revenue
618.8B
What is the Gross Margin of Bajaj Finance Ltd?

Based on Bajaj Finance Ltd's most recent financial statements, the company has Gross Margin of 61.1%.