
AU Small Finance Bank Ltd
NSE:AUBANK

AU Small Finance Bank Ltd
Pre-Tax Income
AU Small Finance Bank Ltd
Pre-Tax Income Peer Comparison
Competitors Analysis
Latest Figures & CAGR of Competitors
Company | Pre-Tax Income | CAGR 3Y | CAGR 5Y | CAGR 10Y | ||
---|---|---|---|---|---|---|
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AU Small Finance Bank Ltd
NSE:AUBANK
|
Pre-Tax Income
â‚ą25.9B
|
CAGR 3-Years
27%
|
CAGR 5-Years
23%
|
CAGR 10-Years
N/A
|
|
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Ujjivan Small Finance Bank Ltd
NSE:UJJIVANSFB
|
Pre-Tax Income
â‚ą12.9B
|
CAGR 3-Years
N/A
|
CAGR 5-Years
24%
|
CAGR 10-Years
N/A
|
|
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Dhanlaxmi Bank Ltd
NSE:DHANBANK
|
Pre-Tax Income
â‚ą551.5m
|
CAGR 3-Years
33%
|
CAGR 5-Years
-9%
|
CAGR 10-Years
N/A
|
|
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Bandhan Bank Ltd
NSE:BANDHANBNK
|
Pre-Tax Income
â‚ą33.8B
|
CAGR 3-Years
N/A
|
CAGR 5-Years
-5%
|
CAGR 10-Years
N/A
|
|
C
|
CSB Bank Ltd
NSE:CSBBANK
|
Pre-Tax Income
â‚ą7.6B
|
CAGR 3-Years
38%
|
CAGR 5-Years
N/A
|
CAGR 10-Years
N/A
|
AU Small Finance Bank Ltd
Glance View
AU Small Finance Bank Ltd. emerged on the landscape of India's financial sector, carving a niche for itself by addressing the unique needs of the underserved and unserved segments of the population. Founded initially as AU Financiers in 1996, the company began its journey as a vehicle finance provider. Over the years, the evolution and growing demand for personalized banking solutions catalyzed its transformation into a small finance bank in 2017. Embracing its new role, AU Small Finance Bank shifted its focus to offering inclusive financial services, targeting segments of the market that traditional banks often overlooked. Its comprehensive range of offerings includes savings accounts, fixed deposits, and an array of loan products such as commercial vehicle loans, MSME loans, and housing loans, tailored to meet the aspirations and requirements of India's burgeoning middle and lower-middle-class population. AU Small Finance Bank thrives by blending its deep-rooted understanding of customer needs with technology-driven solutions. Its business model strikes a balance between maintaining robust asset quality and driving growth through its innovative banking channels. By leveraging digital platforms and a strong network of branches, the bank ensures it reaches both urban and rural customers, enabling seamless transactions and accessible banking services. The credit side of its operations—comprising small-ticket loans, primarily to individuals and small businesses—energizes its revenue stream, while interest income remains a significant portion of its earnings. Simultaneously, its strategic foray into non-interest income through fees, commissions, and insurance products illustrates a deliberate diversification path, enhancing profitability and ensuring sustainable growth in an increasingly competitive financial landscape.

See Also
What is AU Small Finance Bank Ltd's Pre-Tax Income?
Pre-Tax Income
25.9B
INR
Based on the financial report for Dec 31, 2024, AU Small Finance Bank Ltd's Pre-Tax Income amounts to 25.9B INR.
What is AU Small Finance Bank Ltd's Pre-Tax Income growth rate?
Pre-Tax Income CAGR 5Y
23%
Over the last year, the Pre-Tax Income growth was 25%. The average annual Pre-Tax Income growth rates for AU Small Finance Bank Ltd have been 27% over the past three years , 23% over the past five years .