AU Small Finance Bank Ltd
NSE:AUBANK

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AU Small Finance Bank Ltd Logo
AU Small Finance Bank Ltd
NSE:AUBANK
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Price: 552.2 INR 0.71% Market Closed
Market Cap: 410.9B INR
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AU Small Finance Bank Ltd
Retained Earnings

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
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AU Small Finance Bank Ltd
Retained Earnings Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Retained Earnings CAGR 3Y CAGR 5Y CAGR 10Y
AU Small Finance Bank Ltd
NSE:AUBANK
Retained Earnings
â‚ą152B
CAGR 3-Years
33%
CAGR 5-Years
37%
CAGR 10-Years
N/A
Ujjivan Small Finance Bank Ltd
NSE:UJJIVANSFB
Retained Earnings
â‚ą38.7B
CAGR 3-Years
74%
CAGR 5-Years
61%
CAGR 10-Years
N/A
Dhanlaxmi Bank Ltd
NSE:DHANBANK
Retained Earnings
â‚ą8B
CAGR 3-Years
9%
CAGR 5-Years
8%
CAGR 10-Years
0%
Bandhan Bank Ltd
NSE:BANDHANBNK
Retained Earnings
â‚ą220.4B
CAGR 3-Years
19%
CAGR 5-Years
12%
CAGR 10-Years
N/A
C
CSB Bank Ltd
NSE:CSBBANK
Retained Earnings
â‚ą16.5B
CAGR 3-Years
202%
CAGR 5-Years
N/A
CAGR 10-Years
N/A
No Stocks Found

AU Small Finance Bank Ltd
Glance View

Market Cap
410.6B INR
Industry
Banking

AU Small Finance Bank Ltd. emerged on the landscape of India's financial sector, carving a niche for itself by addressing the unique needs of the underserved and unserved segments of the population. Founded initially as AU Financiers in 1996, the company began its journey as a vehicle finance provider. Over the years, the evolution and growing demand for personalized banking solutions catalyzed its transformation into a small finance bank in 2017. Embracing its new role, AU Small Finance Bank shifted its focus to offering inclusive financial services, targeting segments of the market that traditional banks often overlooked. Its comprehensive range of offerings includes savings accounts, fixed deposits, and an array of loan products such as commercial vehicle loans, MSME loans, and housing loans, tailored to meet the aspirations and requirements of India's burgeoning middle and lower-middle-class population. AU Small Finance Bank thrives by blending its deep-rooted understanding of customer needs with technology-driven solutions. Its business model strikes a balance between maintaining robust asset quality and driving growth through its innovative banking channels. By leveraging digital platforms and a strong network of branches, the bank ensures it reaches both urban and rural customers, enabling seamless transactions and accessible banking services. The credit side of its operations—comprising small-ticket loans, primarily to individuals and small businesses—energizes its revenue stream, while interest income remains a significant portion of its earnings. Simultaneously, its strategic foray into non-interest income through fees, commissions, and insurance products illustrates a deliberate diversification path, enhancing profitability and ensuring sustainable growth in an increasingly competitive financial landscape.

AUBANK Intrinsic Value
883.11 INR
Undervaluation 37%
Intrinsic Value
Price

See Also

What is AU Small Finance Bank Ltd's Retained Earnings?
Retained Earnings
152B INR

Based on the financial report for Sep 30, 2024, AU Small Finance Bank Ltd's Retained Earnings amounts to 152B INR.

What is AU Small Finance Bank Ltd's Retained Earnings growth rate?
Retained Earnings CAGR 5Y
37%

Over the last year, the Retained Earnings growth was 38%. The average annual Retained Earnings growth rates for AU Small Finance Bank Ltd have been 33% over the past three years , 37% over the past five years .

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