Aavas Financiers Ltd
NSE:AAVAS

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Aavas Financiers Ltd
NSE:AAVAS
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Price: 1 665.3 INR -0.83% Market Closed
Market Cap: 131.8B INR
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Relative Value

The Relative Value of one AAVAS stock under the Base Case scenario is 2 768 INR. Compared to the current market price of 1 665.3 INR, Aavas Financiers Ltd is Undervalued by 40%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

AAVAS Relative Value
Base Case
2 768 INR
Undervaluation 40%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
88
vs Industry
23
Median 3Y
7.6
Median 5Y
11.1
Industry
3.1
Forward
9.2
vs History
92
vs Industry
16
Median 3Y
29
Median 5Y
40.5
Industry
15.3
Forward
22
vs History
vs Industry
Median 3Y
-7.5
Median 5Y
-10.1
Industry
10.2
vs History
vs Industry
12
Median 3Y
16.8
Median 5Y
16.2
Industry
12.7
vs History
92
vs Industry
14
Median 3Y
3.9
Median 5Y
5
Industry
1.3
vs History
76
vs Industry
16
Median 3Y
12.6
Median 5Y
15.8
Industry
4.8
Forward
16.8
vs History
76
vs Industry
26
Median 3Y
12.7
Median 5Y
15.9
Industry
7
vs History
76
vs Industry
32
Median 3Y
17.6
Median 5Y
20.8
Industry
14.2
Forward
29.9
vs History
76
vs Industry
28
Median 3Y
18.1
Median 5Y
21.4
Industry
14.6
Forward
31.1
vs History
vs Industry
Median 3Y
-13.8
Median 5Y
-15.1
Industry
12.4
vs History
vs Industry
Median 3Y
-13.5
Median 5Y
-14.9
Industry
13.5
vs History
85
vs Industry
21
Median 3Y
1.7
Median 5Y
2.3
Industry
0.9

Multiples Across Competitors

AAVAS Competitors Multiples
Aavas Financiers Ltd Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
IN
Aavas Financiers Ltd
NSE:AAVAS
131.8B INR 6.5 24.7 16 16.4
US
Rocket Companies Inc
NYSE:RKT
23.6B USD 5.4 -1 557 75.9 97.8
US
UWM Holdings Corp
NYSE:UWMC
9.4B USD 3.8 -435.2 16.1 16.8
US
Mr Cooper Group Inc
NASDAQ:COOP
6.1B USD 3.1 11.9 20.2 21.2
US
MGIC Investment Corp
NYSE:MTG
6.1B USD 5.1 7.9 6.3 6.4
BM
Essent Group Ltd
NYSE:ESNT
5.7B USD 4.6 7.7 6.7 6.7
US
Enact Holdings Inc
NASDAQ:ACT
5.1B USD 4.3 7.5 5.5 5.5
US
PennyMac Financial Services Inc
NYSE:PFSI
5.2B USD 2.3 30.6 62.4 78.5
US
Radian Group Inc
NYSE:RDN
4.8B USD 3.7 8 7 7.4
US
New York Community Bancorp Inc
NYSE:NYCB
4.6B USD 1.4 -1.5 58.6 0
US
Axos Financial Inc
NYSE:AX
4.1B USD 3.3 8.5 157.3 0
P/E Multiple
Earnings Growth P/E to Growth
IN
Aavas Financiers Ltd
NSE:AAVAS
Average P/E: 13.4
24.7
89%
0.3
US
Rocket Companies Inc
NYSE:RKT
Negative Multiple: -1 557 N/A N/A
US
UWM Holdings Corp
NYSE:UWMC
Negative Multiple: -435.2 N/A N/A
US
Mr Cooper Group Inc
NASDAQ:COOP
11.9
96%
0.1
US
MGIC Investment Corp
NYSE:MTG
7.9
5%
1.6
BM
Essent Group Ltd
NYSE:ESNT
7.7
12%
0.6
US
Enact Holdings Inc
NASDAQ:ACT
7.5
2%
4.3
US
PennyMac Financial Services Inc
NYSE:PFSI
30.6
471%
0.1
US
Radian Group Inc
NYSE:RDN
8
-6%
N/A
US
New York Community Bancorp Inc
NYSE:NYCB
Negative Multiple: -1.5 N/A N/A
US
Axos Financial Inc
NYSE:AX
8.5
N/A N/A

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