Aavas Financiers Ltd
NSE:AAVAS

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Aavas Financiers Ltd
NSE:AAVAS
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Price: 1 666.25 INR 0.06%
Market Cap: 131.9B INR
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Gross Margin
Aavas Financiers Ltd

99.7%
Current
100%
Average
65.5%
Industry

Gross Margin is the amount of money a company retains after incurring the direct costs associated with producing the goods it sells and the services it provides. The higher the gross margin, the more capital a company retains, which it can then use to pay other costs or satisfy debt obligations.

Gross Margin
99.7%
=
Gross Profit
20.2B
/
Revenue
20.3B

Gross Margin Across Competitors

Country IN
Market Cap 132B INR
Gross Margin
100%
Country US
Market Cap 23.6B USD
Gross Margin
0%
Country US
Market Cap 9.4B USD
Gross Margin
89%
Country US
Market Cap 6.1B USD
Gross Margin
0%
Country US
Market Cap 6.1B USD
Gross Margin
0%
Country BM
Market Cap 5.7B USD
Gross Margin
0%
Country US
Market Cap 5.1B USD
Gross Margin
0%
Country US
Market Cap 5.2B USD
Gross Margin
66%
Country US
Market Cap 4.8B USD
Gross Margin
0%
Country US
Market Cap 4.6B USD
Gross Margin
0%
Country US
Market Cap 4.1B USD
Gross Margin
0%
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Aavas Financiers Ltd
Glance View

Market Cap
131.9B INR
Industry
Financial Services

In the bustling financial markets of India, Aavas Financiers Ltd. stands as a significant player catering to the housing finance sector. This Jaipur-based company emerged in the mid-2000s with a vision to make home ownership accessible to the underserved segments of the society—primarily the lower and middle-income groups. Aavas focuses on providing housing loans specifically in the semi-urban and rural areas across India, which are often neglected by larger financial institutions. By strategically targeting customers who have informal income but lack formal credit records, Aavas utilizes a robust risk assessment methodology tailored to these unique borrower profiles. Comprehensive field visits, personalized loan structuring, and customer education form the backbone of their lending process, allowing them to build and maintain a strong portfolio in these niche markets. Aavas Financiers generates revenue through the interest rates levied on the housing loans they extend, which are often structured to be longer-term to favor affordability. While their primary cash flow stems from these interest income streams, the company also earns through processing fees and other incidental charges related to the loan disbursement process. Crucially, Aavas's superior asset quality management and prudent risk mitigation strategies have consistently delivered high repayment rates. The meticulous focus on credit risk appraisal ensures a well-balanced loan book, making Aavas a profitable venture despite operating in high-risk markets. Their business model is thus characterized by driving volume through targeted and personalized lending solutions while tightly managing the inherent risks associated with the low-income borrower segment.

AAVAS Intrinsic Value
2 022.27 INR
Undervaluation 18%
Intrinsic Value
Price

See Also

Discover More
What is Gross Margin?

Gross Margin is the amount of money a company retains after incurring the direct costs associated with producing the goods it sells and the services it provides. The higher the gross margin, the more capital a company retains, which it can then use to pay other costs or satisfy debt obligations.

Gross Margin
99.7%
=
Gross Profit
20.2B
/
Revenue
20.3B
What is the Gross Margin of Aavas Financiers Ltd?

Based on Aavas Financiers Ltd's most recent financial statements, the company has Gross Margin of 99.7%.