Aavas Financiers Ltd
NSE:AAVAS

Watchlist Manager
Aavas Financiers Ltd Logo
Aavas Financiers Ltd
NSE:AAVAS
Watchlist
Price: 1 666.1 INR 0.05%
Market Cap: 131.9B INR
Have any thoughts about
Aavas Financiers Ltd?
Write Note

Aavas Financiers Ltd
Tax Provision

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
|

Aavas Financiers Ltd
Tax Provision Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Tax Provision CAGR 3Y CAGR 5Y CAGR 10Y
Aavas Financiers Ltd
NSE:AAVAS
Tax Provision
-â‚ą1.4B
CAGR 3-Years
-26%
CAGR 5-Years
-12%
CAGR 10-Years
N/A
LIC Housing Finance Ltd
NSE:LICHSGFIN
Tax Provision
-â‚ą13.5B
CAGR 3-Years
-63%
CAGR 5-Years
-9%
CAGR 10-Years
N/A
Can Fin Homes Ltd
NSE:CANFINHOME
Tax Provision
-â‚ą2.3B
CAGR 3-Years
-12%
CAGR 5-Years
-8%
CAGR 10-Years
-20%
PNB Housing Finance Ltd
NSE:PNBHOUSING
Tax Provision
-â‚ą4.8B
CAGR 3-Years
-24%
CAGR 5-Years
1%
CAGR 10-Years
-21%
Indiabulls Housing Finance Ltd
NSE:IBULHSGFIN
Tax Provision
-â‚ą4.3B
CAGR 3-Years
-6%
CAGR 5-Years
23%
CAGR 10-Years
0%
IIFL Finance Ltd
NSE:IIFL
Tax Provision
-â‚ą3.5B
CAGR 3-Years
-3%
CAGR 5-Years
-5%
CAGR 10-Years
-7%
No Stocks Found

Aavas Financiers Ltd
Glance View

Market Cap
131.9B INR
Industry
Financial Services

In the bustling financial markets of India, Aavas Financiers Ltd. stands as a significant player catering to the housing finance sector. This Jaipur-based company emerged in the mid-2000s with a vision to make home ownership accessible to the underserved segments of the society—primarily the lower and middle-income groups. Aavas focuses on providing housing loans specifically in the semi-urban and rural areas across India, which are often neglected by larger financial institutions. By strategically targeting customers who have informal income but lack formal credit records, Aavas utilizes a robust risk assessment methodology tailored to these unique borrower profiles. Comprehensive field visits, personalized loan structuring, and customer education form the backbone of their lending process, allowing them to build and maintain a strong portfolio in these niche markets. Aavas Financiers generates revenue through the interest rates levied on the housing loans they extend, which are often structured to be longer-term to favor affordability. While their primary cash flow stems from these interest income streams, the company also earns through processing fees and other incidental charges related to the loan disbursement process. Crucially, Aavas's superior asset quality management and prudent risk mitigation strategies have consistently delivered high repayment rates. The meticulous focus on credit risk appraisal ensures a well-balanced loan book, making Aavas a profitable venture despite operating in high-risk markets. Their business model is thus characterized by driving volume through targeted and personalized lending solutions while tightly managing the inherent risks associated with the low-income borrower segment.

AAVAS Intrinsic Value
2 022.27 INR
Undervaluation 18%
Intrinsic Value
Price

See Also

What is Aavas Financiers Ltd's Tax Provision?
Tax Provision
-1.4B INR

Based on the financial report for Sep 30, 2024, Aavas Financiers Ltd's Tax Provision amounts to -1.4B INR.

What is Aavas Financiers Ltd's Tax Provision growth rate?
Tax Provision CAGR 5Y
-12%

Over the last year, the Tax Provision growth was -12%. The average annual Tax Provision growth rates for Aavas Financiers Ltd have been -26% over the past three years , -12% over the past five years .

Back to Top