Aavas Financiers Ltd
NSE:AAVAS

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Aavas Financiers Ltd
NSE:AAVAS
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Price: 1 668.5 INR 0.19%
Market Cap: 132B INR
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Aavas Financiers Ltd
Operating Income

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
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Aavas Financiers Ltd
Operating Income Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Operating Income CAGR 3Y CAGR 5Y CAGR 10Y
Aavas Financiers Ltd
NSE:AAVAS
Operating Income
â‚ą14.8B
CAGR 3-Years
18%
CAGR 5-Years
19%
CAGR 10-Years
N/A
LIC Housing Finance Ltd
NSE:LICHSGFIN
Operating Income
â‚ą72.4B
CAGR 3-Years
17%
CAGR 5-Years
11%
CAGR 10-Years
N/A
Can Fin Homes Ltd
NSE:CANFINHOME
Operating Income
â‚ą10.5B
CAGR 3-Years
18%
CAGR 5-Years
17%
CAGR 10-Years
25%
PNB Housing Finance Ltd
NSE:PNBHOUSING
Operating Income
â‚ą65.4B
CAGR 3-Years
0%
CAGR 5-Years
-4%
CAGR 10-Years
18%
Indiabulls Housing Finance Ltd
NSE:IBULHSGFIN
Operating Income
â‚ą75.7B
CAGR 3-Years
-7%
CAGR 5-Years
-14%
CAGR 10-Years
5%
IIFL Finance Ltd
NSE:IIFL
Operating Income
â‚ą34.8B
CAGR 3-Years
20%
CAGR 5-Years
24%
CAGR 10-Years
21%
No Stocks Found

Aavas Financiers Ltd
Glance View

Market Cap
132B INR
Industry
Financial Services

In the bustling financial markets of India, Aavas Financiers Ltd. stands as a significant player catering to the housing finance sector. This Jaipur-based company emerged in the mid-2000s with a vision to make home ownership accessible to the underserved segments of the society—primarily the lower and middle-income groups. Aavas focuses on providing housing loans specifically in the semi-urban and rural areas across India, which are often neglected by larger financial institutions. By strategically targeting customers who have informal income but lack formal credit records, Aavas utilizes a robust risk assessment methodology tailored to these unique borrower profiles. Comprehensive field visits, personalized loan structuring, and customer education form the backbone of their lending process, allowing them to build and maintain a strong portfolio in these niche markets. Aavas Financiers generates revenue through the interest rates levied on the housing loans they extend, which are often structured to be longer-term to favor affordability. While their primary cash flow stems from these interest income streams, the company also earns through processing fees and other incidental charges related to the loan disbursement process. Crucially, Aavas's superior asset quality management and prudent risk mitigation strategies have consistently delivered high repayment rates. The meticulous focus on credit risk appraisal ensures a well-balanced loan book, making Aavas a profitable venture despite operating in high-risk markets. Their business model is thus characterized by driving volume through targeted and personalized lending solutions while tightly managing the inherent risks associated with the low-income borrower segment.

AAVAS Intrinsic Value
2 022.27 INR
Undervaluation 17%
Intrinsic Value
Price

See Also

What is Aavas Financiers Ltd's Operating Income?
Operating Income
14.8B INR

Based on the financial report for Sep 30, 2024, Aavas Financiers Ltd's Operating Income amounts to 14.8B INR.

What is Aavas Financiers Ltd's Operating Income growth rate?
Operating Income CAGR 5Y
19%

Over the last year, the Operating Income growth was 13%. The average annual Operating Income growth rates for Aavas Financiers Ltd have been 18% over the past three years , 19% over the past five years .

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