Aavas Financiers Ltd
NSE:AAVAS

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Aavas Financiers Ltd
NSE:AAVAS
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Price: 1 667.05 INR 0.11% Market Closed
Market Cap: 131.9B INR
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Aavas Financiers Ltd
Net Issuance of Debt

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
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Aavas Financiers Ltd
Net Issuance of Debt Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Net Issuance of Debt CAGR 3Y CAGR 5Y CAGR 10Y
Aavas Financiers Ltd
NSE:AAVAS
Net Issuance of Debt
â‚ą12.4B
CAGR 3-Years
12%
CAGR 5-Years
N/A
CAGR 10-Years
N/A
LIC Housing Finance Ltd
NSE:LICHSGFIN
Net Issuance of Debt
â‚ą172.7B
CAGR 3-Years
0%
CAGR 5-Years
N/A
CAGR 10-Years
N/A
Can Fin Homes Ltd
NSE:CANFINHOME
Net Issuance of Debt
â‚ą33.1B
CAGR 3-Years
16%
CAGR 5-Years
N/A
CAGR 10-Years
N/A
PNB Housing Finance Ltd
NSE:PNBHOUSING
Net Issuance of Debt
â‚ą17.1B
CAGR 3-Years
N/A
CAGR 5-Years
-26%
CAGR 10-Years
N/A
Indiabulls Housing Finance Ltd
NSE:IBULHSGFIN
Net Issuance of Debt
-â‚ą67.1B
CAGR 3-Years
15%
CAGR 5-Years
N/A
CAGR 10-Years
N/A
IIFL Finance Ltd
NSE:IIFL
Net Issuance of Debt
-â‚ą18.2B
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
No Stocks Found

Aavas Financiers Ltd
Glance View

Market Cap
131.9B INR
Industry
Financial Services

In the bustling financial markets of India, Aavas Financiers Ltd. stands as a significant player catering to the housing finance sector. This Jaipur-based company emerged in the mid-2000s with a vision to make home ownership accessible to the underserved segments of the society—primarily the lower and middle-income groups. Aavas focuses on providing housing loans specifically in the semi-urban and rural areas across India, which are often neglected by larger financial institutions. By strategically targeting customers who have informal income but lack formal credit records, Aavas utilizes a robust risk assessment methodology tailored to these unique borrower profiles. Comprehensive field visits, personalized loan structuring, and customer education form the backbone of their lending process, allowing them to build and maintain a strong portfolio in these niche markets. Aavas Financiers generates revenue through the interest rates levied on the housing loans they extend, which are often structured to be longer-term to favor affordability. While their primary cash flow stems from these interest income streams, the company also earns through processing fees and other incidental charges related to the loan disbursement process. Crucially, Aavas's superior asset quality management and prudent risk mitigation strategies have consistently delivered high repayment rates. The meticulous focus on credit risk appraisal ensures a well-balanced loan book, making Aavas a profitable venture despite operating in high-risk markets. Their business model is thus characterized by driving volume through targeted and personalized lending solutions while tightly managing the inherent risks associated with the low-income borrower segment.

AAVAS Intrinsic Value
2 022.27 INR
Undervaluation 18%
Intrinsic Value
Price

See Also

What is Aavas Financiers Ltd's Net Issuance of Debt?
Net Issuance of Debt
12.4B INR

Based on the financial report for Sep 30, 2024, Aavas Financiers Ltd's Net Issuance of Debt amounts to 12.4B INR.

What is Aavas Financiers Ltd's Net Issuance of Debt growth rate?
Net Issuance of Debt CAGR 3Y
12%

Over the last year, the Net Issuance of Debt growth was -51%. The average annual Net Issuance of Debt growth rates for Aavas Financiers Ltd have been 12% over the past three years .

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