Aavas Financiers Ltd
NSE:AAVAS

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Aavas Financiers Ltd Logo
Aavas Financiers Ltd
NSE:AAVAS
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Price: 1 672.55 INR 0.44% Market Closed
Market Cap: 132.4B INR
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Aavas Financiers Ltd
Free Cash Flow

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
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Aavas Financiers Ltd
Free Cash Flow Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Free Cash Flow CAGR 3Y CAGR 5Y CAGR 10Y
Aavas Financiers Ltd
NSE:AAVAS
Free Cash Flow
-â‚ą18B
CAGR 3-Years
-15%
CAGR 5-Years
N/A
CAGR 10-Years
N/A
LIC Housing Finance Ltd
NSE:LICHSGFIN
Free Cash Flow
-â‚ą142.4B
CAGR 3-Years
11%
CAGR 5-Years
N/A
CAGR 10-Years
N/A
Can Fin Homes Ltd
NSE:CANFINHOME
Free Cash Flow
-â‚ą24.3B
CAGR 3-Years
-5%
CAGR 5-Years
N/A
CAGR 10-Years
N/A
PNB Housing Finance Ltd
NSE:PNBHOUSING
Free Cash Flow
-â‚ą47B
CAGR 3-Years
N/A
CAGR 5-Years
8%
CAGR 10-Years
N/A
Indiabulls Housing Finance Ltd
NSE:IBULHSGFIN
Free Cash Flow
â‚ą36.4B
CAGR 3-Years
-20%
CAGR 5-Years
N/A
CAGR 10-Years
N/A
IIFL Finance Ltd
NSE:IIFL
Free Cash Flow
â‚ą24.9B
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
No Stocks Found

Aavas Financiers Ltd
Glance View

Market Cap
132.4B INR
Industry
Financial Services

In the bustling financial markets of India, Aavas Financiers Ltd. stands as a significant player catering to the housing finance sector. This Jaipur-based company emerged in the mid-2000s with a vision to make home ownership accessible to the underserved segments of the society—primarily the lower and middle-income groups. Aavas focuses on providing housing loans specifically in the semi-urban and rural areas across India, which are often neglected by larger financial institutions. By strategically targeting customers who have informal income but lack formal credit records, Aavas utilizes a robust risk assessment methodology tailored to these unique borrower profiles. Comprehensive field visits, personalized loan structuring, and customer education form the backbone of their lending process, allowing them to build and maintain a strong portfolio in these niche markets. Aavas Financiers generates revenue through the interest rates levied on the housing loans they extend, which are often structured to be longer-term to favor affordability. While their primary cash flow stems from these interest income streams, the company also earns through processing fees and other incidental charges related to the loan disbursement process. Crucially, Aavas's superior asset quality management and prudent risk mitigation strategies have consistently delivered high repayment rates. The meticulous focus on credit risk appraisal ensures a well-balanced loan book, making Aavas a profitable venture despite operating in high-risk markets. Their business model is thus characterized by driving volume through targeted and personalized lending solutions while tightly managing the inherent risks associated with the low-income borrower segment.

AAVAS Intrinsic Value
2 022.27 INR
Undervaluation 17%
Intrinsic Value
Price

See Also

What is Aavas Financiers Ltd's Free Cash Flow?
Free Cash Flow
-18B INR

Based on the financial report for Sep 30, 2024, Aavas Financiers Ltd's Free Cash Flow amounts to -18B INR.

What is Aavas Financiers Ltd's Free Cash Flow growth rate?
Free Cash Flow CAGR 3Y
-15%

Over the last year, the Free Cash Flow growth was 1%. The average annual Free Cash Flow growth rates for Aavas Financiers Ltd have been -15% over the past three years .

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