Aavas Financiers Ltd
NSE:AAVAS

Watchlist Manager
Aavas Financiers Ltd Logo
Aavas Financiers Ltd
NSE:AAVAS
Watchlist
Price: 1 667.05 INR 0.11% Market Closed
Market Cap: 131.9B INR
Have any thoughts about
Aavas Financiers Ltd?
Write Note

Aavas Financiers Ltd
Retained Earnings

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
|

Aavas Financiers Ltd
Retained Earnings Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Retained Earnings CAGR 3Y CAGR 5Y CAGR 10Y
Aavas Financiers Ltd
NSE:AAVAS
Retained Earnings
â‚ą39.7B
CAGR 3-Years
17%
CAGR 5-Years
16%
CAGR 10-Years
N/A
LIC Housing Finance Ltd
NSE:LICHSGFIN
Retained Earnings
â‚ą335B
CAGR 3-Years
13%
CAGR 5-Years
14%
CAGR 10-Years
N/A
Can Fin Homes Ltd
NSE:CANFINHOME
Retained Earnings
â‚ą40.4B
CAGR 3-Years
13%
CAGR 5-Years
16%
CAGR 10-Years
24%
PNB Housing Finance Ltd
NSE:PNBHOUSING
Retained Earnings
â‚ą83.2B
CAGR 3-Years
-3%
CAGR 5-Years
1%
CAGR 10-Years
N/A
Indiabulls Housing Finance Ltd
NSE:IBULHSGFIN
Retained Earnings
â‚ą196.8B
CAGR 3-Years
7%
CAGR 5-Years
4%
CAGR 10-Years
13%
IIFL Finance Ltd
NSE:IIFL
Retained Earnings
â‚ą120.2B
CAGR 3-Years
27%
CAGR 5-Years
26%
CAGR 10-Years
18%
No Stocks Found

Aavas Financiers Ltd
Glance View

Market Cap
131.9B INR
Industry
Financial Services

In the bustling financial markets of India, Aavas Financiers Ltd. stands as a significant player catering to the housing finance sector. This Jaipur-based company emerged in the mid-2000s with a vision to make home ownership accessible to the underserved segments of the society—primarily the lower and middle-income groups. Aavas focuses on providing housing loans specifically in the semi-urban and rural areas across India, which are often neglected by larger financial institutions. By strategically targeting customers who have informal income but lack formal credit records, Aavas utilizes a robust risk assessment methodology tailored to these unique borrower profiles. Comprehensive field visits, personalized loan structuring, and customer education form the backbone of their lending process, allowing them to build and maintain a strong portfolio in these niche markets. Aavas Financiers generates revenue through the interest rates levied on the housing loans they extend, which are often structured to be longer-term to favor affordability. While their primary cash flow stems from these interest income streams, the company also earns through processing fees and other incidental charges related to the loan disbursement process. Crucially, Aavas's superior asset quality management and prudent risk mitigation strategies have consistently delivered high repayment rates. The meticulous focus on credit risk appraisal ensures a well-balanced loan book, making Aavas a profitable venture despite operating in high-risk markets. Their business model is thus characterized by driving volume through targeted and personalized lending solutions while tightly managing the inherent risks associated with the low-income borrower segment.

AAVAS Intrinsic Value
2 022.27 INR
Undervaluation 18%
Intrinsic Value
Price

See Also

What is Aavas Financiers Ltd's Retained Earnings?
Retained Earnings
39.7B INR

Based on the financial report for Sep 30, 2024, Aavas Financiers Ltd's Retained Earnings amounts to 39.7B INR.

What is Aavas Financiers Ltd's Retained Earnings growth rate?
Retained Earnings CAGR 5Y
16%

Over the last year, the Retained Earnings growth was 16%. The average annual Retained Earnings growth rates for Aavas Financiers Ltd have been 17% over the past three years , 16% over the past five years .

Back to Top