Aavas Financiers Ltd
NSE:AAVAS

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Aavas Financiers Ltd Logo
Aavas Financiers Ltd
NSE:AAVAS
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Price: 1 667.55 INR -0.73% Market Closed
Market Cap: 132B INR

Aavas Financiers Ltd
Other Assets

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
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Aavas Financiers Ltd
Other Assets Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Other Assets CAGR 3Y CAGR 5Y CAGR 10Y
Aavas Financiers Ltd
NSE:AAVAS
Other Assets
â‚ą4B
CAGR 3-Years
19%
CAGR 5-Years
98%
CAGR 10-Years
N/A
LIC Housing Finance Ltd
NSE:LICHSGFIN
Other Assets
â‚ą3.5B
CAGR 3-Years
27%
CAGR 5-Years
26%
CAGR 10-Years
N/A
PNB Housing Finance Ltd
NSE:PNBHOUSING
Other Assets
â‚ą1.7B
CAGR 3-Years
-42%
CAGR 5-Years
35%
CAGR 10-Years
N/A
Home First Finance Company India Ltd
NSE:HOMEFIRST
Other Assets
â‚ą153.4m
CAGR 3-Years
38%
CAGR 5-Years
41%
CAGR 10-Years
N/A
Indiabulls Housing Finance Ltd
NSE:IBULHSGFIN
Other Assets
â‚ą6.3B
CAGR 3-Years
1%
CAGR 5-Years
-1%
CAGR 10-Years
-7%
IIFL Finance Ltd
NSE:IIFL
Other Assets
â‚ą13.6B
CAGR 3-Years
9%
CAGR 5-Years
31%
CAGR 10-Years
25%

Aavas Financiers Ltd
Glance View

Economic Moat
None
Market Cap
132B INR
Industry
Financial Services

In the bustling financial markets of India, Aavas Financiers Ltd. stands as a significant player catering to the housing finance sector. This Jaipur-based company emerged in the mid-2000s with a vision to make home ownership accessible to the underserved segments of the society—primarily the lower and middle-income groups. Aavas focuses on providing housing loans specifically in the semi-urban and rural areas across India, which are often neglected by larger financial institutions. By strategically targeting customers who have informal income but lack formal credit records, Aavas utilizes a robust risk assessment methodology tailored to these unique borrower profiles. Comprehensive field visits, personalized loan structuring, and customer education form the backbone of their lending process, allowing them to build and maintain a strong portfolio in these niche markets. Aavas Financiers generates revenue through the interest rates levied on the housing loans they extend, which are often structured to be longer-term to favor affordability. While their primary cash flow stems from these interest income streams, the company also earns through processing fees and other incidental charges related to the loan disbursement process. Crucially, Aavas's superior asset quality management and prudent risk mitigation strategies have consistently delivered high repayment rates. The meticulous focus on credit risk appraisal ensures a well-balanced loan book, making Aavas a profitable venture despite operating in high-risk markets. Their business model is thus characterized by driving volume through targeted and personalized lending solutions while tightly managing the inherent risks associated with the low-income borrower segment.

AAVAS Intrinsic Value
HIDDEN
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See Also

What is Aavas Financiers Ltd's Other Assets?
Other Assets
4B INR

Based on the financial report for Sep 30, 2024, Aavas Financiers Ltd's Other Assets amounts to 4B INR.

What is Aavas Financiers Ltd's Other Assets growth rate?
Other Assets CAGR 5Y
98%

Over the last year, the Other Assets growth was 14%. The average annual Other Assets growth rates for Aavas Financiers Ltd have been 19% over the past three years , 98% over the past five years .

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