Aavas Financiers Ltd
NSE:AAVAS

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Aavas Financiers Ltd Logo
Aavas Financiers Ltd
NSE:AAVAS
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Price: 1 672.55 INR 0.44% Market Closed
Market Cap: 132.4B INR
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Aavas Financiers Ltd
Note Receivable

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
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Aavas Financiers Ltd
Note Receivable Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Note Receivable CAGR 3Y CAGR 5Y CAGR 10Y
Aavas Financiers Ltd
NSE:AAVAS
Note Receivable
â‚ą147.1B
CAGR 3-Years
21%
CAGR 5-Years
23%
CAGR 10-Years
N/A
LIC Housing Finance Ltd
NSE:LICHSGFIN
Note Receivable
â‚ą2.9T
CAGR 3-Years
8%
CAGR 5-Years
8%
CAGR 10-Years
N/A
Can Fin Homes Ltd
NSE:CANFINHOME
Note Receivable
â‚ą345.5B
CAGR 3-Years
14%
CAGR 5-Years
12%
CAGR 10-Years
17%
PNB Housing Finance Ltd
NSE:PNBHOUSING
Note Receivable
â‚ą648.5B
CAGR 3-Years
4%
CAGR 5-Years
-3%
CAGR 10-Years
N/A
Indiabulls Housing Finance Ltd
NSE:IBULHSGFIN
Note Receivable
â‚ą540.1B
CAGR 3-Years
-6%
CAGR 5-Years
-10%
CAGR 10-Years
4%
IIFL Finance Ltd
NSE:IIFL
Note Receivable
â‚ą449.2B
CAGR 3-Years
11%
CAGR 5-Years
12%
CAGR 10-Years
13%
No Stocks Found

Aavas Financiers Ltd
Glance View

Market Cap
132.4B INR
Industry
Financial Services

In the bustling financial markets of India, Aavas Financiers Ltd. stands as a significant player catering to the housing finance sector. This Jaipur-based company emerged in the mid-2000s with a vision to make home ownership accessible to the underserved segments of the society—primarily the lower and middle-income groups. Aavas focuses on providing housing loans specifically in the semi-urban and rural areas across India, which are often neglected by larger financial institutions. By strategically targeting customers who have informal income but lack formal credit records, Aavas utilizes a robust risk assessment methodology tailored to these unique borrower profiles. Comprehensive field visits, personalized loan structuring, and customer education form the backbone of their lending process, allowing them to build and maintain a strong portfolio in these niche markets. Aavas Financiers generates revenue through the interest rates levied on the housing loans they extend, which are often structured to be longer-term to favor affordability. While their primary cash flow stems from these interest income streams, the company also earns through processing fees and other incidental charges related to the loan disbursement process. Crucially, Aavas's superior asset quality management and prudent risk mitigation strategies have consistently delivered high repayment rates. The meticulous focus on credit risk appraisal ensures a well-balanced loan book, making Aavas a profitable venture despite operating in high-risk markets. Their business model is thus characterized by driving volume through targeted and personalized lending solutions while tightly managing the inherent risks associated with the low-income borrower segment.

AAVAS Intrinsic Value
2 022.27 INR
Undervaluation 17%
Intrinsic Value
Price

See Also

What is Aavas Financiers Ltd's Note Receivable?
Note Receivable
147.1B INR

Based on the financial report for Sep 30, 2024, Aavas Financiers Ltd's Note Receivable amounts to 147.1B INR.

What is Aavas Financiers Ltd's Note Receivable growth rate?
Note Receivable CAGR 5Y
23%

Over the last year, the Note Receivable growth was 19%. The average annual Note Receivable growth rates for Aavas Financiers Ltd have been 21% over the past three years , 23% over the past five years .

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