Zions Bancorporation NA
NASDAQ:ZION
Income Statement
Income Statement
Zions Bancorporation NA
| Dec-2001 | Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
950
|
990
|
1 014
|
1 028
|
1 035
|
1 045
|
1 060
|
1 076
|
1 085
|
1 109
|
1 116
|
1 130
|
1 161
|
1 196
|
1 246
|
1 296
|
1 361
|
1 469
|
1 575
|
1 680
|
1 765
|
1 799
|
1 832
|
1 862
|
1 882
|
1 911
|
1 927
|
1 942
|
1 972
|
1 960
|
1 969
|
1 949
|
1 898
|
1 878
|
1 798
|
1 777
|
1 714
|
1 692
|
1 691
|
1 705
|
1 756
|
1 773
|
1 788
|
1 760
|
1 732
|
1 713
|
1 717
|
1 694
|
1 696
|
1 695
|
1 680
|
1 682
|
1 680
|
1 681
|
1 688
|
1 697
|
1 715
|
1 751
|
1 792
|
1 836
|
1 867
|
1 904
|
1 967
|
2 020
|
2 065
|
2 118
|
2 138
|
2 181
|
2 230
|
2 265
|
2 286
|
2 288
|
2 272
|
2 243
|
2 237
|
2 225
|
2 216
|
2 214
|
2 206
|
2 206
|
2 208
|
2 207
|
2 245
|
2 353
|
2 520
|
2 655
|
2 653
|
2 575
|
2 438
|
2 345
|
2 351
|
2 386
|
2 430
|
2 468
|
2 519
|
2 571
|
|
| Interest Income |
1 592
|
1 550
|
1 511
|
1 477
|
1 456
|
1 440
|
1 425
|
1 408
|
1 389
|
1 399
|
1 404
|
1 434
|
1 492
|
1 566
|
1 662
|
1 766
|
1 910
|
2 126
|
2 357
|
2 605
|
2 818
|
2 950
|
3 053
|
3 139
|
3 205
|
3 225
|
3 158
|
3 076
|
2 974
|
2 824
|
2 738
|
2 634
|
2 515
|
2 456
|
2 402
|
2 352
|
2 307
|
2 289
|
2 259
|
2 227
|
2 189
|
2 159
|
2 117
|
2 076
|
2 039
|
2 005
|
1 985
|
1 950
|
1 941
|
1 924
|
1 894
|
1 881
|
1 853
|
1 834
|
1 826
|
1 822
|
1 834
|
1 860
|
1 892
|
1 926
|
1 954
|
1 995
|
2 066
|
2 132
|
2 192
|
2 266
|
2 314
|
2 388
|
2 481
|
2 568
|
2 646
|
2 692
|
2 683
|
2 630
|
2 541
|
2 445
|
2 368
|
2 309
|
2 284
|
2 272
|
2 267
|
2 260
|
2 298
|
2 436
|
2 705
|
3 070
|
3 439
|
3 742
|
3 947
|
4 081
|
4 177
|
4 271
|
4 293
|
4 267
|
4 245
|
4 205
|
|
| Interest Expense |
642
|
560
|
497
|
448
|
421
|
395
|
365
|
332
|
304
|
290
|
289
|
305
|
331
|
369
|
416
|
470
|
549
|
657
|
782
|
925
|
1 053
|
1 151
|
1 221
|
1 277
|
1 323
|
1 314
|
1 232
|
1 134
|
1 002
|
864
|
769
|
685
|
618
|
578
|
604
|
575
|
593
|
596
|
568
|
522
|
432
|
385
|
329
|
316
|
307
|
292
|
268
|
255
|
245
|
230
|
214
|
200
|
173
|
153
|
138
|
125
|
118
|
109
|
100
|
90
|
87
|
91
|
99
|
112
|
127
|
148
|
176
|
207
|
251
|
303
|
360
|
404
|
411
|
387
|
304
|
220
|
152
|
95
|
78
|
66
|
59
|
53
|
53
|
83
|
185
|
415
|
786
|
1 167
|
1 509
|
1 736
|
1 826
|
1 885
|
1 863
|
1 799
|
1 726
|
1 634
|
|
| Non Interest Income |
412
|
394
|
403
|
372
|
377
|
376
|
375
|
490
|
501
|
503
|
512
|
435
|
432
|
426
|
421
|
418
|
437
|
463
|
494
|
529
|
551
|
568
|
572
|
572
|
427
|
378
|
309
|
253
|
239
|
(66)
|
475
|
656
|
690
|
1 057
|
554
|
393
|
469
|
471
|
494
|
509
|
503
|
472
|
468
|
468
|
442
|
429
|
426
|
423
|
337
|
354
|
354
|
348
|
493
|
476
|
352
|
362
|
357
|
362
|
487
|
506
|
516
|
531
|
537
|
531
|
544
|
549
|
555
|
552
|
552
|
546
|
540
|
550
|
562
|
564
|
549
|
560
|
574
|
609
|
697
|
679
|
703
|
676
|
643
|
669
|
632
|
650
|
667
|
682
|
677
|
673
|
663
|
655
|
700
|
715
|
726
|
743
|
|
| Revenue |
1 362
N/A
|
1 384
+2%
|
1 417
+2%
|
1 400
-1%
|
1 412
+1%
|
1 421
+1%
|
1 435
+1%
|
1 566
+9%
|
1 586
+1%
|
1 611
+2%
|
1 628
+1%
|
1 565
-4%
|
1 592
+2%
|
1 622
+2%
|
1 667
+3%
|
1 714
+3%
|
1 798
+5%
|
1 932
+7%
|
2 069
+7%
|
2 209
+7%
|
2 315
+5%
|
2 367
+2%
|
2 404
+2%
|
2 434
+1%
|
2 309
-5%
|
2 289
-1%
|
2 236
-2%
|
2 195
-2%
|
2 210
+1%
|
1 894
-14%
|
2 444
+29%
|
2 605
+7%
|
2 588
-1%
|
2 935
+13%
|
2 351
-20%
|
2 171
-8%
|
2 184
+1%
|
2 163
-1%
|
2 185
+1%
|
2 214
+1%
|
2 259
+2%
|
2 246
-1%
|
2 256
+0%
|
2 228
-1%
|
2 174
-2%
|
2 142
-1%
|
2 143
+0%
|
2 117
-1%
|
2 034
-4%
|
2 049
+1%
|
2 034
-1%
|
2 030
0%
|
2 173
+7%
|
2 157
-1%
|
2 040
-5%
|
2 058
+1%
|
2 073
+1%
|
2 112
+2%
|
2 279
+8%
|
2 342
+3%
|
2 383
+2%
|
2 434
+2%
|
2 504
+3%
|
2 551
+2%
|
2 609
+2%
|
2 667
+2%
|
2 693
+1%
|
2 733
+1%
|
2 782
+2%
|
2 811
+1%
|
2 826
+1%
|
2 838
+0%
|
2 834
0%
|
2 807
-1%
|
2 786
-1%
|
2 785
0%
|
2 790
+0%
|
2 823
+1%
|
2 903
+3%
|
2 885
-1%
|
2 911
+1%
|
2 883
-1%
|
2 888
+0%
|
3 022
+5%
|
3 152
+4%
|
3 305
+5%
|
3 320
+0%
|
3 257
-2%
|
3 115
-4%
|
3 018
-3%
|
3 014
0%
|
3 041
+1%
|
3 130
+3%
|
3 183
+2%
|
3 245
+2%
|
3 314
+2%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(73)
|
(79)
|
(82)
|
(83)
|
(72)
|
(71)
|
(74)
|
(70)
|
(70)
|
(64)
|
(56)
|
(47)
|
(44)
|
(42)
|
(43)
|
(46)
|
(43)
|
(48)
|
(54)
|
(56)
|
(73)
|
(67)
|
(68)
|
(109)
|
(152)
|
(236)
|
(332)
|
(433)
|
(648)
|
(854)
|
(1 502)
|
(1 911)
|
(2 017)
|
(1 985)
|
(1 451)
|
(1 070)
|
(853)
|
(647)
|
(419)
|
(249)
|
(75)
|
(30)
|
(40)
|
(23)
|
(14)
|
30
|
63
|
67
|
87
|
59
|
91
|
140
|
98
|
99
|
44
|
(29)
|
(40)
|
(84)
|
(118)
|
(118)
|
(93)
|
(74)
|
(46)
|
(32)
|
(24)
|
39
|
41
|
57
|
39
|
(3)
|
(18)
|
(37)
|
(37)
|
(293)
|
(441)
|
(488)
|
(414)
|
(24)
|
267
|
368
|
276
|
177
|
13
|
(104)
|
(122)
|
(200)
|
(205)
|
(175)
|
(132)
|
(100)
|
(59)
|
(31)
|
(72)
|
(77)
|
(71)
|
(107)
|
|
| Non Interest Expense |
(836)
|
(838)
|
(850)
|
(854)
|
(859)
|
(868)
|
(868)
|
(970)
|
(971)
|
(978)
|
(991)
|
(904)
|
(924)
|
(941)
|
(953)
|
(967)
|
(1 013)
|
(1 099)
|
(1 190)
|
(1 272)
|
(1 330)
|
(1 358)
|
(1 373)
|
(1 395)
|
(1 419)
|
(1 403)
|
(1 410)
|
(1 430)
|
(1 877)
|
(2 489)
|
(2 554)
|
(2 616)
|
(2 194)
|
(1 687)
|
(1 698)
|
(1 719)
|
(1 734)
|
(1 738)
|
(1 724)
|
(1 677)
|
(1 664)
|
(1 643)
|
(1 628)
|
(1 614)
|
(1 618)
|
(1 601)
|
(1 651)
|
(1 627)
|
(1 714)
|
(1 715)
|
(1 670)
|
(1 737)
|
(1 649)
|
(1 649)
|
(1 647)
|
(1 600)
|
(1 581)
|
(1 588)
|
(1 566)
|
(1 578)
|
(1 585)
|
(1 604)
|
(1 627)
|
(1 637)
|
(1 649)
|
(1 647)
|
(1 670)
|
(1 677)
|
(1 678)
|
(1 699)
|
(1 696)
|
(1 693)
|
(1 744)
|
(1 719)
|
(1 724)
|
(1 749)
|
(1 704)
|
(1 732)
|
(1 730)
|
(1 717)
|
(1 741)
|
(1 770)
|
(1 806)
|
(1 856)
|
(1 878)
|
(1 926)
|
(1 970)
|
(1 987)
|
(2 097)
|
(2 111)
|
(2 112)
|
(2 118)
|
(2 046)
|
(2 058)
|
(2 076)
|
(2 101)
|
|
| Pre-Tax Income |
453
N/A
|
468
+3%
|
486
+4%
|
463
-5%
|
481
+4%
|
482
+0%
|
493
+2%
|
526
+7%
|
544
+4%
|
570
+5%
|
581
+2%
|
615
+6%
|
624
+2%
|
639
+2%
|
671
+5%
|
701
+4%
|
742
+6%
|
785
+6%
|
825
+5%
|
882
+7%
|
913
+4%
|
942
+3%
|
963
+2%
|
931
-3%
|
738
-21%
|
651
-12%
|
494
-24%
|
332
-33%
|
(315)
N/A
|
(1 448)
-360%
|
(1 612)
-11%
|
(1 923)
-19%
|
(1 623)
+16%
|
(737)
+55%
|
(797)
-8%
|
(618)
+22%
|
(403)
+35%
|
(222)
+45%
|
41
N/A
|
288
+596%
|
521
+81%
|
573
+10%
|
589
+3%
|
591
+0%
|
542
-8%
|
571
+5%
|
555
-3%
|
557
+0%
|
406
-27%
|
393
-3%
|
456
+16%
|
433
-5%
|
621
+44%
|
607
-2%
|
437
-28%
|
430
-2%
|
452
+5%
|
441
-3%
|
595
+35%
|
646
+8%
|
705
+9%
|
757
+7%
|
831
+10%
|
882
+6%
|
936
+6%
|
1 059
+13%
|
1 064
+0%
|
1 113
+5%
|
1 143
+3%
|
1 109
-3%
|
1 112
+0%
|
1 108
0%
|
1 053
-5%
|
795
-25%
|
621
-22%
|
548
-12%
|
672
+23%
|
1 067
+59%
|
1 440
+35%
|
1 536
+7%
|
1 446
-6%
|
1 290
-11%
|
1 095
-15%
|
1 062
-3%
|
1 152
+8%
|
1 179
+2%
|
1 145
-3%
|
1 095
-4%
|
886
-19%
|
807
-9%
|
843
+4%
|
892
+6%
|
1 012
+13%
|
1 048
+4%
|
1 098
+5%
|
1 106
+1%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(162)
|
(165)
|
(171)
|
(160)
|
(168)
|
(170)
|
(174)
|
(209)
|
(214)
|
(222)
|
(228)
|
(219)
|
(220)
|
(225)
|
(237)
|
(247)
|
(263)
|
(279)
|
(291)
|
(307)
|
(318)
|
(332)
|
(339)
|
(327)
|
(236)
|
(197)
|
(133)
|
(72)
|
43
|
245
|
291
|
402
|
401
|
278
|
277
|
209
|
107
|
41
|
(36)
|
(127)
|
(199)
|
(213)
|
(210)
|
(212)
|
(193)
|
(202)
|
(194)
|
(195)
|
(143)
|
(138)
|
(165)
|
(157)
|
(223)
|
(218)
|
(154)
|
(141)
|
(142)
|
(133)
|
(187)
|
(211)
|
(236)
|
(239)
|
(259)
|
(278)
|
(297)
|
(323)
|
(299)
|
(285)
|
(261)
|
(252)
|
(254)
|
(251)
|
(237)
|
(178)
|
(136)
|
(110)
|
(133)
|
(220)
|
(305)
|
(336)
|
(317)
|
(280)
|
(236)
|
(226)
|
(245)
|
(271)
|
(265)
|
(257)
|
(206)
|
(178)
|
(188)
|
(198)
|
(228)
|
(247)
|
(254)
|
(254)
|
|
| Income from Continuing Operations |
291
|
303
|
315
|
304
|
313
|
312
|
318
|
317
|
331
|
348
|
353
|
395
|
404
|
414
|
434
|
454
|
479
|
506
|
534
|
575
|
595
|
611
|
625
|
604
|
502
|
454
|
362
|
260
|
(271)
|
(1 203)
|
(1 322)
|
(1 521)
|
(1 222)
|
(458)
|
(520)
|
(410)
|
(296)
|
(181)
|
5
|
162
|
323
|
360
|
378
|
379
|
348
|
369
|
361
|
363
|
264
|
254
|
291
|
275
|
399
|
389
|
284
|
289
|
310
|
308
|
408
|
434
|
469
|
518
|
572
|
604
|
639
|
736
|
765
|
828
|
882
|
857
|
858
|
857
|
816
|
617
|
485
|
438
|
539
|
847
|
1 135
|
1 200
|
1 129
|
1 010
|
859
|
836
|
907
|
908
|
880
|
838
|
680
|
629
|
655
|
694
|
784
|
801
|
844
|
852
|
|
| Income to Minority Interest |
8
|
7
|
5
|
5
|
4
|
6
|
7
|
7
|
7
|
4
|
5
|
1
|
2
|
3
|
2
|
3
|
2
|
1
|
(0)
|
(10)
|
(12)
|
(12)
|
(12)
|
(10)
|
(8)
|
(7)
|
(1)
|
2
|
5
|
4
|
(1)
|
6
|
6
|
8
|
7
|
5
|
4
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
2
|
1
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
283
N/A
|
266
-6%
|
274
+3%
|
241
-12%
|
256
+6%
|
293
+14%
|
303
+4%
|
326
+7%
|
338
+4%
|
350
+4%
|
356
+2%
|
397
+11%
|
406
+2%
|
417
+3%
|
437
+5%
|
457
+5%
|
480
+5%
|
508
+6%
|
534
+5%
|
565
+6%
|
579
+3%
|
591
+2%
|
602
+2%
|
580
-4%
|
479
-17%
|
434
-9%
|
348
-20%
|
250
-28%
|
(291)
N/A
|
(1 247)
-329%
|
(1 341)
-7%
|
(1 556)
-16%
|
(1 234)
+21%
|
(469)
+62%
|
(580)
-24%
|
(479)
+17%
|
(413)
+14%
|
(311)
+25%
|
(147)
+53%
|
(1)
+99%
|
152
N/A
|
163
+7%
|
189
+16%
|
186
-2%
|
177
-5%
|
240
+35%
|
240
+0%
|
387
+61%
|
291
-25%
|
279
-4%
|
328
+18%
|
197
-40%
|
323
+64%
|
323
0%
|
217
-33%
|
222
+2%
|
245
+10%
|
248
+1%
|
340
+37%
|
372
+10%
|
407
+9%
|
457
+12%
|
521
+14%
|
556
+7%
|
545
-2%
|
646
+19%
|
678
+5%
|
740
+9%
|
843
+14%
|
819
-3%
|
821
+0%
|
820
0%
|
776
-5%
|
578
-26%
|
446
-23%
|
399
-11%
|
501
+26%
|
806
+61%
|
1 090
+35%
|
1 156
+6%
|
1 088
-6%
|
971
-11%
|
824
-15%
|
801
-3%
|
870
+9%
|
873
+0%
|
845
-3%
|
803
-5%
|
642
-20%
|
588
-8%
|
612
+4%
|
647
+6%
|
729
+13%
|
756
+4%
|
807
+7%
|
823
+2%
|
|
| EPS (Diluted) |
3.06
N/A
|
2.86
-7%
|
2.96
+3%
|
2.61
-12%
|
2.78
+7%
|
3.23
+16%
|
3.34
+3%
|
3.57
+7%
|
3.72
+4%
|
3.84
+3%
|
3.92
+2%
|
4.37
+11%
|
4.47
+2%
|
4.54
+2%
|
4.78
+5%
|
4.99
+4%
|
5.16
+3%
|
4.71
-9%
|
4.94
+5%
|
5.22
+6%
|
5.36
+3%
|
5.37
+0%
|
5.53
+3%
|
5.37
-3%
|
4.42
-18%
|
4.06
-8%
|
3.25
-20%
|
2.3
-29%
|
-2.67
N/A
|
-10.93
-309%
|
-11.56
-6%
|
-12.19
-5%
|
-9.92
+19%
|
-3.1
+69%
|
-3.58
-15%
|
-2.76
+23%
|
-2.48
+10%
|
-1.7
+31%
|
-0.8
+53%
|
-0.02
+98%
|
0.83
N/A
|
0.9
+8%
|
1.04
+16%
|
1.02
-2%
|
0.97
-5%
|
1.31
+35%
|
1.31
N/A
|
2.11
+61%
|
1.58
-25%
|
1.51
-4%
|
1.77
+17%
|
1
-44%
|
1.68
+68%
|
1.58
-6%
|
1.07
-32%
|
1.08
+1%
|
1.2
+11%
|
1.21
+1%
|
1.66
+37%
|
1.82
+10%
|
1.99
+9%
|
2.17
+9%
|
2.51
+16%
|
2.67
+6%
|
2.59
-3%
|
3.07
+19%
|
3.24
+6%
|
3.59
+11%
|
4.07
+13%
|
4.19
+3%
|
4.34
+4%
|
4.5
+4%
|
4.16
-8%
|
3.34
-20%
|
2.71
-19%
|
2.43
-10%
|
3.03
+25%
|
4.9
+62%
|
6.68
+36%
|
7.2
+8%
|
6.79
-6%
|
6.4
-6%
|
5.46
-15%
|
5.34
-2%
|
5.79
+8%
|
5.89
+2%
|
5.72
-3%
|
5.42
-5%
|
4.35
-20%
|
3.99
-8%
|
4.15
+4%
|
4.39
+6%
|
4.95
+13%
|
5.14
+4%
|
5.48
+7%
|
5.59
+2%
|
|