Wintrust Financial Corp
NASDAQ:WTFC

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Wintrust Financial Corp
NASDAQ:WTFC
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Price: 111.51 USD 0.65%
Market Cap: 7.5B USD

Net Margin
Wintrust Financial Corp

27.2%
Current
26%
Average
23.3%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
27.2%
=
Net Income
667.1m
/
Revenue
2.5B

Net Margin Across Competitors

Wintrust Financial Corp
Glance View

Economic Moat
None
Market Cap
7.4B USD
Industry
Banking

Wintrust Financial Corp., a quintessential regional banking institution, traces its roots back to the Chicago area where it started its journey in 1991. Founded as a response to the absence of local banks committed to the communities they serve, Wintrust quickly distinguished itself by focusing on the importance of relationship banking. With a well-defined growth strategy, the company expanded through acquisitions and organic growth, positioning itself as a bastion of financial support for local entrepreneurs, businesses, and individuals. The diversified services offered by Wintrust encompass traditional banking alongside wealth management, asset-based lending, mortgage origination, and specialty finance, providing financial solutions seamlessly integrated with the specific needs of their clientele. The heart of Wintrust's business model lies in its community banking operations, where it draws deposits from individuals and small to mid-sized businesses. These deposits are then strategically deployed into loans. The loan portfolio is well-diversified, covering commercial and industrial loans, real estate, and consumer credit, ensuring resilience and adaptability across economic cycles. Beyond just traditional banking, Wintrust has cultivated a robust non-interest income segment through fee-based services such as treasury management, insurance, and trust services. This dual income model—balancing net interest income from loans with non-interest revenue from fees—provides a stable revenue stream, mitigating risks related to interest rate fluctuations and economic downturns. Through its commitment to community engagement and comprehensive service offerings, Wintrust has secured its place as a formidable player in the regional banking landscape.

WTFC Intrinsic Value
158.34 USD
Undervaluation 30%
Intrinsic Value
Price
What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
27.2%
=
Net Income
667.1m
/
Revenue
2.5B
What is the Net Margin of Wintrust Financial Corp?

Based on Wintrust Financial Corp's most recent financial statements, the company has Net Margin of 27.2%.

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