Wintrust Financial Corp
NASDAQ:WTFC

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Wintrust Financial Corp
NASDAQ:WTFC
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Price: 124.36 USD -1.69% Market Closed
Market Cap: 8.3B USD
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Wintrust Financial Corp
Retained Earnings

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
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Wintrust Financial Corp
Retained Earnings Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Retained Earnings CAGR 3Y CAGR 5Y CAGR 10Y
Wintrust Financial Corp
NASDAQ:WTFC
Retained Earnings
$3.7B
CAGR 3-Years
16%
CAGR 5-Years
15%
CAGR 10-Years
17%
PNC Financial Services Group Inc
NYSE:PNC
Retained Earnings
$58.4B
CAGR 3-Years
6%
CAGR 5-Years
7%
CAGR 10-Years
9%
M&T Bank Corp
NYSE:MTB
Retained Earnings
N/A
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
Truist Financial Corp
NYSE:TFC
Retained Earnings
$23.2B
CAGR 3-Years
2%
CAGR 5-Years
4%
CAGR 10-Years
7%
Fifth Third Bancorp
NASDAQ:FITB
Retained Earnings
$23.8B
CAGR 3-Years
6%
CAGR 5-Years
6%
CAGR 10-Years
8%
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
Retained Earnings
$18.7B
CAGR 3-Years
64%
CAGR 5-Years
39%
CAGR 10-Years
25%
No Stocks Found

Wintrust Financial Corp
Glance View

Market Cap
8.3B USD
Industry
Banking
Economic Moat
None

Wintrust Financial Corp., a quintessential regional banking institution, traces its roots back to the Chicago area where it started its journey in 1991. Founded as a response to the absence of local banks committed to the communities they serve, Wintrust quickly distinguished itself by focusing on the importance of relationship banking. With a well-defined growth strategy, the company expanded through acquisitions and organic growth, positioning itself as a bastion of financial support for local entrepreneurs, businesses, and individuals. The diversified services offered by Wintrust encompass traditional banking alongside wealth management, asset-based lending, mortgage origination, and specialty finance, providing financial solutions seamlessly integrated with the specific needs of their clientele. The heart of Wintrust's business model lies in its community banking operations, where it draws deposits from individuals and small to mid-sized businesses. These deposits are then strategically deployed into loans. The loan portfolio is well-diversified, covering commercial and industrial loans, real estate, and consumer credit, ensuring resilience and adaptability across economic cycles. Beyond just traditional banking, Wintrust has cultivated a robust non-interest income segment through fee-based services such as treasury management, insurance, and trust services. This dual income model—balancing net interest income from loans with non-interest revenue from fees—provides a stable revenue stream, mitigating risks related to interest rate fluctuations and economic downturns. Through its commitment to community engagement and comprehensive service offerings, Wintrust has secured its place as a formidable player in the regional banking landscape.

WTFC Intrinsic Value
144.7 USD
Undervaluation 14%
Intrinsic Value
Price

See Also

What is Wintrust Financial Corp's Retained Earnings?
Retained Earnings
3.7B USD

Based on the financial report for Sep 30, 2024, Wintrust Financial Corp's Retained Earnings amounts to 3.7B USD.

What is Wintrust Financial Corp's Retained Earnings growth rate?
Retained Earnings CAGR 10Y
17%

Over the last year, the Retained Earnings growth was 15%. The average annual Retained Earnings growth rates for Wintrust Financial Corp have been 16% over the past three years , 15% over the past five years , and 17% over the past ten years .

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