Westamerica Bancorp
NASDAQ:WABC

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Westamerica Bancorp Logo
Westamerica Bancorp
NASDAQ:WABC
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Price: 57.17 USD 0.07% Market Closed
Market Cap: 1.5B USD
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Intrinsic Value

The intrinsic value of one WABC stock under the Base Case scenario is 48.9 USD. Compared to the current market price of 57.17 USD, Westamerica Bancorp is Overvalued by 14%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

WABC Intrinsic Value
48.9 USD
Overvaluation 14%
Intrinsic Value
Price
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Westamerica Bancorp

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
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Balance Sheet Decomposition
Westamerica Bancorp

Net Loans 818.6m
Investments 4.6B
PP&E 26.1m
Intangibles 121.9m
Other Assets 612.9m
Total Deposits 5.1B
Short Term Debt 132.5m
Other Liabilities 54.6m

Wall St
Price Targets

WABC Price Targets Summary
Westamerica Bancorp

Wall Street analysts forecast WABC stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for WABC is 55.08 USD with a low forecast of 54.54 USD and a high forecast of 56.7 USD.

Lowest
Price Target
54.54 USD
5% Downside
Average
Price Target
55.08 USD
4% Downside
Highest
Price Target
56.7 USD
1% Downside
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Dividends

Dividend Yield
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Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for WABC is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Average
Highest

Profile

Westamerica Bancorp Logo
Westamerica Bancorp

Country

United States of America

Industry

Banking

Market Cap

1.5B USD

Dividend Yield

3.08%

Description

Westamerica Bancorporation operates as a bank holding company. The company is headquartered in San Rafael California, California and currently employs 640 full-time employees. The firm provides a range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank, Westamerica Bank (the Bank). The communities served are located in Northern and Central California, from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. The company provides a range of loans, including commercial loans, commercial real estate loans, real estate construction loans, residential real estate loans and consumer installment and other loans. The firm maintains an investment securities portfolio consisting of securities issued by United States Government sponsored entities, agency and non-agency mortgage-backed securities, state and political subdivisions, corporations, collateralized loan obligations, commercial paper and other securities.

Contact

CALIFORNIA
San Rafael California
1108 5th Ave
+17078636000.0
www.westamerica.com

IPO

1980-03-17

Employees

640

Officers

Chairman, President & CEO
Mr. David L. Payne
Senior VP & Chief Information Officer
Mr. Brian J. Donohoe
Senior VP & Chief Credit Administrator of Westamerica Bank
Mr. Russell W. Rizzardi
Senior VP & Treasurer
Mr. John A. Thorson
Regional VP & Senior Regional Market Manager of Southern Banking Division
Mr. Robert Baker
Senior VP & Chief Financial Officer
Ms. Anela Jonas
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Corporate Executive Secretary
Ms. Diane Cunningham
Senior VP & Human Resources Division Manager
Mr. George S. Ensinger
Senior VP & Risk Officer
Curtis Belton
VP & Corporate Secretary
Mr. Kris Irvine
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See Also

Discover More
What is the Intrinsic Value of one WABC stock?

The intrinsic value of one WABC stock under the Base Case scenario is 48.9 USD.

Is WABC stock undervalued or overvalued?

Compared to the current market price of 57.17 USD, Westamerica Bancorp is Overvalued by 14%.

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