Westamerica Bancorp
NASDAQ:WABC

Watchlist Manager
Westamerica Bancorp Logo
Westamerica Bancorp
NASDAQ:WABC
Watchlist
Price: 57.6 USD 1.93% Market Closed
Market Cap: 1.5B USD
Have any thoughts about
Westamerica Bancorp?
Write Note

Intrinsic Value

The intrinsic value of one WABC stock under the Base Case scenario is 49.1 USD. Compared to the current market price of 57.6 USD, Westamerica Bancorp is Overvalued by 15%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

WABC Intrinsic Value
49.1 USD
Overvaluation 15%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Westamerica Bancorp

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for WABC cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about WABC?
Bearish
Neutral
Bullish

Fundamental Analysis

Economic Moat
Westamerica Bancorp

Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Investment Journal
AI Assistant
AI Assistant
Ask me anything about Westamerica Bancorp

Provide an overview of the primary business activities
of Westamerica Bancorp.

What unique competitive advantages
does Westamerica Bancorp hold over its rivals?

What risks and challenges
does Westamerica Bancorp face in the near future?

Has there been any significant insider trading activity
in Westamerica Bancorp recently?

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Westamerica Bancorp.

Provide P/S
for Westamerica Bancorp.

Provide P/E
for Westamerica Bancorp.

Provide P/B
for Westamerica Bancorp.

Show me price targets
for Westamerica Bancorp made by professional analysts.

What are the Revenue projections
for Westamerica Bancorp?

How accurate were the past Revenue estimates
for Westamerica Bancorp?

What are the Net Income projections
for Westamerica Bancorp?

How accurate were the past Net Income estimates
for Westamerica Bancorp?

What are the EPS projections
for Westamerica Bancorp?

How accurate were the past EPS estimates
for Westamerica Bancorp?

What are the EBIT projections
for Westamerica Bancorp?

How accurate were the past EBIT estimates
for Westamerica Bancorp?

Compare the revenue forecasts
for Westamerica Bancorp with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Westamerica Bancorp and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Westamerica Bancorp against its competitors.

Analyze the profit margins
(gross, operating, and net) of Westamerica Bancorp compared to its peers.

Compare the P/E ratios
of Westamerica Bancorp against its peers.

Discuss the investment returns and shareholder value creation
comparing Westamerica Bancorp with its peers.

Analyze the financial leverage
of Westamerica Bancorp compared to its main competitors.

Show all profitability ratios
for Westamerica Bancorp.

Provide ROE
for Westamerica Bancorp.

Provide ROA
for Westamerica Bancorp.

Provide Net Interest Margin
for Westamerica Bancorp.

Provide Net Margin
for Westamerica Bancorp.

Show all solvency ratios
for Westamerica Bancorp.

Loans/Deposits Ratio
for Westamerica Bancorp.

What is the historical Revenue growth
over the last 5 years for Westamerica Bancorp?

What is the historical Net Income growth
over the last 5 years for Westamerica Bancorp?

What is the current Free Cash Flow
of Westamerica Bancorp?

Discuss the annual earnings per share (EPS)
trend over the past five years for Westamerica Bancorp.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Westamerica Bancorp

Net Loans 818.6m
Investments 4.6B
PP&E 26.1m
Intangibles 121.9m
Other Assets 612.9m
Total Deposits 5.1B
Short Term Debt 132.5m
Other Liabilities 54.6m

Wall St
Price Targets

WABC Price Targets Summary
Westamerica Bancorp

Wall Street analysts forecast WABC stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for WABC is 55.08 USD with a low forecast of 54.54 USD and a high forecast of 56.7 USD.

Lowest
Price Target
54.54 USD
5% Downside
Average
Price Target
55.08 USD
4% Downside
Highest
Price Target
56.7 USD
2% Downside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for WABC?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for WABC is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Ownership

WABC Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

Profile

Westamerica Bancorp Logo
Westamerica Bancorp

Country

United States of America

Industry

Banking

Market Cap

1.5B USD

Dividend Yield

3.06%

Description

Westamerica Bancorporation operates as a bank holding company. The company is headquartered in San Rafael California, California and currently employs 640 full-time employees. The firm provides a range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank, Westamerica Bank (the Bank). The communities served are located in Northern and Central California, from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. The company provides a range of loans, including commercial loans, commercial real estate loans, real estate construction loans, residential real estate loans and consumer installment and other loans. The firm maintains an investment securities portfolio consisting of securities issued by United States Government sponsored entities, agency and non-agency mortgage-backed securities, state and political subdivisions, corporations, collateralized loan obligations, commercial paper and other securities.

Contact

CALIFORNIA
San Rafael California
1108 5th Ave
+17078636000.0
www.westamerica.com

IPO

1980-03-17

Employees

640

Officers

Chairman, President & CEO
Mr. David L. Payne
Senior VP & Chief Information Officer
Mr. Brian J. Donohoe
Senior VP & Chief Credit Administrator of Westamerica Bank
Mr. Russell W. Rizzardi
Senior VP & Treasurer
Mr. John A. Thorson
Regional VP & Senior Regional Market Manager of Southern Banking Division
Mr. Robert Baker
Senior VP & Chief Financial Officer
Ms. Anela Jonas
Show More
Corporate Executive Secretary
Ms. Diane Cunningham
Senior VP & Human Resources Division Manager
Mr. George S. Ensinger
Senior VP & Risk Officer
Curtis Belton
VP & Corporate Secretary
Mr. Kris Irvine
Show Less

See Also

Discover More
What is the Intrinsic Value of one WABC stock?

The intrinsic value of one WABC stock under the Base Case scenario is 49.1 USD.

Is WABC stock undervalued or overvalued?

Compared to the current market price of 57.6 USD, Westamerica Bancorp is Overvalued by 15%.

Back to Top