Westamerica Bancorp
NASDAQ:WABC

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Westamerica Bancorp
NASDAQ:WABC
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Price: 52.23 USD -1.55% Market Closed
Market Cap: 1.4B USD
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Westamerica Bancorp
Net Interest Income

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
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Westamerica Bancorp
Net Interest Income Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Net Interest Income CAGR 3Y CAGR 5Y CAGR 10Y
Westamerica Bancorp
NASDAQ:WABC
Net Interest Income
$261m
CAGR 3-Years
15%
CAGR 5-Years
10%
CAGR 10-Years
7%
PNC Financial Services Group Inc
NYSE:PNC
Net Interest Income
$13.4B
CAGR 3-Years
9%
CAGR 5-Years
6%
CAGR 10-Years
4%
M&T Bank Corp
NYSE:MTB
Net Interest Income
$6.8B
CAGR 3-Years
21%
CAGR 5-Years
10%
CAGR 10-Years
10%
Truist Financial Corp
NYSE:TFC
Net Interest Income
$14B
CAGR 3-Years
2%
CAGR 5-Years
16%
CAGR 10-Years
10%
Fifth Third Bancorp
NASDAQ:FITB
Net Interest Income
$5.6B
CAGR 3-Years
6%
CAGR 5-Years
4%
CAGR 10-Years
5%
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
Net Interest Income
$7.3B
CAGR 3-Years
74%
CAGR 5-Years
41%
CAGR 10-Years
27%
No Stocks Found

Westamerica Bancorp
Glance View

Market Cap
1.4B USD
Industry
Banking

Westamerica Bancorp, founded in 1972, has steadily cemented itself as a cornerstone of regional banking in Northern and Central California. Operating as a bank holding company, it wholly owns Westamerica Bank, which is its primary subsidiary. Distinguished by its conservative lending practices and robust capital base, Westamerica Bancorp has long navigated the competitive waters of community banking with a focus on stability and customer service. Through a network of branches, the company offers a suite of traditional banking products, including savings accounts, checking accounts, and time deposits, catering primarily to retail and small to mid-sized business clients. By maintaining a prudent portfolio of loans, Westamerica skillfully balances risk and return, ensuring a steady stream of interest income—an essential component of its revenue model. In addition to its loan and deposit business, Westamerica Bancorp generates income through a range of fee-based services. These services include electronic banking, trust and investment services, and various corporate banking offerings. By managing to diversify beyond simple interest income, the company can mitigate risks associated with fluctuating interest rates. Its concentration on efficiency and cost control has consistently led to high-profit margins, serving stakeholders well, and making Westamerica one of the more reliable players in the banking sector. Despite its regional focus, the company's philosophy of disciplined growth and operational excellence has earned it respect and a loyal customer base among California's diverse communities.

WABC Intrinsic Value
47.87 USD
Overvaluation 8%
Intrinsic Value
Price

See Also

What is Westamerica Bancorp's Net Interest Income?
Net Interest Income
261m USD

Based on the financial report for Sep 30, 2024, Westamerica Bancorp's Net Interest Income amounts to 261m USD.

What is Westamerica Bancorp's Net Interest Income growth rate?
Net Interest Income CAGR 10Y
7%

Over the last year, the Net Interest Income growth was -7%. The average annual Net Interest Income growth rates for Westamerica Bancorp have been 15% over the past three years , 10% over the past five years , and 7% over the past ten years .

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