Unity Bancorp Inc
NASDAQ:UNTY

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Unity Bancorp Inc
NASDAQ:UNTY
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Price: 45.615 USD -0.47%
Market Cap: 455.2m USD
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Intrinsic Value

The intrinsic value of one UNTY stock under the Base Case scenario is 62.473 USD. Compared to the current market price of 45.615 USD, Unity Bancorp Inc is Undervalued by 27%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

UNTY Intrinsic Value
62.473 USD
Undervaluation 27%
Intrinsic Value
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Unity Bancorp Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
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Balance Sheet Decomposition
Unity Bancorp Inc

Net Loans 2.1B
Investments 350.9m
PP&E 19.1m
Intangibles 1.5m
Other Assets 97m
Total Deposits 2B
Long Term Debt 10.3m
Other Liabilities 303.2m

Wall St
Price Targets

UNTY Price Targets Summary
Unity Bancorp Inc

Wall Street analysts forecast UNTY stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for UNTY is 43.18 USD with a low forecast of 40.4 USD and a high forecast of 46.2 USD.

Lowest
Price Target
40.4 USD
11% Downside
Average
Price Target
43.18 USD
5% Downside
Highest
Price Target
46.2 USD
1% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for UNTY is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Ownership

UNTY Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

Unity Bancorp Inc Logo
Unity Bancorp Inc

Country

United States of America

Industry

Banking

Market Cap

457.2m USD

Dividend Yield

1.12%

Description

Unity Bancorp, Inc. is a bank holding company, which engages in the ownership and supervision of Unity Bank. The company is headquartered in Clinton, New Jersey and currently employs 208 full-time employees. The firm's primary business is ownership and supervision of the Bank. The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and offers services, including personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The firm engages in a range of lending activities and offers commercial, small business administration (SBA), consumer, mortgage, home equity and personal loans. The Bank is a full-service commercial bank, providing a range of business and consumer financial services through its main office in Clinton, New Jersey and over 16 additional New Jersey branches located in Edison, Emerson, Flemington, Highland Park, Linden, Middlesex, North Plainfield, Phillipsburg, Scotch Plains, Somerset, Somerville, South Plainfield, Ramsey, Union, Washington, and Whitehouse.

Contact

NEW JERSEY
Clinton
64 Old Highway 22
+19087307630.0
unitybancorp.q4ir.com

IPO

1998-09-21

Employees

208

Officers

Founder & Chairman of the Board
Mr. David D. Dallas
President, CEO & Director
Mr. James A. Hughes
Founder & Director
Mr. Robert H. Dallas II
Executive VP & CFO
Mr. George Allen Boyan III, J.D.
First Senior VP & Director of Mortgage Lending
Mr. Vincent Geraci
Senior VP & Controller
Mr. James R Davies
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Senior VP & Chief Lending Officer
Mr. James Donovan
Senior VP & CTO
Mr. David Bove
First VP & Chief Compliance Officer
Christopher Fenimore
First VP & General Counsel
Michelle Kirmser
Show Less

See Also

Discover More
What is the Intrinsic Value of one UNTY stock?

The intrinsic value of one UNTY stock under the Base Case scenario is 62.473 USD.

Is UNTY stock undervalued or overvalued?

Compared to the current market price of 45.615 USD, Unity Bancorp Inc is Undervalued by 27%.

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