UMB Financial Corp
NASDAQ:UMBF

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UMB Financial Corp Logo
UMB Financial Corp
NASDAQ:UMBF
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Price: 125 USD 1.52% Market Closed
Market Cap: 6.1B USD
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Intrinsic Value

The intrinsic value of one UMBF stock under the Base Case scenario is 177.9 USD. Compared to the current market price of 125 USD, UMB Financial Corp is Undervalued by 30%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

UMBF Intrinsic Value
177.9 USD
Undervaluation 30%
Intrinsic Value
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UMB Financial Corp

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
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Balance Sheet Decomposition
UMB Financial Corp

Net Loans 24.7B
Investments 19.8B
PP&E 222.1m
Intangibles 272.9m
Other Assets 2.5B
Total Deposits 39.7B
Short Term Debt 3.1B
Long Term Debt 384.8m
Other Liabilities 800.3m
Earnings Calls

In the latest quarter, UMB Financial achieved robust performance with GAAP earnings of $109.6 million, or $2.23 per share, driven by record loan production of $1.4 billion and a near double-digit 9.8% annualized growth in loans. Fee income surged by 30% quarter-over-quarter, primarily from trading and investment banking activities. Despite a slight decline in net interest margin to 2.46%, the company anticipates growth in net interest income in the upcoming quarter. Looking ahead, UMB expects continued loan growth with favorable market conditions and an effective tax rate projected between 18% and 20% for the full year 2024.

What is Earnings Call?

Wall St
Price Targets

UMBF Price Targets Summary
UMB Financial Corp

Wall Street analysts forecast UMBF stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for UMBF is 132.6 USD with a low forecast of 121.2 USD and a high forecast of 147 USD.

Lowest
Price Target
121.2 USD
3% Downside
Average
Price Target
132.6 USD
6% Upside
Highest
Price Target
147 USD
18% Upside
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Dividends

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Previous Payment
-
Today
Next Payment
-
Today
Nov 24, 2024
Previous Payment
-
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-
Ex-Dividend Date
-
Shareholder Yield

Current shareholder yield for UMBF is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
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Ownership

UMBF Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
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Profile

UMB Financial Corp Logo
UMB Financial Corp

Country

United States of America

Industry

Banking

Market Cap

6.1B USD

Dividend Yield

1.25%

Description

UMB Financial Corp. operates as a financial holding company, which engages in the provision of bank and asset services. The company is headquartered in Kansas City, Missouri and currently employs 3,529 full-time employees. The firm operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment serves the commercial banking and treasury management needs of its small to middle-market businesses through a variety of products and services. The Institutional Banking segment is a combination of banking services, fund services, asset management services and healthcare services provided to institutional clients. The company also provides fixed income sales, trading and underwriting, corporate trust and escrow services, as well as institutional custody. The Personal Banking segment combines consumer banking and wealth management services offered to clients and delivered through personal relationships and the Company’s bank branches, automated teller machine networks and Internet banking.

Contact

MISSOURI
Kansas City
1010 Grand Blvd
+18168607000.0
investorrelations.umb.com

IPO

1980-03-17

Employees

3 529

Officers

Chairman & CEO
Mr. J. Mariner Kemper
President & Vice Chairman
Mr. James D. Rine
Executive VP & CFO
Mr. Ram Shankar
Executive VP & Chief Administrative Officer
Ms. Shannon Andresen Johnson
Executive VP & Chief Credit Officer
Mr. Thomas S. Terry
Senior VP, Chief Accounting Officer & Controller
Mr. David Carl Odgers
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Director of Investor Relations & Senior VP
Ms. Kay Gregory
Executive VP & Chief Legal Officer
Ms. Amy Harris
President of Consumer Banking & Chief Marketing Officer
Ms. Liz Lewis
Chief HR Officer & Executive VP
Mr. Robert Brian Beaird
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See Also

Discover More
What is the Intrinsic Value of one UMBF stock?

The intrinsic value of one UMBF stock under the Base Case scenario is 177.9 USD.

Is UMBF stock undervalued or overvalued?

Compared to the current market price of 125 USD, UMB Financial Corp is Undervalued by 30%.

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