
UMB Financial Corp
NASDAQ:UMBF

Income Statement
Income Statement
UMB Financial Corp
Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
350
|
355
|
366
|
389
|
412
|
440
|
464
|
478
|
495
|
512
|
528
|
544
|
559
|
573
|
585
|
595
|
610
|
626
|
643
|
660
|
671
|
681
|
693
|
709
|
731
|
751
|
774
|
800
|
816
|
832
|
856
|
879
|
914
|
945
|
946
|
935
|
920
|
918
|
937
|
962
|
1 001
|
|
Interest Income |
364
|
369
|
381
|
405
|
431
|
461
|
487
|
504
|
523
|
544
|
567
|
593
|
617
|
640
|
665
|
692
|
732
|
776
|
816
|
850
|
863
|
863
|
839
|
817
|
809
|
803
|
823
|
847
|
862
|
877
|
913
|
992
|
1 138
|
1 324
|
1 537
|
1 709
|
1 839
|
1 950
|
2 027
|
2 113
|
2 171
|
|
Interest Expense |
14
|
14
|
15
|
17
|
19
|
21
|
23
|
25
|
28
|
32
|
39
|
49
|
58
|
67
|
80
|
97
|
122
|
149
|
173
|
189
|
192
|
182
|
146
|
108
|
77
|
52
|
49
|
48
|
46
|
46
|
58
|
113
|
224
|
379
|
591
|
774
|
919
|
1 032
|
1 090
|
1 150
|
1 170
|
|
Non Interest Income |
499
|
501
|
487
|
469
|
371
|
458
|
441
|
435
|
403
|
407
|
415
|
416
|
424
|
426
|
416
|
413
|
402
|
404
|
409
|
411
|
427
|
418
|
433
|
442
|
560
|
571
|
582
|
577
|
467
|
482
|
527
|
548
|
554
|
561
|
523
|
527
|
542
|
571
|
578
|
603
|
628
|
|
Revenue |
849
N/A
|
856
+1%
|
853
0%
|
858
+1%
|
783
-9%
|
897
+15%
|
904
+1%
|
914
+1%
|
898
-2%
|
919
+2%
|
943
+3%
|
960
+2%
|
983
+2%
|
999
+2%
|
1 001
+0%
|
1 008
+1%
|
1 012
+0%
|
1 030
+2%
|
1 051
+2%
|
1 072
+2%
|
1 098
+2%
|
1 099
+0%
|
1 126
+2%
|
1 151
+2%
|
1 291
+12%
|
1 322
+2%
|
1 356
+3%
|
1 376
+1%
|
1 283
-7%
|
1 314
+2%
|
1 382
+5%
|
1 427
+3%
|
1 468
+3%
|
1 506
+3%
|
1 469
-2%
|
1 462
0%
|
1 462
+0%
|
1 489
+2%
|
1 515
+2%
|
1 566
+3%
|
1 629
+4%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(17)
|
(16)
|
(16)
|
(14)
|
(16)
|
(18)
|
(20)
|
(30)
|
(33)
|
(37)
|
(44)
|
(43)
|
(41)
|
(42)
|
(35)
|
(29)
|
(71)
|
(73)
|
(77)
|
(79)
|
(33)
|
(109)
|
(119)
|
(128)
|
(131)
|
(35)
|
(38)
|
(17)
|
(20)
|
(21)
|
(10)
|
(37)
|
(38)
|
(68)
|
(67)
|
(50)
|
(41)
|
(28)
|
(29)
|
(42)
|
(61)
|
|
Non Interest Expense |
(667)
|
(659)
|
(665)
|
(688)
|
(639)
|
(720)
|
(716)
|
(696)
|
(667)
|
(675)
|
(684)
|
(690)
|
(705)
|
(707)
|
(708)
|
(716)
|
(718)
|
(733)
|
(749)
|
(760)
|
(779)
|
(777)
|
(792)
|
(799)
|
(822)
|
(834)
|
(827)
|
(838)
|
(834)
|
(848)
|
(860)
|
(883)
|
(898)
|
(920)
|
(947)
|
(947)
|
(999)
|
(1 017)
|
(1 025)
|
(1 046)
|
(1 027)
|
|
Pre-Tax Income |
165
N/A
|
182
+10%
|
173
-5%
|
156
-10%
|
128
-18%
|
160
+25%
|
169
+5%
|
188
+11%
|
199
+6%
|
207
+4%
|
215
+4%
|
227
+5%
|
236
+4%
|
250
+6%
|
260
+4%
|
263
+1%
|
224
-15%
|
224
+0%
|
225
+0%
|
233
+3%
|
286
+23%
|
213
-25%
|
215
+1%
|
225
+5%
|
339
+51%
|
453
+34%
|
491
+9%
|
522
+6%
|
429
-18%
|
445
+4%
|
512
+15%
|
507
-1%
|
532
+5%
|
518
-3%
|
454
-12%
|
465
+2%
|
422
-9%
|
444
+5%
|
461
+4%
|
477
+4%
|
541
+13%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(45)
|
(51)
|
(46)
|
(42)
|
(32)
|
(41)
|
(44)
|
(46)
|
(45)
|
(46)
|
(46)
|
(48)
|
(50)
|
(48)
|
(47)
|
(45)
|
(32)
|
(33)
|
(32)
|
(33)
|
(42)
|
(31)
|
(29)
|
(28)
|
(52)
|
(70)
|
(82)
|
(91)
|
(76)
|
(79)
|
(95)
|
(97)
|
(100)
|
(100)
|
(84)
|
(85)
|
(72)
|
(76)
|
(82)
|
(85)
|
(100)
|
|
Income from Continuing Operations |
121
|
131
|
127
|
113
|
97
|
119
|
125
|
142
|
154
|
161
|
170
|
179
|
186
|
202
|
212
|
218
|
191
|
191
|
193
|
201
|
244
|
183
|
186
|
197
|
287
|
383
|
409
|
431
|
353
|
366
|
417
|
410
|
432
|
418
|
371
|
379
|
350
|
368
|
379
|
392
|
441
|
|
Net Income (Common) |
121
N/A
|
131
+9%
|
127
-3%
|
113
-10%
|
116
+2%
|
119
+2%
|
126
+6%
|
145
+15%
|
159
+9%
|
167
+5%
|
172
+3%
|
178
+4%
|
247
+39%
|
260
+5%
|
272
+5%
|
282
+4%
|
196
-31%
|
196
+0%
|
198
+1%
|
203
+2%
|
244
+20%
|
183
-25%
|
186
+2%
|
197
+6%
|
287
+46%
|
383
+34%
|
409
+7%
|
431
+5%
|
353
-18%
|
366
+4%
|
417
+14%
|
410
-2%
|
432
+5%
|
418
-3%
|
371
-11%
|
379
+2%
|
350
-8%
|
368
+5%
|
379
+3%
|
392
+3%
|
441
+13%
|
|
EPS (Diluted) |
2.54
N/A
|
2.88
+13%
|
2.71
-6%
|
2.31
-15%
|
2.43
+5%
|
2.42
0%
|
2.56
+6%
|
2.94
+15%
|
3.22
+10%
|
3.34
+4%
|
3.44
+3%
|
3.59
+4%
|
4.96
+38%
|
5.2
+5%
|
5.44
+5%
|
5.65
+4%
|
3.92
-31%
|
4
+2%
|
4.04
+1%
|
4.12
+2%
|
4.96
+20%
|
3.74
-25%
|
3.86
+3%
|
4.08
+6%
|
5.93
+45%
|
7.88
+33%
|
8.4
+7%
|
8.84
+5%
|
7.24
-18%
|
7.5
+4%
|
8.54
+14%
|
8.43
-1%
|
8.86
+5%
|
8.59
-3%
|
7.61
-11%
|
7.78
+2%
|
7.18
-8%
|
7.54
+5%
|
7.76
+3%
|
8.01
+3%
|
8.99
+12%
|