Towne Bank
NASDAQ:TOWN

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Towne Bank
NASDAQ:TOWN
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Price: 35.2 USD 0.09%
Market Cap: 2.6B USD
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Intrinsic Value

The intrinsic value of one TOWN stock under the Base Case scenario is 43.17 USD. Compared to the current market price of 35.2 USD, Towne Bank is Undervalued by 18%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

TOWN Intrinsic Value
43.17 USD
Undervaluation 18%
Intrinsic Value
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Towne Bank

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Financials
Annual
Quarterly
TTM
Annual
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TTM

Balance Sheet Decomposition
Towne Bank

Net Loans 11.3B
Investments 4.3B
PP&E 365.8m
Intangibles 520.9m
Other Assets 663.7m
Total Deposits 14.4B
Short Term Debt 31m
Long Term Debt 256.4m
Other Liabilities 391.2m

Wall St
Price Targets

TOWN Price Targets Summary
Towne Bank

Wall Street analysts forecast TOWN stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for TOWN is 38 USD with a low forecast of 36.36 USD and a high forecast of 42 USD.

Lowest
Price Target
36.36 USD
3% Upside
Average
Price Target
38 USD
8% Upside
Highest
Price Target
42 USD
19% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for TOWN is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Average
Highest
Buyback Yield
Lowest
Average
Highest

Profile

Towne Bank Logo
Towne Bank

Country

United States of America

Industry

Banking

Market Cap

2.6B USD

Dividend Yield

2.84%

Description

TowneBank engages in the provision of retail and commercial banking services to individuals and small and medium size businesses. The company is headquartered in Portsmouth, Virginia and currently employs 2,617 full-time employees. The firm operates through three segments: Banking, Realty and Insurance. The Banking segment provides loan and deposit services to retail and commercial customers. The Realty segment provides residential real estate services, resort property management, originations of a variety of mortgage loans, and commercial and residential title insurance. The Insurance segment provides full-service commercial and retail insurance, and employee benefit services. The firm offers an array of business and personal banking solutions. The company operates over 40 banking offices throughout Hampton Roads and Central Virginia, as well as Northeastern and Central North Carolina. The Company’s subsidiaries include Towne Investment Group, Towne Wealth Management, Towne Insurance Agency, LLC, Towne Benefits, TowneBank Commercial Mortgage, LLC, Towne 1031 Exchange, LLC and Towne Vacations, LLC.

Contact

VIRGINIA
Portsmouth
5716 High Street
+17576387500.0
townebank.com

IPO

1999-05-05

Employees

2 617

Officers

Executive Chairman
Mr. G. Robert Aston Jr.
CEO, President & Director
Mr. William I. Foster III
Senior EVP & CFO
Mr. William B. Littreal
President & Regional Banking Director for Virginia and Northeastern North Carolina
Mr. Brian K. Skinner
President & CEO of TowneBank Financial Services Group and Director
Mr. William T. Morrison
Senior Executive VP & COO
Mr. R. Lee Clark
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Senior EVP & Chief Accounting Officer
Mr. Kevin L. Fly
Senior EVP & Chief Information Officer
Mr. Denys J. Diaz
Senior EVP & Chief Legal Officer
Mr. George P. Whitley
Executive VP and Director of Marketing & Member Experience
Mr. Scott V. Williams
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See Also

Discover More
What is the Intrinsic Value of one TOWN stock?

The intrinsic value of one TOWN stock under the Base Case scenario is 43.17 USD.

Is TOWN stock undervalued or overvalued?

Compared to the current market price of 35.2 USD, Towne Bank is Undervalued by 18%.

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