TFS Financial Corp
NASDAQ:TFSL
Cash Flow Statement
Cash Flow Statement
TFS Financial Corp
Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Cash Flow | ||||||||||||||||||||||||||||||||||||||||||
Net Income |
66
|
67
|
66
|
66
|
73
|
74
|
77
|
81
|
81
|
82
|
87
|
89
|
89
|
89
|
89
|
87
|
85
|
86
|
83
|
80
|
80
|
86
|
83
|
91
|
83
|
83
|
88
|
78
|
81
|
72
|
65
|
66
|
75
|
81
|
81
|
81
|
75
|
74
|
79
|
81
|
80
|
|
Depreciation & Amortization |
13
|
14
|
15
|
17
|
18
|
18
|
18
|
19
|
19
|
21
|
22
|
22
|
21
|
21
|
23
|
24
|
25
|
25
|
23
|
23
|
23
|
25
|
27
|
29
|
33
|
35
|
39
|
39
|
33
|
30
|
26
|
24
|
27
|
24
|
22
|
20
|
18
|
18
|
19
|
19
|
19
|
|
Change in Deffered Taxes |
10
|
0
|
0
|
9
|
9
|
9
|
9
|
10
|
11
|
11
|
11
|
11
|
4
|
8
|
8
|
8
|
4
|
(1)
|
(0)
|
(0)
|
22
|
21
|
21
|
23
|
22
|
22
|
22
|
20
|
(14)
|
(14)
|
(15)
|
(15)
|
(27)
|
(27)
|
(27)
|
(26)
|
4
|
4
|
4
|
4
|
3
|
|
Stock-Based Compensation |
12
|
13
|
13
|
13
|
14
|
14
|
14
|
14
|
13
|
13
|
12
|
12
|
11
|
11
|
11
|
11
|
11
|
12
|
11
|
11
|
12
|
12
|
13
|
12
|
12
|
12
|
13
|
13
|
14
|
13
|
13
|
12
|
11
|
11
|
10
|
10
|
10
|
10
|
10
|
10
|
0
|
|
Other Non-Cash Items |
8
|
9
|
9
|
9
|
11
|
12
|
12
|
11
|
9
|
24
|
24
|
11
|
6
|
4
|
29
|
48
|
6
|
(11)
|
(36)
|
(42)
|
6
|
7
|
6
|
6
|
5
|
5
|
6
|
6
|
6
|
6
|
5
|
4
|
3
|
2
|
2
|
2
|
0
|
(0)
|
(0)
|
(1)
|
(0)
|
|
Cash Taxes Paid |
25
|
25
|
28
|
26
|
23
|
32
|
31
|
33
|
32
|
22
|
34
|
37
|
38
|
38
|
33
|
32
|
33
|
32
|
27
|
17
|
10
|
10
|
2
|
2
|
2
|
2
|
9
|
20
|
26
|
26
|
30
|
31
|
40
|
40
|
38
|
32
|
22
|
22
|
20
|
18
|
16
|
|
Cash Interest Paid |
0
|
9
|
11
|
14
|
19
|
21
|
24
|
25
|
26
|
27
|
28
|
31
|
36
|
42
|
49
|
55
|
61
|
65
|
72
|
78
|
82
|
85
|
80
|
71
|
54
|
39
|
26
|
18
|
16
|
16
|
16
|
20
|
37
|
68
|
107
|
150
|
195
|
222
|
237
|
243
|
237
|
|
Change in Working Capital |
6
|
(5)
|
(9)
|
(6)
|
(8)
|
(13)
|
(23)
|
(40)
|
(35)
|
(26)
|
(34)
|
(21)
|
(18)
|
(20)
|
(16)
|
(31)
|
(29)
|
(72)
|
(30)
|
(12)
|
(28)
|
(41)
|
(15)
|
(27)
|
(21)
|
(27)
|
(52)
|
10
|
(23)
|
(27)
|
(1)
|
(67)
|
(39)
|
30
|
(37)
|
(12)
|
(7)
|
(48)
|
(2)
|
58
|
(13)
|
|
Cash from Operating Activities |
104
N/A
|
95
-9%
|
91
-4%
|
94
+4%
|
102
+8%
|
100
-2%
|
94
-6%
|
81
-14%
|
85
+5%
|
113
+33%
|
109
-3%
|
111
+2%
|
101
-9%
|
102
+1%
|
132
+30%
|
136
+3%
|
92
-32%
|
29
-69%
|
40
+41%
|
48
+20%
|
103
+113%
|
98
-5%
|
122
+25%
|
122
0%
|
122
N/A
|
117
-4%
|
103
-11%
|
152
+47%
|
83
-45%
|
67
-20%
|
80
+20%
|
13
-84%
|
39
+202%
|
110
+183%
|
41
-62%
|
65
+57%
|
91
+40%
|
48
-47%
|
98
+103%
|
161
+64%
|
89
-45%
|
|
Investing Cash Flow | ||||||||||||||||||||||||||||||||||||||||||
Capital Expenditures |
(3)
|
(3)
|
(2)
|
(4)
|
(6)
|
(7)
|
(9)
|
(10)
|
(9)
|
(7)
|
(5)
|
(3)
|
(4)
|
(8)
|
(9)
|
(10)
|
(8)
|
(6)
|
(5)
|
(5)
|
(4)
|
(3)
|
(3)
|
(4)
|
(3)
|
(3)
|
(3)
|
(2)
|
(1)
|
(1)
|
(1)
|
(2)
|
(3)
|
(4)
|
(5)
|
(5)
|
(5)
|
(4)
|
(4)
|
(3)
|
(3)
|
|
Other Items |
(666)
|
(745)
|
(659)
|
(590)
|
(595)
|
(446)
|
(391)
|
(369)
|
(445)
|
(622)
|
(855)
|
(844)
|
(751)
|
(707)
|
(537)
|
(435)
|
(467)
|
(385)
|
(230)
|
(377)
|
(338)
|
(513)
|
(671)
|
(350)
|
151
|
455
|
855
|
801
|
549
|
338
|
(448)
|
(1 386)
|
(1 872)
|
(1 962)
|
(1 544)
|
(1 114)
|
(1 004)
|
(798)
|
(627)
|
(294)
|
(122)
|
|
Cash from Investing Activities |
(669)
N/A
|
(748)
-12%
|
(662)
+12%
|
(594)
+10%
|
(600)
-1%
|
(453)
+25%
|
(400)
+12%
|
(378)
+5%
|
(454)
-20%
|
(628)
-38%
|
(860)
-37%
|
(847)
+2%
|
(755)
+11%
|
(714)
+5%
|
(546)
+24%
|
(444)
+19%
|
(475)
-7%
|
(391)
+18%
|
(234)
+40%
|
(381)
-63%
|
(342)
+10%
|
(517)
-51%
|
(674)
-30%
|
(354)
+48%
|
148
N/A
|
452
+206%
|
852
+88%
|
799
-6%
|
547
-32%
|
337
-38%
|
(449)
N/A
|
(1 387)
-209%
|
(1 875)
-35%
|
(1 966)
-5%
|
(1 549)
+21%
|
(1 119)
+28%
|
(1 009)
+10%
|
(802)
+21%
|
(632)
+21%
|
(297)
+53%
|
(125)
+58%
|
|
Financing Cash Flow | ||||||||||||||||||||||||||||||||||||||||||
Net Issuance of Common Stock |
(101)
|
(115)
|
(160)
|
(161)
|
(177)
|
(176)
|
(165)
|
(150)
|
(136)
|
(117)
|
(91)
|
(81)
|
(57)
|
(45)
|
(43)
|
(29)
|
(22)
|
(17)
|
(15)
|
(12)
|
(11)
|
(9)
|
(6)
|
(4)
|
(2)
|
(3)
|
(4)
|
(4)
|
(6)
|
(4)
|
(4)
|
(8)
|
(6)
|
(10)
|
(10)
|
(6)
|
(6)
|
(3)
|
(2)
|
(2)
|
(2)
|
|
Net Issuance of Debt |
(5)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Cash Paid for Dividends |
(5)
|
(10)
|
(14)
|
(19)
|
(20)
|
(21)
|
(22)
|
(23)
|
(23)
|
(24)
|
(25)
|
(26)
|
(28)
|
(30)
|
(32)
|
(34)
|
(38)
|
(42)
|
(45)
|
(49)
|
(51)
|
(52)
|
(53)
|
(55)
|
(56)
|
(56)
|
(57)
|
(57)
|
(57)
|
(57)
|
(57)
|
(58)
|
(58)
|
(58)
|
(58)
|
(58)
|
(58)
|
(58)
|
(59)
|
(59)
|
(59)
|
|
Other |
572
|
743
|
703
|
653
|
668
|
433
|
431
|
447
|
605
|
823
|
948
|
906
|
775
|
684
|
520
|
364
|
443
|
384
|
242
|
407
|
305
|
474
|
664
|
348
|
11
|
(291)
|
(542)
|
(640)
|
(578)
|
(434)
|
136
|
1 248
|
1 782
|
1 960
|
1 626
|
1 167
|
1 079
|
923
|
767
|
322
|
94
|
|
Cash from Financing Activities |
461
N/A
|
613
+33%
|
524
-15%
|
468
-11%
|
472
+1%
|
237
-50%
|
245
+3%
|
275
+12%
|
445
+62%
|
682
+53%
|
832
+22%
|
799
-4%
|
691
-14%
|
609
-12%
|
445
-27%
|
301
-32%
|
384
+28%
|
325
-15%
|
182
-44%
|
346
+90%
|
244
-29%
|
413
+69%
|
605
+46%
|
290
-52%
|
(47)
N/A
|
(350)
-653%
|
(602)
-72%
|
(700)
-16%
|
(640)
+9%
|
(496)
+23%
|
75
N/A
|
1 182
+1 486%
|
1 717
+45%
|
1 892
+10%
|
1 558
-18%
|
1 103
-29%
|
1 015
-8%
|
862
-15%
|
707
-18%
|
260
-63%
|
33
-87%
|
|
Change in Cash | ||||||||||||||||||||||||||||||||||||||||||
Net Change in Cash |
(105)
N/A
|
(41)
+61%
|
(47)
-15%
|
(31)
+34%
|
(26)
+17%
|
(116)
-347%
|
(62)
+47%
|
(23)
+63%
|
76
N/A
|
167
+120%
|
81
-51%
|
64
-22%
|
37
-42%
|
(3)
N/A
|
30
N/A
|
(6)
N/A
|
2
N/A
|
(37)
N/A
|
(12)
+68%
|
13
N/A
|
5
-59%
|
(5)
N/A
|
53
N/A
|
58
+9%
|
223
+286%
|
219
-2%
|
353
+61%
|
251
-29%
|
(10)
N/A
|
(92)
-856%
|
(295)
-221%
|
(193)
+35%
|
(119)
+38%
|
36
N/A
|
51
+42%
|
49
-4%
|
97
+100%
|
108
+11%
|
173
+60%
|
124
-28%
|
(3)
N/A
|