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Triumph Financial Inc
NASDAQ:TFIN

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Triumph Financial Inc
NASDAQ:TFIN
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Price: 100.62 USD -2.01%
Market Cap: 2.4B USD
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Intrinsic Value

The intrinsic value of one TFIN stock under the Base Case scenario is 57.27 USD. Compared to the current market price of 100.62 USD, Triumph Financial Inc is Overvalued by 43%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

TFIN Intrinsic Value
57.27 USD
Overvaluation 43%
Intrinsic Value
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Triumph Financial Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
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Balance Sheet Decomposition
Triumph Financial Inc

Net Loans 4.3B
Investments 851.7m
PP&E 156.5m
Intangibles 285.5m
Other Assets 280.7m
Total Deposits 4.7B
Long Term Debt 151.3m
Other Liabilities 122.3m
Earnings Calls

In a challenging freight market, TriumphPay has demonstrated resilience, achieving over 30% year-over-year revenue growth. Their monetization strategies are on track, with expectations to see revenue from partnerships, notably with C.H. Robinson, materialize in late 2025. TriumphPay's innovation includes instant funding solutions that enhance customer experience. Despite a slight decline in network transactions, leadership remains optimistic about future growth, projecting an upturn as market conditions stabilize. The long-term outlook remains positive, supported by ongoing demand for their services and advancements in technology.

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Wall St
Price Targets

TFIN Price Targets Summary
Triumph Financial Inc

Wall Street analysts forecast TFIN stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for TFIN is 78.8 USD with a low forecast of 65.65 USD and a high forecast of 94.5 USD.

Lowest
Price Target
65.65 USD
35% Downside
Average
Price Target
78.8 USD
22% Downside
Highest
Price Target
94.5 USD
6% Downside
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Dividends

Triumph Financial Inc
does not pay dividends
Shareholder Yield

Current shareholder yield for TFIN is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

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Ownership

TFIN Insider Trading
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Profile

Triumph Financial Inc

Country

United States of America

Industry

Banking

Market Cap

2.4B USD

Dividend Yield

0%

Description

Triumph Financial, Inc. is a financial holding company. The Company's segments include Banking, Factoring and Payments. The Banking segment includes the operations of TBK Bank, which offers products and services that are focused on serving the local communities in which it operates and creating full banking relationships with both personal and commercial clients. TBK Bank operates retail branch networks in three geographic markets, including a mid-western division, a western division, and a mountain division. Its traditional banking offerings include a full suite of lending and deposit products and services. The Factoring segment includes the operations of Triumph Financial Services, which offers factoring services to its customers across a variety of industries with a focus on transportation factoring. The Payments segment includes the operations of TBK Bank's TriumphPay division, which is the payments network presentment, audit, and payment of over-the-road trucking invoices.

Contact

TEXAS
Dallas
12700 Park Central Drive, Suite 1700
+12143656900
www.tfin.com

IPO

2014-11-07

Employees

1 369

Officers

Founder, Vice Chairman, President & CEO
Mr. Aaron P. Graft
Executive VP & CFO
Mr. William Bradley Voss
Executive VP & COO
Mr. Edward J. Schreyer SIOR
President of Triumphpay - TBK Bank, SSB
Ms. Melissa Forman-Barenblit
Executive VP & Chief Information Officer
Ms. Renee Galitis
Senior Vice President of Finance & Investor Relations
Mr. Luke Wyse
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Executive VP, General Counsel & Assistant Secretary
Mr. Adam D. Nelson
Chief Risk & Compliance Officer
Mr. Mitchell Lee
Senior VP & Director of Corporate Communication
Ms. Amanda Tavackoli
Executive VP & Chief Marketing Officer
Ms. Michelle Holmes
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See Also

Discover More
What is the Intrinsic Value of one TFIN stock?

The intrinsic value of one TFIN stock under the Base Case scenario is 57.27 USD.

Is TFIN stock undervalued or overvalued?

Compared to the current market price of 100.62 USD, Triumph Financial Inc is Overvalued by 43%.

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