South Plains Financial Inc
NASDAQ:SPFI

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South Plains Financial Inc Logo
South Plains Financial Inc
NASDAQ:SPFI
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Price: 39.46 USD 2.97% Market Closed
Market Cap: 646.7m USD
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Intrinsic Value

The intrinsic value of one SPFI stock under the Base Case scenario is 37.61 USD. Compared to the current market price of 39.46 USD, South Plains Financial Inc is Overvalued by 5%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

SPFI Intrinsic Value
37.61 USD
Overvaluation 5%
Intrinsic Value
Price
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Base Case
Best Case

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South Plains Financial Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
South Plains Financial Inc

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Financials
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TTM

Balance Sheet Decomposition
South Plains Financial Inc

Net Loans 3B
Investments 1B
PP&E 53.3m
Intangibles 45.8m
Other Assets 197.2m
Total Deposits 3.7B
Long Term Debt 110.3m
Other Liabilities 64.9m

Wall St
Price Targets

SPFI Price Targets Summary
South Plains Financial Inc

Wall Street analysts forecast SPFI stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for SPFI is 39.78 USD with a low forecast of 37.37 USD and a high forecast of 43.05 USD.

Lowest
Price Target
37.37 USD
5% Downside
Average
Price Target
39.78 USD
1% Upside
Highest
Price Target
43.05 USD
9% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
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100
Shareholder Yield

Current shareholder yield for SPFI is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
Lowest
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Highest

Ownership

SPFI Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

South Plains Financial Inc Logo
South Plains Financial Inc

Country

United States of America

Industry

Banking

Market Cap

646.6m USD

Dividend Yield

1.42%

Description

South Plains Financial, Inc. is a bank holding company, which engages in the provision of commercial and retail banking services through its subsidiary, City Bank. The company is headquartered in Lubbock, Texas and currently employs 609 full-time employees. The company went IPO on 2019-05-09. The Company, through its wholly owned subsidiary, City Bank, provides a range of commercial and consumer financial services to small and medium-sized businesses and individuals in its market areas. Its principal business activities include commercial and retail banking, along with insurance, investment, trust and mortgage services. The firm operates through two segments: community banking, which includes City Bank, its sole banking subsidiary, and insurance, which includes Windmark Insurance Agency, Inc. The Bank operates approximately 25 full-service banking locations across seven geographic markets and approximately 15 loan production offices. The Company’s loan portfolio includes commercial loans, commercial real estate loans, construction loans and consumer loans. Its loans to consumers include 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes.

Contact

TEXAS
Lubbock
5219 City Bank Pkwy
+18067927101.0
www.spfi.bank

IPO

2019-05-09

Employees

609

Officers

Chairman & CEO
Mr. Curtis C. Griffith
President & Director
Mr. Cory T. Newsom
CFO & Treasurer
Mr. Steven B. Crockett
Chief Risk Officer & Secretary
Ms. Mikella D. Newsom
President of Windmark Insurance & Senior VP of Insurance Development of City Bank
Mr. Kelly L. Deterding

See Also

Discover More
What is the Intrinsic Value of one SPFI stock?

The intrinsic value of one SPFI stock under the Base Case scenario is 37.61 USD.

Is SPFI stock undervalued or overvalued?

Compared to the current market price of 39.46 USD, South Plains Financial Inc is Overvalued by 5%.

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