Selective Insurance Group Inc
NASDAQ:SIGI

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Selective Insurance Group Inc Logo
Selective Insurance Group Inc
NASDAQ:SIGI
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Price: 97.82 USD 1.49% Market Closed
Market Cap: 5.9B USD
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Intrinsic Value

The intrinsic value of one SIGI stock under the Base Case scenario is 138.7 USD. Compared to the current market price of 97.82 USD, Selective Insurance Group Inc is Undervalued by 29%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

SIGI Intrinsic Value
138.7 USD
Undervaluation 29%
Intrinsic Value
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Selective Insurance Group Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Selective Insurance Group Inc

Cash & Short-Term Investments 100k
Insurance Receivable 1.5B
Deferred Policy Acquisition Cost 488.5m
PP&E 92.2m
Long-Term Investments 9.6B
Other Assets 1.7B
Insurance Policy Liabilities 9.1B
Long Term Debt 508.2m
Other Liabilities 690.1m
Earnings Calls

In the third quarter, Selective Insurance achieved an operating earnings per share of $1.40, with a return on equity (ROE) of 12.1%. Despite $85 million in losses from Hurricane Helene, the underlying combined ratio improved by 4.1 points year-over-year. Their full-year guidance anticipates a GAAP combined ratio of 102.5%, adjusted from 101.5%. Notably, personal lines premiums decreased by 2%, but pricing surged by 22.8%. The company aims to maintain profitability as they focus on a high-quality renewal portfolio and expect a higher catastrophe load assumption of 7.5 points for 2024.

What is Earnings Call?

Wall St
Price Targets

SIGI Price Targets Summary
Selective Insurance Group Inc

Wall Street analysts forecast SIGI stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for SIGI is 103.36 USD with a low forecast of 95.95 USD and a high forecast of 110.25 USD.

Lowest
Price Target
95.95 USD
2% Downside
Average
Price Target
103.36 USD
6% Upside
Highest
Price Target
110.25 USD
13% Upside
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Dividends

Dividend Yield
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Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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0
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Shareholder Yield

Current shareholder yield for SIGI is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Ownership

SIGI Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

Selective Insurance Group Inc Logo
Selective Insurance Group Inc

Country

United States of America

Industry

Insurance

Market Cap

5.9B USD

Dividend Yield

1.46%

Description

Selective Insurance Group, Inc. provides property and casualty insurance products. The company is headquartered in Branchville, New Jersey and currently employs 2,440 full-time employees. Its segments include Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. The Standard Commercial Lines segment, which consists of property and casualty insurance products and services provided in the standard marketplace to commercial enterprises, businesses, non-profit organizations, and government agencies. The Standard Personal Lines segment, which consists of insurance products and services, including flood insurance coverage sold through the Write Your Own (WYO) program of the National Flood Insurance Program (NFIP). The E&S Lines segment, which consists of insurance products and services provided to customers not obtaining coverage in the standard marketplace. The Investment segment invests insurance premiums, as well as amounts generated through its capital management strategies.

Contact

NEW JERSEY
Branchville
40 Wantage Ave
+19739483000.0
www.selective.com

IPO

1980-03-17

Employees

2 440

Officers

CEO, President & Chairman
Mr. John Joseph Marchioni CPCU
Executive VP, General Counsel & Chief Compliance Officer
Mr. Michael Haran Lanza
Executive VP & COO of Standard Lines
Ms. Brenda Marie Hall
Executive VP & Chief Actuary
Mr. Vincent Matthew Senia
Executive VP & CFO
Mr. Patrick Sean Brennan
Executive VP & Chief Investment Officer
Mr. Joseph Owen Eppers CFA
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Executive VP & Chief Information Officer
Mr. John Patrick Bresney
Senior VP of Investor Relations & Treasurer
Mr. Brad Bryant Wilson
Executive VP, Chief Marketing & Innovation Officer
Mr. Rohit Mull
Executive VP & Chief HR Officer
Ms. Lucinda Bennett
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See Also

Discover More
What is the Intrinsic Value of one SIGI stock?

The intrinsic value of one SIGI stock under the Base Case scenario is 138.7 USD.

Is SIGI stock undervalued or overvalued?

Compared to the current market price of 97.82 USD, Selective Insurance Group Inc is Undervalued by 29%.

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