Shore Bancshares Inc
NASDAQ:SHBI

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Shore Bancshares Inc Logo
Shore Bancshares Inc
NASDAQ:SHBI
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Price: 16.55 USD 2.35% Market Closed
Market Cap: 551.6m USD
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Intrinsic Value

The intrinsic value of one SHBI stock under the Base Case scenario is 25.91 USD. Compared to the current market price of 16.55 USD, Shore Bancshares Inc is Undervalued by 36%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

SHBI Intrinsic Value
25.91 USD
Undervaluation 36%
Intrinsic Value
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Shore Bancshares Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
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Quarterly
TTM

Balance Sheet Decomposition
Shore Bancshares Inc

Net Loans 4.7B
Investments 770.8m
PP&E 93m
Intangibles 109.2m
Other Assets 269.4m
Total Deposits 5.2B
Long Term Debt 73.5m
Other Liabilities 85.3m

Wall St
Price Targets

SHBI Price Targets Summary
Shore Bancshares Inc

Wall Street analysts forecast SHBI stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for SHBI is 16.07 USD with a low forecast of 15.66 USD and a high forecast of 16.8 USD.

Lowest
Price Target
15.66 USD
5% Downside
Average
Price Target
16.07 USD
3% Downside
Highest
Price Target
16.8 USD
2% Upside
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Dividends

Dividend Yield
Lowest
Average
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Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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Unsafe
Unsafe
Safe
Very
Safe
0
25
50
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100
Shareholder Yield

Current shareholder yield for SHBI is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
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Average
Highest

Ownership

SHBI Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

Shore Bancshares Inc Logo
Shore Bancshares Inc

Country

United States of America

Industry

Banking

Market Cap

551.6m USD

Dividend Yield

2.9%

Description

Shore Bancshares, Inc. is a financial holding company, which engages in the provision of commercial banking products and services to individuals and businesses. The company is headquartered in Easton, Maryland and currently employs 435 full-time employees. The company went IPO on 2001-04-09. (the Bank) and Mid-Maryland Title Company, Inc. (the Title Company). The Bank provides consumer and commercial banking products and services, including secondary mortgage lending, trust, wealth management and financial planning services. The Title Company engages in title work related to real estate transactions. The Bank operates approximately 29 full-service branches, 30 automated teller machines and five loan production offices, and provides a full range of commercial and consumer banking products and services to individuals, businesses and other organizations in Baltimore City, Baltimore County, Howard County, Kent County, Queen Anne’s County, Caroline County, Talbot County, Dorchester County, Anne Arundel County and Worcester County in Maryland, Kent County, Delaware and in Accomack County, Virginia. The company has two segments: the Bank and Mortgage Banking.

Contact

MARYLAND
Easton
18 E Dover St
+14108221400.0
www.shoreunitedbank.com

IPO

2001-04-09

Employees

435

Officers

President, CEO & Director
Mr. James M. Burke
Executive VP & COO
Ms. Donna J. Stevens
Executive VP & Chief Human Resources Officer
Ms. Christy M. Lombardi
Executive VP & CFO
Mr. Todd L. Capitani
Senior VP & Chief Information Officer
Charles F. Kade III
Executive VP & Chief Administrative Officer
Ms. Lacey Amanda Pierce
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Executive VP, Chief Legal Officer & Corporate Secretary
Ms. Andrea E. Colender
Executive VP & Chief Banking Officer
Mr. Brian Scot Ebron
Executive VP & Chief Credit Officer
Mr. Charles E. Ruch Jr.
Executive VP & Chief Risk Officer
Mr. Talal Tay
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See Also

Discover More
What is the Intrinsic Value of one SHBI stock?

The intrinsic value of one SHBI stock under the Base Case scenario is 25.91 USD.

Is SHBI stock undervalued or overvalued?

Compared to the current market price of 16.55 USD, Shore Bancshares Inc is Undervalued by 36%.

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