Southside Bancshares Inc
NASDAQ:SBSI

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Southside Bancshares Inc
NASDAQ:SBSI
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Price: 35.96 USD 2.8% Market Closed
Market Cap: 1.1B USD
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Intrinsic Value

The intrinsic value of one SBSI stock under the Base Case scenario is 40.45 USD. Compared to the current market price of 35.96 USD, Southside Bancshares Inc is Undervalued by 11%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

SBSI Intrinsic Value
40.45 USD
Undervaluation 11%
Intrinsic Value
Price
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Base Case
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Valuation Backtest
Southside Bancshares Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
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Balance Sheet Decomposition
Southside Bancshares Inc

Net Loans 4.5B
Investments 3.1B
PP&E 138.8m
Intangibles 203.1m
Other Assets 353.5m
Total Deposits 6.4B
Long Term Debt 152.3m
Other Liabilities 969m

Wall St
Price Targets

SBSI Price Targets Summary
Southside Bancshares Inc

Wall Street analysts forecast SBSI stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for SBSI is 36.72 USD with a low forecast of 36.36 USD and a high forecast of 37.8 USD.

Lowest
Price Target
36.36 USD
1% Upside
Average
Price Target
36.72 USD
2% Upside
Highest
Price Target
37.8 USD
5% Upside
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Dividends

Dividend Yield
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Dividend Per Share
N/A
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Growth 5Y
Growth 10Y
Dividend Safety Score
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0
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Shareholder Yield

Current shareholder yield for SBSI is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Ownership

SBSI Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

Southside Bancshares Inc Logo
Southside Bancshares Inc

Country

United States of America

Industry

Banking

Market Cap

1.1B USD

Dividend Yield

4.95%

Description

Southside Bancshares, Inc. is a bank holding company, which engages in the provision of financial services to individuals, businesses, municipal entities, and non-profit organizations. The company is headquartered in Tyler, Texas and currently employs 809 full-time employees. The Bank is a community-focused financial institution that offers a range of financial services to individuals, businesses, municipal entities and nonprofit organizations. These services include consumer and commercial loans, deposit accounts, wealth management and trust services, brokerage services and safe deposit services. The Bank's consumer loan services include family residential loans, home equity loans, home improvement loans, automobile loans, and other consumer-related loans. The Bank also offers a variety of deposit accounts with a range of interest rates and terms, including savings, money market, interest and noninterest bearing checking accounts and certificate of deposits. The Bank’s trust and wealth management services include investment management, administration of irrevocable, revocable and testamentary trusts, estate administration, and custodian services.

Contact

TEXAS
Tyler
1201 S Beckham Ave
+19035317111.0
investors.southside.com

IPO

1996-05-30

Employees

809

Officers

CEO & Director
Mr. Lee R. Gibson III, CPA
Chief Operations Officer
Mr. Brian K. McCabe
Chief Credit Officer
Mr. T. L. Arnold Jr.
President
Mr. Keith Donahoe
VP & Investor Relations Officer
Lindsey Bailes CPA
Chief Compliance Officer
Vonna Crowley
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Chief Risk Officer
Ms. Anne Martinez
Senior VP & Chief Audit Executive
Ms. Sandi Hegwood CPA
Senior VP & Loan Review Officer
Erin Byers
Senior VP and Fair & Responsible Banking Officer
Brooke Mott
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See Also

Discover More
What is the Intrinsic Value of one SBSI stock?

The intrinsic value of one SBSI stock under the Base Case scenario is 40.45 USD.

Is SBSI stock undervalued or overvalued?

Compared to the current market price of 35.96 USD, Southside Bancshares Inc is Undervalued by 11%.

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