Southside Bancshares Inc
NASDAQ:SBSI

Watchlist Manager
Southside Bancshares Inc Logo
Southside Bancshares Inc
NASDAQ:SBSI
Watchlist
Price: 36.57 USD -0.79% Market Closed
Market Cap: 1.1B USD
Have any thoughts about
Southside Bancshares Inc?
Write Note

Intrinsic Value

The intrinsic value of one SBSI stock under the Base Case scenario is 40.65 USD. Compared to the current market price of 36.57 USD, Southside Bancshares Inc is Undervalued by 10%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

SBSI Intrinsic Value
40.65 USD
Undervaluation 10%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Southside Bancshares Inc

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for SBSI cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about SBSI?
Bearish
Neutral
Bullish
Discover Undervalued Stocks
Banking Industry

Fundamental Analysis

Risks & Rewards

 

 

 

 

View All Risks & Rewards
Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Notes
AI Assistant
AI Assistant
Ask me anything about Southside Bancshares Inc

Provide an overview of the primary business activities
of Southside Bancshares Inc.

What unique competitive advantages
does Southside Bancshares Inc hold over its rivals?

What risks and challenges
does Southside Bancshares Inc face in the near future?

Summarize the latest earnings call
of Southside Bancshares Inc.

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Southside Bancshares Inc.

Provide P/S
for Southside Bancshares Inc.

Provide P/E
for Southside Bancshares Inc.

Provide P/B
for Southside Bancshares Inc.

Show me price targets
for Southside Bancshares Inc made by professional analysts.

What are the Revenue projections
for Southside Bancshares Inc?

How accurate were the past Revenue estimates
for Southside Bancshares Inc?

What are the Net Income projections
for Southside Bancshares Inc?

How accurate were the past Net Income estimates
for Southside Bancshares Inc?

What are the EPS projections
for Southside Bancshares Inc?

How accurate were the past EPS estimates
for Southside Bancshares Inc?

What are the EBIT projections
for Southside Bancshares Inc?

How accurate were the past EBIT estimates
for Southside Bancshares Inc?

Compare the revenue forecasts
for Southside Bancshares Inc with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Southside Bancshares Inc and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Southside Bancshares Inc against its competitors.

Analyze the profit margins
(gross, operating, and net) of Southside Bancshares Inc compared to its peers.

Compare the P/E ratios
of Southside Bancshares Inc against its peers.

Discuss the investment returns and shareholder value creation
comparing Southside Bancshares Inc with its peers.

Analyze the financial leverage
of Southside Bancshares Inc compared to its main competitors.

Show all profitability ratios
for Southside Bancshares Inc.

Provide ROE
for Southside Bancshares Inc.

Provide ROA
for Southside Bancshares Inc.

Provide Net Interest Margin
for Southside Bancshares Inc.

Provide Net Margin
for Southside Bancshares Inc.

Show all solvency ratios
for Southside Bancshares Inc.

Loans/Deposits Ratio
for Southside Bancshares Inc.

What is the historical Revenue growth
over the last 5 years for Southside Bancshares Inc?

What is the historical Net Income growth
over the last 5 years for Southside Bancshares Inc?

What is the current Free Cash Flow
of Southside Bancshares Inc?

Discuss the annual earnings per share (EPS)
trend over the past five years for Southside Bancshares Inc.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Southside Bancshares Inc

Net Loans 4.5B
Investments 3.1B
PP&E 138.8m
Intangibles 203.1m
Other Assets 353.5m
Total Deposits 6.4B
Long Term Debt 152.3m
Other Liabilities 969m

Wall St
Price Targets

SBSI Price Targets Summary
Southside Bancshares Inc

Wall Street analysts forecast SBSI stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for SBSI is 37.4 USD with a low forecast of 36.36 USD and a high forecast of 38.85 USD.

Lowest
Price Target
36.36 USD
1% Downside
Average
Price Target
37.4 USD
2% Upside
Highest
Price Target
38.85 USD
6% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for SBSI?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for SBSI is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Profile

Southside Bancshares Inc Logo
Southside Bancshares Inc

Country

United States of America

Industry

Banking

Market Cap

1.1B USD

Dividend Yield

4.87%

Description

Southside Bancshares, Inc. is a bank holding company, which engages in the provision of financial services to individuals, businesses, municipal entities, and non-profit organizations. The company is headquartered in Tyler, Texas and currently employs 809 full-time employees. The Bank is a community-focused financial institution that offers a range of financial services to individuals, businesses, municipal entities and nonprofit organizations. These services include consumer and commercial loans, deposit accounts, wealth management and trust services, brokerage services and safe deposit services. The Bank's consumer loan services include family residential loans, home equity loans, home improvement loans, automobile loans, and other consumer-related loans. The Bank also offers a variety of deposit accounts with a range of interest rates and terms, including savings, money market, interest and noninterest bearing checking accounts and certificate of deposits. The Bank’s trust and wealth management services include investment management, administration of irrevocable, revocable and testamentary trusts, estate administration, and custodian services.

Contact

TEXAS
Tyler
1201 S Beckham Ave
+19035317111.0
investors.southside.com

IPO

1996-05-30

Employees

809

Officers

CEO & Director
Mr. Lee R. Gibson III, CPA
Chief Operations Officer
Mr. Brian K. McCabe
Chief Credit Officer
Mr. T. L. Arnold Jr.
President
Mr. Keith Donahoe
VP & Investor Relations Officer
Lindsey Bailes CPA
Chief Compliance Officer
Vonna Crowley
Show More
Chief Risk Officer
Ms. Anne Martinez
Senior VP & Chief Audit Executive
Ms. Sandi Hegwood CPA
Senior VP & Loan Review Officer
Erin Byers
Senior VP and Fair & Responsible Banking Officer
Brooke Mott
Show Less

See Also

Discover More
What is the Intrinsic Value of one SBSI stock?

The intrinsic value of one SBSI stock under the Base Case scenario is 40.65 USD.

Is SBSI stock undervalued or overvalued?

Compared to the current market price of 36.57 USD, Southside Bancshares Inc is Undervalued by 10%.

Back to Top