Republic Bancorp Inc
NASDAQ:RBCAA

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Republic Bancorp Inc
NASDAQ:RBCAA
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Price: 68.02 USD 1.51% Market Closed
Market Cap: 1.3B USD

Net Margin
Republic Bancorp Inc

26.3%
Current
27%
Average
23.3%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
26.3%
=
Net Income
101.4m
/
Revenue
384.8m

Net Margin Across Competitors

Republic Bancorp Inc
Glance View

Market Cap
1.3B USD
Industry
Banking

Republic Bancorp Inc., headquartered in Louisville, Kentucky, operates as a diversified financial holding company, cementing its regional presence with branches across several states. Steeping itself in traditional banking services, Republic Bancorp earns revenues primarily through interest income derived from its array of loan products including home mortgages, commercial real estate loans, and consumer loans. A pioneer in tax refund processing, the company distinguishes itself by offering tailored financial solutions like tax-related credit and lending products, a niche that further cements its profitability. This segment not only provides seasonal revenue boosts but also positions Republic uniquely in leveraging fiscal calendars to its advantage. While steady growth characterizes its core banking operations, Republic Bancorp also thrives by efficiently managing its non-interest income streams. These include service charges, mortgage banking income, and bank card services – each playing a pivotal role in broadening the revenue base without relying solely on interest rate fluctuations. The company’s strategic focus on maintaining a robust financial position, demonstrated through its conscientious risk management and consistent dividend policy, ensures shareholder value is preserved. By prudently balancing traditional banking with innovative financial products, Republic Bancorp has navigated the financial industry's intricacies to create a stable foundation for future expansion.

RBCAA Intrinsic Value
67.5 USD
Overvaluation 1%
Intrinsic Value
Price
What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
26.3%
=
Net Income
101.4m
/
Revenue
384.8m
What is the Net Margin of Republic Bancorp Inc?

Based on Republic Bancorp Inc's most recent financial statements, the company has Net Margin of 26.3%.

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