
Republic Bancorp Inc
NASDAQ:RBCAA

Republic Bancorp Inc
Loan Loss Provision
Republic Bancorp Inc
Loan Loss Provision Peer Comparison
Competitors Analysis
Latest Figures & CAGR of Competitors
Company | Loan Loss Provision | CAGR 3Y | CAGR 5Y | CAGR 10Y | ||
---|---|---|---|---|---|---|
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Republic Bancorp Inc
NASDAQ:RBCAA
|
Loan Loss Provision
-$54.4m
|
CAGR 3-Years
-54%
|
CAGR 5-Years
-16%
|
CAGR 10-Years
-34%
|
|
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PNC Financial Services Group Inc
NYSE:PNC
|
Loan Loss Provision
-$789m
|
CAGR 3-Years
N/A
|
CAGR 5-Years
0%
|
CAGR 10-Years
-11%
|
|
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M&T Bank Corp
NYSE:MTB
|
Loan Loss Provision
-$610m
|
CAGR 3-Years
N/A
|
CAGR 5-Years
-28%
|
CAGR 10-Years
-17%
|
|
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Truist Financial Corp
NYSE:TFC
|
Loan Loss Provision
-$1.9B
|
CAGR 3-Years
N/A
|
CAGR 5-Years
-25%
|
CAGR 10-Years
-22%
|
|
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Fifth Third Bancorp
NASDAQ:FITB
|
Loan Loss Provision
-$530m
|
CAGR 3-Years
N/A
|
CAGR 5-Years
-2%
|
CAGR 10-Years
-5%
|
|
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First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
|
Loan Loss Provision
-$431m
|
CAGR 3-Years
N/A
|
CAGR 5-Years
-69%
|
CAGR 10-Years
-83%
|
Republic Bancorp Inc
Glance View
Republic Bancorp Inc., headquartered in Louisville, Kentucky, operates as a diversified financial holding company, cementing its regional presence with branches across several states. Steeping itself in traditional banking services, Republic Bancorp earns revenues primarily through interest income derived from its array of loan products including home mortgages, commercial real estate loans, and consumer loans. A pioneer in tax refund processing, the company distinguishes itself by offering tailored financial solutions like tax-related credit and lending products, a niche that further cements its profitability. This segment not only provides seasonal revenue boosts but also positions Republic uniquely in leveraging fiscal calendars to its advantage. While steady growth characterizes its core banking operations, Republic Bancorp also thrives by efficiently managing its non-interest income streams. These include service charges, mortgage banking income, and bank card services – each playing a pivotal role in broadening the revenue base without relying solely on interest rate fluctuations. The company’s strategic focus on maintaining a robust financial position, demonstrated through its conscientious risk management and consistent dividend policy, ensures shareholder value is preserved. By prudently balancing traditional banking with innovative financial products, Republic Bancorp has navigated the financial industry's intricacies to create a stable foundation for future expansion.

See Also
What is Republic Bancorp Inc's Loan Loss Provision?
Loan Loss Provision
-54.4m
USD
Based on the financial report for Dec 31, 2024, Republic Bancorp Inc's Loan Loss Provision amounts to -54.4m USD.
What is Republic Bancorp Inc's Loan Loss Provision growth rate?
Loan Loss Provision CAGR 10Y
-34%
Over the last year, the Loan Loss Provision growth was -14%. The average annual Loan Loss Provision growth rates for Republic Bancorp Inc have been -54% over the past three years , -16% over the past five years , and -34% over the past ten years .