360 DigiTech Inc
NASDAQ:QFIN

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360 DigiTech Inc
NASDAQ:QFIN
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Price: 38.04 USD 0.11%
Market Cap: 6B USD
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Relative Value

The Relative Value of one QFIN stock under the Base Case scenario is 41.98 USD. Compared to the current market price of 38.04 USD, 360 DigiTech Inc is Undervalued by 9%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

QFIN Relative Value
Base Case
41.98 USD
Undervaluation 9%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
1
vs Industry
71
Median 3Y
1.3
Median 5Y
1.2
Industry
3.1
Forward
2.5
vs History
0
vs Industry
60
Median 3Y
4.4
Median 5Y
4.4
Industry
15.3
Forward
6.7
vs History
38
vs Industry
44
Median 3Y
3
Median 5Y
4
Industry
10.2
vs History
11
vs Industry
41
Median 3Y
3
Median 5Y
2.9
Industry
12.7
vs History
14
vs Industry
48
Median 3Y
1
Median 5Y
1.3
Industry
1.3
vs History
1
vs Industry
75
Median 3Y
0.9
Median 5Y
0.9
Industry
4.8
Forward
2.2
vs History
1
vs Industry
76
Median 3Y
1.1
Median 5Y
1.1
Industry
7
vs History
4
vs Industry
62
Median 3Y
2.9
Median 5Y
2.8
Industry
14.2
Forward
5.3
vs History
4
vs Industry
58
Median 3Y
2.9
Median 5Y
2.8
Industry
14.6
Forward
4.7
vs History
38
vs Industry
47
Median 3Y
2.2
Median 5Y
3.1
Industry
12.4
vs History
38
vs Industry
45
Median 3Y
2.2
Median 5Y
3.1
Industry
13.5
vs History
7
vs Industry
67
Median 3Y
0.4
Median 5Y
0.4
Industry
0.9

Multiples Across Competitors

QFIN Competitors Multiples
360 DigiTech Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
CN
360 DigiTech Inc
NASDAQ:QFIN
6B USD 2.6 8 5.4 5.4
US
American Express Co
NYSE:AXP
212.8B USD 3 21.8 25.6 29.1
US
Capital One Financial Corp
NYSE:COF
69.2B USD 1.8 17 36.3 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
4.2T INR 6.8 27.4 24.6 25.3
US
Discover Financial Services
NYSE:DFS
44.4B USD 2.1 11.6 163.5 0
US
Synchrony Financial
NYSE:SYF
25.8B USD 1.3 8.3 87.4 0
KZ
Kaspi.kz AO
NASDAQ:KSPI
18.6B USD 0 0 0 0
US
SoFi Technologies Inc
NASDAQ:SOFI
17.4B USD 6.9 95.1 101.1 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.1T INR 2.9 13.7 19 19.8
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR 1.5 3.8 8.3 11.9
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
999B INR 4.5 25.9 27.6 28.6

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