Provident Bancorp Inc (Maryland)
NASDAQ:PVBC

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Provident Bancorp Inc (Maryland)
NASDAQ:PVBC
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Price: 11.91 USD 4.84% Market Closed
Market Cap: 211.2m USD
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Relative Value

The Relative Value of one PVBC stock under the Base Case scenario is 9.93 USD. Compared to the current market price of 11.91 USD, Provident Bancorp Inc (Maryland) is Overvalued by 17%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

PVBC Relative Value
Base Case
9.93 USD
Overvaluation 17%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
44
vs Industry
43
Median 3Y
2.9
Median 5Y
3.3
Industry
3.1
Forward
3.7
vs History
0
vs Industry
33
Median 3Y
16
Median 5Y
16.4
Industry
15.3
Forward
40.3
vs History
46
vs Industry
54
Median 3Y
0.8
Median 5Y
0.8
Industry
1.3
vs History
52
vs Industry
40
Median 3Y
0.1
Median 5Y
0.2
Industry
0.1

Multiples Across Competitors

PVBC Competitors Multiples
Provident Bancorp Inc (Maryland) Competitors

All Multiples
P/S
P/E
P/B
All Countries
Close
Market Cap P/S P/E P/B
US
Provident Bancorp Inc (Maryland)
NASDAQ:PVBC
211.2m USD 3.7 39.7 0.9
US
Rocket Companies Inc
NYSE:RKT
23.6B USD 5.4 -1 557 36.1
US
UWM Holdings Corp
NYSE:UWMC
9.4B USD 3.8 -435.2 78.7
US
Mr Cooper Group Inc
NASDAQ:COOP
6.1B USD 3.1 11.9 1.3
US
MGIC Investment Corp
NYSE:MTG
6.1B USD 5.1 7.9 1.1
BM
Essent Group Ltd
NYSE:ESNT
5.7B USD 4.6 7.7 1
US
Enact Holdings Inc
NASDAQ:ACT
5.1B USD 4.3 7.5 1
US
PennyMac Financial Services Inc
NYSE:PFSI
5.2B USD 2.3 30.6 1.4
US
Radian Group Inc
NYSE:RDN
4.8B USD 3.7 8 1
US
New York Community Bancorp Inc
NYSE:NYCB
4.6B USD 1.4 -1.5 0.5
US
Axos Financial Inc
NYSE:AX
4.1B USD 3.3 8.5 1.7
P/E Multiple
Earnings Growth P/E to Growth
US
Provident Bancorp Inc (Maryland)
NASDAQ:PVBC
Average P/E: 15.2
39.7
-6%
N/A
US
Rocket Companies Inc
NYSE:RKT
Negative Multiple: -1 557 N/A N/A
US
UWM Holdings Corp
NYSE:UWMC
Negative Multiple: -435.2 N/A N/A
US
Mr Cooper Group Inc
NASDAQ:COOP
11.9
96%
0.1
US
MGIC Investment Corp
NYSE:MTG
7.9
5%
1.6
BM
Essent Group Ltd
NYSE:ESNT
7.7
12%
0.6
US
Enact Holdings Inc
NASDAQ:ACT
7.5
2%
4.3
US
PennyMac Financial Services Inc
NYSE:PFSI
30.6
471%
0.1
US
Radian Group Inc
NYSE:RDN
8
-6%
N/A
US
New York Community Bancorp Inc
NYSE:NYCB
Negative Multiple: -1.5 N/A N/A
US
Axos Financial Inc
NYSE:AX
8.5
N/A N/A

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