CPI Card Group Inc
NASDAQ:PMTS

Watchlist Manager
CPI Card Group Inc Logo
CPI Card Group Inc
NASDAQ:PMTS
Watchlist
Price: 29.75 USD 4.13% Market Closed
Market Cap: 332m USD
Have any thoughts about
CPI Card Group Inc?
Write Note

Intrinsic Value

The intrinsic value of one PMTS stock under the Base Case scenario is 48.23 USD. Compared to the current market price of 29.75 USD, CPI Card Group Inc is Undervalued by 38%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

PMTS Intrinsic Value
48.23 USD
Undervaluation 38%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
CPI Card Group Inc

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for PMTS cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about PMTS?
Bearish
Neutral
Bullish

Fundamental Analysis

Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Investment Journal
AI Assistant
AI Assistant
Ask me anything about CPI Card Group Inc

Provide an overview of the primary business activities
of CPI Card Group Inc.

What unique competitive advantages
does CPI Card Group Inc hold over its rivals?

What risks and challenges
does CPI Card Group Inc face in the near future?

Has there been any significant insider trading activity
in CPI Card Group Inc recently?

Summarize the latest earnings call
of CPI Card Group Inc.

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for CPI Card Group Inc.

Provide P/S
for CPI Card Group Inc.

Provide P/E
for CPI Card Group Inc.

Provide P/OCF
for CPI Card Group Inc.

Provide P/FCFE
for CPI Card Group Inc.

Provide P/B
for CPI Card Group Inc.

Provide EV/S
for CPI Card Group Inc.

Provide EV/GP
for CPI Card Group Inc.

Provide EV/EBITDA
for CPI Card Group Inc.

Provide EV/EBIT
for CPI Card Group Inc.

Provide EV/OCF
for CPI Card Group Inc.

Provide EV/FCFF
for CPI Card Group Inc.

Provide EV/IC
for CPI Card Group Inc.

Show me price targets
for CPI Card Group Inc made by professional analysts.

What are the Revenue projections
for CPI Card Group Inc?

How accurate were the past Revenue estimates
for CPI Card Group Inc?

What are the Net Income projections
for CPI Card Group Inc?

How accurate were the past Net Income estimates
for CPI Card Group Inc?

What are the EPS projections
for CPI Card Group Inc?

How accurate were the past EPS estimates
for CPI Card Group Inc?

What are the EBIT projections
for CPI Card Group Inc?

How accurate were the past EBIT estimates
for CPI Card Group Inc?

Compare the revenue forecasts
for CPI Card Group Inc with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of CPI Card Group Inc and its key competitors using the latest financial data.

Compare historical revenue growth rates
of CPI Card Group Inc against its competitors.

Analyze the profit margins
(gross, operating, and net) of CPI Card Group Inc compared to its peers.

Compare the P/E ratios
of CPI Card Group Inc against its peers.

Discuss the investment returns and shareholder value creation
comparing CPI Card Group Inc with its peers.

Analyze the financial leverage
of CPI Card Group Inc compared to its main competitors.

Show all profitability ratios
for CPI Card Group Inc.

Provide ROE
for CPI Card Group Inc.

Provide ROA
for CPI Card Group Inc.

Provide ROIC
for CPI Card Group Inc.

Provide ROCE
for CPI Card Group Inc.

Provide Gross Margin
for CPI Card Group Inc.

Provide Operating Margin
for CPI Card Group Inc.

Provide Net Margin
for CPI Card Group Inc.

Provide FCF Margin
for CPI Card Group Inc.

Show all solvency ratios
for CPI Card Group Inc.

Provide D/E Ratio
for CPI Card Group Inc.

Provide D/A Ratio
for CPI Card Group Inc.

Provide Interest Coverage Ratio
for CPI Card Group Inc.

Provide Altman Z-Score Ratio
for CPI Card Group Inc.

Provide Quick Ratio
for CPI Card Group Inc.

Provide Current Ratio
for CPI Card Group Inc.

Provide Cash Ratio
for CPI Card Group Inc.

What is the historical Revenue growth
over the last 5 years for CPI Card Group Inc?

What is the historical Net Income growth
over the last 5 years for CPI Card Group Inc?

What is the current Free Cash Flow
of CPI Card Group Inc?

Discuss the annual earnings per share (EPS)
trend over the past five years for CPI Card Group Inc.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
CPI Card Group Inc

Current Assets 198.8m
Cash & Short-Term Investments 14.7m
Receivables 79.6m
Other Current Assets 104.6m
Non-Current Assets 143.5m
PP&E 64.1m
Intangibles 58.5m
Other Non-Current Assets 21m
Current Liabilities 75.1m
Accounts Payable 21.5m
Accrued Liabilities 52.1m
Other Current Liabilities 1.5m
Non-Current Liabilities 310m
Long-Term Debt 280.2m
Other Non-Current Liabilities 29.9m
Efficiency

Earnings Waterfall
CPI Card Group Inc

Revenue
458.4m USD
Cost of Revenue
-294.4m USD
Gross Profit
164m USD
Operating Expenses
-106.6m USD
Operating Income
57.4m USD
Other Expenses
-41.9m USD
Net Income
15.5m USD

Free Cash Flow Analysis
CPI Card Group Inc

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

PMTS Profitability Score
Profitability Due Diligence

CPI Card Group Inc's profitability score is 43/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Positive 3-Year Average ROIC
Positive Free Cash Flow
Positive 3-Years Revenue Growth
43/100
Profitability
Score

CPI Card Group Inc's profitability score is 43/100. The higher the profitability score, the more profitable the company is.

PMTS Solvency Score
Solvency Due Diligence

CPI Card Group Inc's solvency score is 44/100. The higher the solvency score, the more solvent the company is.

Low D/E
Short-Term Solvency
Average Altman Z-Score
Long-Term Solvency
44/100
Solvency
Score

CPI Card Group Inc's solvency score is 44/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

PMTS Price Targets Summary
CPI Card Group Inc

Wall Street analysts forecast PMTS stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for PMTS is 36.04 USD with a low forecast of 33.33 USD and a high forecast of 42 USD.

Lowest
Price Target
33.33 USD
12% Upside
Average
Price Target
36.04 USD
21% Upside
Highest
Price Target
42 USD
41% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for PMTS?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for PMTS is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest
Debt Paydown Yield
Lowest
Average
Highest

Ownership

PMTS Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

Profile

CPI Card Group Inc Logo
CPI Card Group Inc

Country

United States of America

Industry

Technology

Market Cap

332m USD

Dividend Yield

0%

Description

CPI Card Group, Inc. engages in the provision of financial payment card solutions. The company is headquartered in Littleton, Colorado and currently employs 1,150 full-time employees. The company went IPO on 2015-10-09. The firm defines Financial Payment Cards as credit, debit and prepaid debit cards issued on the networks of the Payment Card Brands, including Visa, Mastercard, American Express and Discover in the United States and Interac, in Canada. The firm operates through two segments. Debit and Credit segment primarily produces Financial Payment Cards and provides integrated card services to card-issuing banks primarily in the United States. Products manufactured by this segment primarily include Europay, Mastercard and Visa (EMV), and non-EMV Financial Payment Cards, including contact and contactless cards, and plastic and encased metal cards, and Second Wave payment cards. Prepaid Debit segment primarily provides integrated prepaid card services to Prepaid Debit Card providers in the United States, including tamper-evident security packaging.

Contact

COLORADO
Littleton
10368 West Centennial Rd
+17206816304.0
www.cpicardgroup.com

IPO

2015-10-09

Employees

1 150

Officers

President, CEO & Director
Mr. John D. Lowe CFA, CPA
Chief Financial Officer
Mr. Jeffrey A. Hochstadt
Chief Accounting Officer & Controller
Ms. Donna Abbey Carmignani
Chief Technology Officer
Ms. Sarah Elizabeth Williams
Chief Information Officer
Mr. Ernesto Boada
Head of Investor Relations
Mr. Michael A. Salop
Show More
Chief Legal & Compliance Officer and Secretary
Mr. Darren A. Dragovich
Chief Marketing Officer
Ms. Beth Starkey
Chief Human Resources Officer
Ms. Sonya Vollmer
Senior VP of Financial Planning, Analysis & Strategy
Ms. Terra Grantham
Show Less

See Also

Discover More
What is the Intrinsic Value of one PMTS stock?

The intrinsic value of one PMTS stock under the Base Case scenario is 48.23 USD.

Is PMTS stock undervalued or overvalued?

Compared to the current market price of 29.75 USD, CPI Card Group Inc is Undervalued by 38%.

Back to Top