CPI Card Group Inc
NASDAQ:PMTS

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CPI Card Group Inc Logo
CPI Card Group Inc
NASDAQ:PMTS
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Price: 27.36 USD 2.13%
Market Cap: 305.3m USD
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Intrinsic Value

The intrinsic value of one PMTS stock under the Base Case scenario is 42.28 USD. Compared to the current market price of 27.36 USD, CPI Card Group Inc is Undervalued by 35%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

PMTS Intrinsic Value
42.28 USD
Undervaluation 35%
Intrinsic Value
Price
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Base Case
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CPI Card Group Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
CPI Card Group Inc

Current Assets 179.7m
Cash & Short-Term Investments 7.5m
Receivables 76.4m
Other Current Assets 95.8m
Non-Current Assets 141.7m
PP&E 60.8m
Intangibles 59.4m
Other Non-Current Assets 21.5m
Current Liabilities 68.9m
Accounts Payable 20.3m
Accrued Liabilities 47.4m
Other Current Liabilities 1.3m
Non-Current Liabilities 297.1m
Long-Term Debt 269.7m
Other Non-Current Liabilities 27.4m
Efficiency

Earnings Waterfall
CPI Card Group Inc

Revenue
439.5m USD
Cost of Revenue
-284m USD
Gross Profit
155.5m USD
Operating Expenses
-102.9m USD
Operating Income
52.6m USD
Other Expenses
-34.5m USD
Net Income
18.1m USD

Free Cash Flow Analysis
CPI Card Group Inc

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

PMTS Profitability Score
Profitability Due Diligence

CPI Card Group Inc's profitability score is 42/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Positive 3-Year Average ROIC
Positive Free Cash Flow
Positive 3-Years Revenue Growth
42/100
Profitability
Score

CPI Card Group Inc's profitability score is 42/100. The higher the profitability score, the more profitable the company is.

PMTS Solvency Score
Solvency Due Diligence

CPI Card Group Inc's solvency score is 43/100. The higher the solvency score, the more solvent the company is.

Low D/E
Short-Term Solvency
Average Altman Z-Score
Long-Term Solvency
43/100
Solvency
Score

CPI Card Group Inc's solvency score is 43/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

PMTS Price Targets Summary
CPI Card Group Inc

Wall Street analysts forecast PMTS stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for PMTS is 36.38 USD with a low forecast of 33.33 USD and a high forecast of 42 USD.

Lowest
Price Target
33.33 USD
22% Upside
Average
Price Target
36.38 USD
33% Upside
Highest
Price Target
42 USD
54% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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Safe
0
25
50
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100
Shareholder Yield

Current shareholder yield for PMTS is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Debt Paydown Yield
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Profile

CPI Card Group Inc Logo
CPI Card Group Inc

Country

United States of America

Industry

Technology

Market Cap

306.1m USD

Dividend Yield

0%

Description

CPI Card Group, Inc. engages in the provision of financial payment card solutions. The company is headquartered in Littleton, Colorado and currently employs 1,150 full-time employees. The company went IPO on 2015-10-09. The firm defines Financial Payment Cards as credit, debit and prepaid debit cards issued on the networks of the Payment Card Brands, including Visa, Mastercard, American Express and Discover in the United States and Interac, in Canada. The firm operates through two segments. Debit and Credit segment primarily produces Financial Payment Cards and provides integrated card services to card-issuing banks primarily in the United States. Products manufactured by this segment primarily include Europay, Mastercard and Visa (EMV), and non-EMV Financial Payment Cards, including contact and contactless cards, and plastic and encased metal cards, and Second Wave payment cards. Prepaid Debit segment primarily provides integrated prepaid card services to Prepaid Debit Card providers in the United States, including tamper-evident security packaging.

Contact

COLORADO
Littleton
10368 West Centennial Rd
+17206816304.0
www.cpicardgroup.com

IPO

2015-10-09

Employees

1 150

Officers

President, CEO & Director
Mr. John D. Lowe CFA, CPA
Chief Financial Officer
Mr. Jeffrey A. Hochstadt
Chief Accounting Officer & Controller
Ms. Donna Abbey Carmignani
Chief Technology Officer
Ms. Sarah Elizabeth Williams
Chief Information Officer
Mr. Ernesto Boada
Head of Investor Relations
Mr. Michael A. Salop
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Chief Legal & Compliance Officer and Secretary
Mr. Darren A. Dragovich
Chief Marketing Officer
Ms. Beth Starkey
Chief Human Resources Officer
Ms. Sonya Vollmer
Senior VP of Financial Planning, Analysis & Strategy
Ms. Terra Grantham
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See Also

Discover More
What is the Intrinsic Value of one PMTS stock?

The intrinsic value of one PMTS stock under the Base Case scenario is 42.28 USD.

Is PMTS stock undervalued or overvalued?

Compared to the current market price of 27.36 USD, CPI Card Group Inc is Undervalued by 35%.

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