Payoneer Global Inc
NASDAQ:PAYO

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Payoneer Global Inc Logo
Payoneer Global Inc
NASDAQ:PAYO
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Price: 10.93 USD 1.39% Market Closed
Market Cap: 3.9B USD
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Intrinsic Value

The intrinsic value of one PAYO stock under the Base Case scenario is 5.92 USD. Compared to the current market price of 10.93 USD, Payoneer Global Inc is Overvalued by 46%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

PAYO Intrinsic Value
5.92 USD
Overvaluation 46%
Intrinsic Value
Price
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Base Case
Best Case

Valuation Backtest
Payoneer Global Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Payoneer Global Inc

Current Assets 6.7B
Cash & Short-Term Investments 575.7m
Receivables 68.7m
Other Current Assets 6.1B
Non-Current Assets 187.4m
PP&E 37.6m
Intangibles 108.5m
Other Non-Current Assets 41.3m
Current Liabilities 6.2B
Accounts Payable 39m
Accrued Liabilities 74.5m
Other Current Liabilities 6.1B
Non-Current Liabilities 59.5m
Other Non-Current Liabilities 59.5m
Efficiency

Earnings Waterfall
Payoneer Global Inc

Revenue
900m USD
Operating Expenses
-759.8m USD
Operating Income
140.2m USD
Other Expenses
-39m USD
Net Income
101.2m USD

Free Cash Flow Analysis
Payoneer Global Inc

Last Value
3-Years Average
FCF Margin
Conversion Rate
Earnings Calls

In Q3 2024, Payoneer achieved record results with revenue up 19% year-over-year, and 24% excluding interest income. Total volume grew by 25%, spurred by strong B2B growth, particularly a remarkable 57% increase. Adjusted EBITDA reached $69 million, a 28% margin. The company raised its full-year revenue guidance to $950-$960 million, with interest income expected at $250 million. Payoneer forecasts mid-teens revenue growth for Q4, while maintaining a commitment to disciplined cost management and profitable growth, positioning itself strongly in the cross-border payments market.

What is Earnings Call?
Fundamental Scores

PAYO Profitability Score
Profitability Due Diligence

Payoneer Global Inc's profitability score is 52/100. The higher the profitability score, the more profitable the company is.

Exceptional 3-Years Revenue Growth
ROE is Increasing
Positive Free Cash Flow
Positive Revenue Growth Forecast
52/100
Profitability
Score

Payoneer Global Inc's profitability score is 52/100. The higher the profitability score, the more profitable the company is.

PAYO Solvency Score
Solvency Due Diligence

Payoneer Global Inc's solvency score is 50/100. The higher the solvency score, the more solvent the company is.

Low D/E
Long-Term Solvency
Short-Term Solvency
Low Altman Z-Score
50/100
Solvency
Score

Payoneer Global Inc's solvency score is 50/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

PAYO Price Targets Summary
Payoneer Global Inc

Wall Street analysts forecast PAYO stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for PAYO is 11.67 USD with a low forecast of 7.07 USD and a high forecast of 14.7 USD.

Lowest
Price Target
7.07 USD
35% Downside
Average
Price Target
11.67 USD
7% Upside
Highest
Price Target
14.7 USD
34% Upside
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Dividends

Payoneer Global Inc
does not pay dividends
Shareholder Yield

Current shareholder yield for PAYO is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

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Dividend Yield
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Ownership

PAYO Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
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PAYO News

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Profile

Payoneer Global Inc Logo
Payoneer Global Inc

Country

United States of America

Industry

Technology

Market Cap

3.9B USD

Dividend Yield

0%

Description

Payoneer Global, Inc. is a global payment and commerce-enabling platform, which provides global payments and other services through APIs (Application Programming Interface) as well as web, mobile applications and machine learning infrastructure. The company is headquartered in New York City, New York. The company went IPO on 2020-10-16. The firm offers a suite of services that includes cross-border payments, physical and virtual Mastercard cards, working capital, risk management and other services. The firm is a registered member service provider (MSP) with Mastercard, and markets, manages and services prepaid cards on behalf of issuing banks. The company provides marketplaces and other enterprises with mass payout services through application program interface (APIs) and online application. The mass payout services enterprises to pay sellers across the world with localized payment methods, including local bank payments, international wires, mobile wallets, physical and virtual cards and paper checks. The company offers various services such as eCommerce, business to business (B2B), digital services, remote work, travel customer base, content creation, gaming, e-learning and accounting.

Contact

NEW YORK
New York City
150 W 30Th Street
+12126009272.0
www.payoneer.com

IPO

2020-10-16

Employees

-

Officers

CEO & Director
Mr. John R. Caplan
Chief Financial Officer
Ms. Beatrice Ordonez C.A.
Chief Legal & Regulatory Officer and Corporate Secretary
Ms. Tsafi Erlich Goldman
Senior Advisor & Director
Mr. Scott H. Galit
Senior VP of Finance & Principal Accounting Officer
Mr. Itai Perry
Chief Technology Officer
Ms. Sarit Frumkes
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Vice President of Investor Relations
Michelle Wang
Chief Compliance Officer
Mr. Micheal Sheehy
Senior Vice President of Corporate Development
Mr. Kevin Ambrosini
Chief People Officer
Ms. Elana Brickner
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See Also

Discover More
What is the Intrinsic Value of one PAYO stock?

The intrinsic value of one PAYO stock under the Base Case scenario is 5.92 USD.

Is PAYO stock undervalued or overvalued?

Compared to the current market price of 10.93 USD, Payoneer Global Inc is Overvalued by 46%.

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