Bank Ozk
NASDAQ:OZK

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Bank Ozk
NASDAQ:OZK
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Price: 49.33 USD 2.03% Market Closed
Market Cap: 5.6B USD
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Intrinsic Value

The intrinsic value of one OZK stock under the Base Case scenario is 79.79 USD. Compared to the current market price of 49.33 USD, Bank Ozk is Undervalued by 38%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

OZK Intrinsic Value
79.79 USD
Undervaluation 38%
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Bank Ozk

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
Bank Ozk

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Financials
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Balance Sheet Decomposition
Bank Ozk

Net Loans 28.8B
Investments 3.8B
PP&E 712.8m
Intangibles 660.8m
Other Assets 3.5B
Total Deposits 30.6B
Long Term Debt 470m
Other Liabilities 807.3m
Earnings Calls

In the latest call, Bank OZK executives projected loan growth in the mid- to high-single digits for 2025, despite expectations of pressure on net interest margins (NIM) due to rate adjustments by the Federal Reserve. They anticipate potential NIM inflections by late 2025, with guidance noting a 25 basis point decline expected across six upcoming meetings. The bank plans to expand its branch network by about 10% by 2025, supporting long-term deposit growth. Optimism around new corporate banking initiatives highlights a strategy to leverage high-quality assets and relational client management to maintain a low charge-off ratio.

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Wall St
Price Targets

OZK Price Targets Summary
Bank Ozk

Wall Street analysts forecast OZK stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for OZK is 50.36 USD with a low forecast of 35.35 USD and a high forecast of 66.15 USD.

Lowest
Price Target
35.35 USD
28% Downside
Average
Price Target
50.36 USD
2% Upside
Highest
Price Target
66.15 USD
34% Upside
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Dividends

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Shareholder Yield

Current shareholder yield for OZK is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
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OZK News

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Profile

Bank Ozk Logo
Bank Ozk

Country

United States of America

Industry

Banking

Market Cap

5.6B USD

Dividend Yield

3.2%

Description

Bank OZK engages in the provision of community banking services. The company is headquartered in Little Rock, Arkansas and currently employs 2,542 full-time employees. The Bank's product and services include mobile & online banking, personal checking, personal savings, debit cards, credit card account access, business checking, trust services and wealth services, which include investment management services, custodial bank, retirement planning and employee benefit plans. The Bank owns eight 100%-owned finance subsidiary business trusts, a subsidiary that holds its investment securities, a subsidiary engaged in the development of real estate, a subsidiary that holds an ownership interest in a private aircraft, a subsidiary that invests in renewable energy and various other entities that hold loans, foreclosed assets or tax credits or engage in other activities. The Bank conducts its operations through approximately 249 offices in eight states, including Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi.

Contact

ARKANSAS
Little Rock
18000 Cantrell Road
+15019782218.0
www.ozk.com

IPO

1997-07-17

Employees

2 542

Officers

Chairman & CEO
Mr. George G. Gleason II
President
Mr. Paschall Brannon Hamblen
Chief Financial Officer
Mr. Tim Hicks CPA
Chief Operating Officer
Ms. Cynthia Wolfe
Chief Lending Officer
Mr. Alan Jessup
Chief Accounting Officer
Mr. Stan Thomas
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Managing Director of Corporate Finance Data & Technology
Mr. Patrick M. Carr
Chief Information Officer
Mr. Jason Cathey
Chief Administrative Officer
Ms. Tamara Gotham
Director of Investor Relations & Corporate Development
Jay Staley
Show Less

See Also

Discover More
What is the Intrinsic Value of one OZK stock?

The intrinsic value of one OZK stock under the Base Case scenario is 79.79 USD.

Is OZK stock undervalued or overvalued?

Compared to the current market price of 49.33 USD, Bank Ozk is Undervalued by 38%.

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