Old Second Bancorp Inc
NASDAQ:OSBC
Decide at what price you'd be comfortable buying and we'll help you stay ready.
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P/E
Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.
Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.
Valuation Scenarios
If P/E returns to its 3-Year Average (8.7), the stock would be worth $13.29 (34% downside from current price).
| Scenario | P/E Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 13.1 | $20 |
0%
|
| 3-Year Average | 8.7 | $13.29 |
-34%
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| 5-Year Average | 9.7 | $14.72 |
-26%
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| Industry Average | 13.5 | $20.55 |
+3%
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| Country Average | 22.9 | $34.87 |
+74%
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Forward P/E
Today’s price vs future net income
| Today's Market Cap | Net Income | Forward P/E | ||
|---|---|---|---|---|
|
$1B
|
/ |
Jan 2026
$80.3m
|
= |
|
|
$1B
|
/ |
Dec 2026
$115.2m
|
= |
|
|
$1B
|
/ |
Dec 2027
$121.3m
|
= |
|
Forward P/E shows whether today’s P/E still looks high or low once future net income are taken into account.
Peer Comparison
| Market Cap | P/E | ||||
|---|---|---|---|---|---|
| US |
|
Old Second Bancorp Inc
NASDAQ:OSBC
|
1.1B USD | 13.1 | |
| US |
|
PNC Financial Services Group Inc
NYSE:PNC
|
88.4B USD | 12.9 | |
| US |
|
Truist Financial Corp
NYSE:TFC
|
63.2B USD | 12.2 | |
| US |
|
Fifth Third Bancorp
NASDAQ:FITB
|
45B USD | 22.2 | |
| US |
|
Huntington Bancshares Inc
NASDAQ:HBAN
|
33.3B USD | 15.8 | |
| US |
|
M&T Bank Corp
NYSE:MTB
|
31.6B USD | 11.4 | |
| CN |
|
Bank of Ningbo Co Ltd
SZSE:002142
|
211.4B CNY | 7.7 | |
| CN |
|
Bank of Jiangsu Co Ltd
SSE:600919
|
205.5B CNY | 6.4 | |
| US |
|
Citizens Financial Group Inc
NYSE:CFG
|
27.2B USD | 14.8 | |
| JP |
|
Resona Holdings Inc
TSE:8308
|
4.1T JPY | 15.4 | |
| US |
|
Regions Financial Corp
NYSE:RF
|
23.7B USD | 11.1 |
Market Distribution
| Min | 0 |
| 30th Percentile | 15.3 |
| Median | 22.9 |
| 70th Percentile | 33.2 |
| Max | 1 826 183.3 |
Other Multiples
Old Second Bancorp Inc
Glance View
Old Second Bancorp, Inc. is a bank holding company, which engages in the provision of traditional retail and commercial banking services through its wholly owned subsidiaries. The company is headquartered in Aurora, Illinois and currently employs 891 full-time employees. The firm through its wholly-owned subsidiary bank, Old Second National Bank (the Bank), offers a range of financial services. The firm provides full-service banking business, which includes a range of deposit products, trust and wealth management services, and lending services, including demand, negotiable order of withdrawal, money market, savings, time deposit and individual retirement accounts; commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking; safe deposit operations. The company also provides additional services, which include acquisition of the United States Treasury notes and bonds, money orders, cashiers' checks and foreign currency, direct deposit, debit cards, credit cards and other special services. Its lending activities include making commercial and consumer loans, primarily on a secured basis.
